BYD Car Insurance in the UAE

Can You Insure Your BYD Car in the UAE?

Yes, you can buy BYD car insurance in UAE. In fact, it is a legal requirement to have all cars insured in the country. You can find flexible and customisable motor insurance options for your Chinese EV. Depending on your personal preferences, car’s age, condition, and so on, you can choose from third-party and comprehensive policies. 

Why Does BYD Car Insurance in UAE Matter?

While you’re legally required to insure your BYD car model in the UAE, the importance of insurance goes beyond that. Here are the primary reasons why — 

• A legal requirement. It is legally required to insure your BYD car as per the UAE’s Federal Law. You need to have at least third-party motor insurance to drive around in UAE. 
• Accident protection. BYD car insurance covers the repair or replacement costs in case of road accidents or collisions. This saves your finances from getting drained in case of an accident.
• Third-party liability protection. You remain financially protected if you end up causing third-party damage or bodily injury with your car. This is because the insurer takes care of the third-party claims. 
• Coverage in unexpected scenarios. Your BYD comprehensive insurance in UAE covers your vehicle against unexpected risks like fire, theft, or natural disasters (if applicable). 
• Peace of mind assured. You can drive with confidence and peace knowing your vehicle is insured and complies with the UAE regulations. 

Popular BYD Models You Can Insure Easily

You can insure all BYD models easily. Some of the top models include —

• BYD Shark 6
• BYD Han
• BYD Sealion 7
• BYD Seal 7
• BYD Seal
• BYD Atto 3
• BYD Song Plus
• BYD Qin Plus

Best Insurance for BYD Cars in UAE

Here are the top companies that offer BYD vehicle insurance in UAE —

• Tokio Marine Insurance
• Sukoon Insurance
• Alliance Insurance
• Methaq Takaful
• Orient Insurance
• GIG Gulf
• Insurance House
• Qatar Insurance Company
• RAKInsurance
• Al Wathba National Insurance 

How Much Does BYD Vehicle Insurance in UAE Cost?

The starting price for third-party car insurance is AED 630. For BYD comprehensive car insurance in UAE, you can expect the following starting rates — 

• SUV — AED 3,250
• Sedan — AED 3,250

Note that the rates above are for reference only. Actual premiums may vary as per your driving record, car’s condition, and so on.

What is Included and Excluded Under BYD Car Insurance in UAE?

Although the inclusions and exclusions vary, here are the standard ones under BYD comprehensive insurance in UAE —

What’s Covered

What’s Not Covered

Third-party damage Third-party liabilities Damage to the insured vehicle Blood money Loss of personal belongings Windscreen excess waiver Emergency medical expenses Ambulance service Fire and theft cover Personal injury

Regular wear and tear caused to the car Damage to the car while driving under the influence  Damage to the vehicle while driving without a valid licence Damage to the electrical system not due to an accident Damage caused to the vehicle during war or war-like scenarios Driving the vehicle intended for personal use commercially Damages outside the geographical scope of cover Damage to the vehicle when using it for illegal or criminal activities

BYD Motor Insurance Add-ons

You can extend the scope of your BYD car insurance coverage with some optional benefits. For most of these add-ons, you only need to pay a nominal additional premium. 

Here are some of the most popular add-ons —

• Personal accident cover for the driver and passengers
• Vehicle replacement
• Natural calamity cover
• Oman cover extension
• Roadside assistance 

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Which Factors Affect BYD Car Insurance Premiums in UAE?

Certain factors impact your BYD motor insurance premium, including —

• Parts availability and cost. If the parts of your BYD need to be imported from China, you would need to pay a higher insurance premium. 
• Driver profile. This factor can be divided into 3 parts: age, driving experience, and claim history. If you are younger than 25 years of age, you are likely to be considered an inexperienced driver, which can increase your insurance premiums. Similarly, if you have a record of multiple accidents, your premiums can increase.
• Coverage type that you go for. You can opt for either third-party or comprehensive car insurance. The level of coverage the two types offer determines the premium you would need to pay. BYD comprehensive car insurance in UAE usually has a higher premium than a third-party plan. Here’s a Thing - If you are confused about what to select, make sure you check the coverage level against the premium. Sometimes, higher coverage is more important than lower premiums. This is especially true in the case of your BYD car, which is your travel companion. 
• Add-ons. The additional coverage you add to your BYD car insurance policy can also increase the premium substantially. So, select the add-ons that you require the most.

Practical Ways to Reduce BYD Vehicle Insurance Premiums

You can always save on your BYD car insurance premium by being more mindful and aware of your requirements. Here are some easy ways to reduce the premium rates —

• Compare quotes from multiple providers on platforms like Policybazaar.ae 
• Take advantage of your no-claim bonus discount (if applicable)
• Choose higher deductibles (if possible)
• Drive safely and reduce the risk of accidents

Where Can You Insure Your BYD Car in the UAE?

You can easily insure your BYD car in the UAE on Policybazaar.ae. This website is a one-stop portal for all your requirements for car insurance in Dubai and across the UAE. With a simple user interface, you can buy a BYD motor insurance policy in a matter of a few seconds. And that’s not all — you can take advantage of several exclusive deals and offers:

• Refund of up to AED 1,000 on the first claim excess
• 12-free eco car washes (Dubai & Abu Dhabi)
• 15% off on charger installation
• AED 30 off on roadside assistance boost (only in Dubai)
• 30% off on portable charging pods

Frequently Asked Questions