Jetour Car Insurance in UAE

The cost and type of Jetour motor insurance in UAE can vary depending on the model, repair approach, and how the car is driven. 

Why are Jetour Vehicles Insured Differently in the UAE?

Jetour cars are assessed differently by insurers in the UAE due to a combination of vehicle design, usage patterns, and ownership behaviour. The key reasons are outlined below—

• SUV-focused vehicle design: Jetour vehicles are primarily mid-to-large SUVs. Compared to smaller sedans, SUVs usually have larger body panels, more safety components, and advanced electronics. This increases potential repair costs, which directly affects how Jetour car insurance in UAE is structured and priced.
• Variant-wise differences across Jetour models: Jetour cars in the UAE are available in multiple variants across models such as the Jetour X70, X70 Plus, X90, and X90 Plus. Its trims, meanwhile, differ in engine options, interior features, and safety technology. Higher variants of models often come equipped with advanced driver-assistance systems, multiple cameras, panoramic sunroofs, and larger infotainment setups. 
• Repair network considerations: Jetour cars may require specialised parts and trained technicians, especially for bodywork and safety systems. As a result, insurers differentiate strongly between agency repair and insurer-approved garage repair options. This is one reason why premiums can vary depending on the repair route selected.
• Ownership stage and buying behaviour: Jetour vehicles in the UAE are commonly purchased as new or nearly new. During the initial ownership years, most buyers prefer comprehensive insurance to protect vehicle value. 

Insurance Coverage Available for Jetour Cars in the UAE

Jetour car insurance in UAE is generally available under two coverage structures. While both meet UAE motor insurance regulations, the level of protection that they offer is very different. 

1. Jetour Comprehensive Insurance in UAE

Comprehensive motor insurance is the most commonly chosen option for new and high-value Jetour vehicles.

It covers —

• Damage to your own Jetour car due to accidents
• Fire and theft
• Damage caused by natural events such as floods or storms
• Third-party injury and property damage
• Optional benefits like roadside assistance, personal accident cover, and Oman extension

2. Third-Party Insurance for Jetour Cars

Third-party insurance is the minimum legal requirement for driving in the UAE.

It usually covers —

• Injury or death of a third party
• Damage caused to third-party property (within UAE-defined limits)

How Do Jetour Owners Usually Decide? New or high-spec Jetour variants → Comprehensive insurance Older Jetour vehicles with lower market value → Third-party insurance Owners concerned about repair costs → Comprehensive cover

Best Jetour Car Insurance Plans Comparison

Some of the best Jetour vehicle insurance plans are given in the table below —

Insurer & Plan Name	Comprehensive / Third Party	Repair Network Type	Add-Ons Included	Personal Accident Cover	Roadside Assistance
Sukoon Comprehensive (Gold Agency)	Comprehensive	Authorised / Agency Repair	Multiple add-ons included	Included	Included
Al Sagr Comprehensive (Garage)	Comprehensive	Approved Garage Repair	Limited add-ons	Included / Optional	Included / Optional
Alliance Insurance Comprehensive (Agency)	Comprehensive	Authorised / Agency Repair	Add-ons included with optional upgrades	Included	Included
RAK Comprehensive (Garage)	Comprehensive	Approved Garage Repair	Standard add-ons	Included / Optional	Included / Optional
Sukoon Third Party Liability	Third Party	Not Applicable	Basic add-ons	Optional	Included / Optional

Disclaimer: The above Jetour car insurance plans are for informational purposes only. Actual coverage may vary based on the Jetour model, variant, vehicle value, driver profile, and insurer underwriting rules. Final coverage details should always be confirmed in the policy wording issued by the insurer.

Inclusions Under Jetour Car Insurance in UAE

The table below provides key inclusions of Jetour motor insurance in UAE —

Coverage / Benefit	Comprehensive Jetour Car Insurance	Third-Party Jetour Car Insurance
Damage to your Jetour car (accident)	✔ Included	✖ Not included
Fire and theft cover	✔ Included	✖ Not included
Natural events (floods, storms)*	✔ Included (as per policy terms)	✖ Not included
Third-party bodily injury	✔ Included	✔ Included
Third-party property damage	✔ Included	✔ Included (up to AED 2 million per accident)
Driver personal accident cover	✔ Included / Optional	✔ Optional
Passenger personal accident cover	✔ Included / Optional	✔ Optional
Roadside assistance	✔ Included / Optional	✔ Included / Optional
Towing and recovery services	✔ Included / Optional	✔ Optional
Oman extension	✔ Optional	✖ Not included

*Coverage for natural events depends on the insurer and selected plan. It’s usually available as an add-on.

What’s Not Covered Under Jetour Car Insurance in UAE?

Jetour car insurance policies in the UAE come with defined limits on what is covered and what is excluded. Here are the major exclusions —

• Mechanical or electrical faults not linked to an accident - Issues such as engine failure, transmission problems, or electronic malfunctions are not covered unless directly caused by an accident.
• Damage caused during off-road or non-standard use - Even though Jetour vehicles are SUVs, damage caused while driving off-road, on sand dunes, or in non-designated areas is not covered unless the policy specifically mentions off-road use.
• Wear-related damage to tyres, batteries, and consumables - Tyres, batteries, brake pads, and similar parts are excluded unless damaged as part of an accident claim.
• Vehicle modifications not declared to the insurer - Accessories or modifications such as body kits, performance upgrades, or non-factory fittings are not covered if they are not declared and accepted by the insurer at policy issuance.
• Accidents caused by unauthorised drivers - Claims may be rejected if the Jetour vehicle is driven by someone without a valid UAE driving licence or outside permitted driving conditions stated in the policy.

Jetour Car Insurance Cost in UAE

The cost of Jetour motor insurance in UAE depends mainly on the vehicle model, variant, and the type of cover selected. Since Jetour vehicles are mostly SUVs, premiums are often influenced by repair complexity and vehicle value.

What Affects the Price?

• Jetour model and variant (X70, X70 Plus, X90, X90 Plus)
• Type of cover (comprehensive or third-party)
• Repair option (authorised service centre or approved garage)
• Excess amount chosen in the policy
• Add-ons such as roadside assistance or Oman cover

Indicative Cost Range

• Third-party car insurance in the UAE usually starts from around AED 630 per year. The final premium can be slightly higher or lower based on the car model, engine size, and usage.
• Comprehensive Jetour car insurance is generally priced as a percentage of the car’s insured value. It varies by the insurer, repair option, and selected add-ons.
• For SUVs, the minimum comprehensive Jetour car insurance premium starts from around AED 1,890 per year.

Note that actual premiums may differ as per the insurer’s underwriting, vehicle condition, driver profile, and policy structure.

Buying or Renewing Jetour Car Insurance Online in UAE

Buying or renewing Jetour car insurance in the UAE online is quite beneficial. It allows you to make informed decisions based on how your vehicle is currently used, not simply continuing with last year’s policy. Since Jetour cars are available in multiple variants and are often used as family SUVs, reviewing coverage details at renewal is especially important.

What to Check Before Buying or Renewing?

• Confirm your Jetour model and variant, as coverage and repair eligibility may differ
• Decide between comprehensive or third-party insurance based on vehicle age and value
• Review the repair route (authorised service centre or approved garage)
• Check the excess amount and add-ons included in the plan

How Does Policybazaar.ae Help Jetour Owners?

Policybazaar.ae allows you to compare plans from multiple insurers in one place. This makes it easier to find the best insurance for Jetour cars in UAE — you can see differences in coverage, excess, and repair options. This is particularly useful at renewal, when switching insurers or changing repair type can help better align the policy with the car’s current condition. 

PB Advantage Benefits

Policies purchased through Policybazaar.ae may come with PB Advantage, which offers value-added benefits beyond standard insurance coverage. These can include services such as roadside assistance support, car care benefits, an excess amount waiver of up to AED 1,000 on the first eligible comprehensive claim, and more, subject to terms and conditions.

Jetour Car Insurance FAQs