Chery Car Insurance in the UAE

Variants and Features of Chery Cars in the UAE

Before moving on to Chery motor insurance, let’s understand some of its top models.The brand has a range of cars in the UAE for both sedan buyers and families who prefer SUVs. These models deliver a balance of comfort, technology, and practicality, which also plays a role when choosing Chery car insurance.

Chery Models Available in the UAE

Chery Model	Body Type	General Buyer Profile
Chery Tiggo 2 Pro	Compact SUV	City driving, first-time SUV buyers
Chery Tiggo 7 Pro	Mid-size SUV	Families, daily commuting
Chery Tiggo 8 Pro	Full-size SUV	Large families, long-distance travel
Chery Arrizo 5	Sedan	Budget-conscious daily users

Cost of Chery Car Insurance in UAE

The cost of Chery car insurance in UAE depends largely on the type of vehicle you drive, its variant, and the level of coverage you choose. Since Chery offers both SUVs and sedans, insurance premiums can vary even within the same brand.

Indicative Premium Range for Chery Cars

1. Minimum comprehensive insurance for Chery SUVs:
   Comprehensive cover for Chery SUVs generally starts from around AED 1,700 per year. This includes protection for your own vehicle along with third-party liability.
2. Minimum comprehensive insurance for Chery sedans:
   Comprehensive insurance for Chery sedans also starts from around AED 1,700 per year. The actual prices depend on the model, insured value, and the repair option.
3. Third-party car insurance in the UAE:
   Third-party insurance usually starts from around AED 630 per year. However, for Chery vehicles, the premium may be slightly higher or lower based on the model, engine size, insurer pricing, and usage profile.

What Influences the Final Chery Car Insurance Premium

1. Chery model and variant
2. Type of cover (comprehensive or third-party)
3. Repair option (authorised service centre or approved garage)
4. Excess amount selected
5. Add-ons such as roadside assistance or Oman cover

Actual premiums may vary depending on insurer underwriting guidelines, driver profile, and vehicle condition.

Two Types of Chery Car Insurance in the UAE

When you buy Chery car insurance in UAE, you usually pick between two types of coverage. 

Comprehensive Insurance

Comprehensive insurance provides broader coverage. It is commonly chosen for new or well-maintained Chery vehicles. It covers damage to your own car as well as third-party liabilities.What it generally covers:

• Accidental damage to your Chery car
• Fire and theft
• Third-party injury and property damage
• Optional add-ons such as roadside assistance and natural calamity cover

This type of cover is often preferred by buyers looking for Chery comprehensive insurance in UAE, especially for SUVs and higher variants.

Third-Party Insurance

Third-party insurance is mandatory in the UAE. It covers damage or injury caused to others but does not cover repairs to your own Chery car.

What it generally covers:

• Third-party bodily injury
• Third-party property damage

This option is popular for those with older vehicles or when keeping insurance costs low is the priority.

Garage Repair vs Agency Repair for Chery Cars

When choosing Chery motor insurance, the repair option you select is crucial. It plays a major role in both the premium you pay and the repair experience during a claim. Most insurers in the UAE offer two repair routes for Chery vehicles.

Aspect	Agency Repair	Approved Garage Repair
Where repairs are done	Authorised Chery service centres	Insurer-approved garages
Parts used	Original manufacturer parts	OEM or equivalent parts
Repair quality control	Managed by authorised service network	Managed by insurer
Impact on premium	Higher premium	Lower premium
Best suited for	New or high-value Chery cars	Older or out-of-warranty Chery cars

Best Auto Repair Workshop Dubai, UAE

How Does This Affect Chery Vehicle Insurance?

1. Agency repair is usually preferred for newer Chery vehicles where maintaining service history and resale value matters.
2. Approved garage repair helps reduce annual insurance costs. It is often chosen once the vehicle moves out of warranty.
3. The repair option selected directly impacts the cost of Chery car insurance in UAE and the out-of-pocket expense during claims.

Best Chery Car Insurance Plans in the UAE 

In the table below, you can find some of the top Chery car insurance plans in the UAE along with their key features — 

Insurer & Plan	Repair Type	Standard Excess	Roadside Assistance Scope	Geographic Cover	Key Policy Benefits
Sukoon Comprehensive (Gold – Agency)	Authorised dealer	AED 500	UAE + GCC (100 km free, then chargeable)	UAE, Oman, Qatar (if opted)	Dealer repairs, roadside assistance, natural disaster cover, personal accident, windscreen damage (no excess)
Alliance Insurance Comprehensive (Agency)	Authorised dealer	AED 500	UAE only (intracity towing)	UAE	Dealer repairs, roadside assistance, personal accident cover, lock replacement, valet parking cover
Al Sagr Comprehensive (Garage)	Approved garage	AED 350	UAE (intracity)	UAE	Lower excess option, roadside assistance, natural calamities, personal belongings cover
Sukoon Third-Party Liability	N/A	N/A	UAE (basic towing)	UAE	Third-party property & bodily injury liability, limited roadside assistance
QIC Third-Party Liability	N/A	N/A	UAE (basic)	UAE	Statutory third-party cover, optional roadside assistance
Tokio Marine Third-Party Only	N/A	N/A	UAE (basic)	UAE	Third-party liability as per UAE motor law

Important Disclaimer - The Chery motor insurance plans and benefits above are indicative and based on insurer policy wordings at the time of review. Coverage, excess amounts, add-ons, and repair options may vary depending on the Chery model, vehicle age, insured value, and insurer underwriting guidelines.

What is Included in Chery Car Insurance?

Coverage under Chery auto insurance depends on whether you choose comprehensive or third-party insurance. While benefits may vary slightly by insurer, the following inclusions are commonly available across Chery insurance policies in the UAE.

1. Damage to your Chery vehicle (comprehensive only)
   Covers repair costs for your car in case of accidents, subject to policy terms and excess
2. Third-party liability cover
   Covers injury, death, or property damage caused to others, as mandated under UAE motor insurance laws
3. Fire and theft protection
   Comprehensive Chery car insurance usually includes cover for loss or damage due to fire or theft
4. Personal accident cover
   Many policies include or offer driver and passenger personal accident cover
5. Roadside assistance and recovery
   Assistance such as towing, battery jump-start, or breakdown support is commonly included or available as an add-on

What Is Not Included in Chery Car Insurance in UAE?

While Chery car insurance offers broad protection, some situations and losses are generally not covered under standard policies.

1. Age-related damage to tyres, batteries, brake pads, and consumables is not covered
2. Breakdowns not caused by an accident, including engine or gearbox issues, are excluded
3. Claims arising from drunk driving or invalid licensing are not payable
4. Any changes not declared to the insurer, such as performance upgrades or aftermarket fittings, are excluded
5. Damage caused during racing, speed testing, or non-standard off-road use is not covered
6. Claims reported late or without a valid UAE police report are usually rejected
7. Accidents outside the UAE are not covered unless you’ve specifically included Oman or GCC extension 

Add-Ons Available with Chery Car Insurance

Add-ons allow Chery owners to extend basic coverage based on how the car is used. While not mandatory, these options can make Chery car insurance in UAE more practical for daily driving, long trips, or family use.

1. Driver Personal Accident Cover: Provides financial protection for the driver in case of serious injury or death due to an accident
2. Passenger Personal Accident Cover: Covers occupants of the Chery vehicle
3. Roadside Assistance: Includes services such as towing, battery jump-start, flat tyre support, and emergency breakdown help
4. Oman Cover / GCC Extension: Extends Chery vehicle insurance in UAE to cover driving in Oman or other GCC regions, subject to policy terms
5. Natural Calamity Cover: Protects against damage caused by floods, storms, or other natural events under comprehensive policies
6. Replacement Vehicle Benefit: Provides a temporary replacement car, usually for a limited number of days, while your Chery is under repair after an insured claim

Advantages of Buying Chery Car Insurance Online in the UAE

Buying Chery car insurance online is ideal for clarity, speed, and better value. Online comparison helps you see coverage differences clearly instead of relying on a single quote. When you buy or renew Chery vehicle insurance in UAE through Policybazaar.ae, PB Advantage adds everyday benefits that go beyond standard accident cover.

PB Advantage Benefits Include — 

1. Waiver of up to AED 1,000 on the first eligible claim excess
2. 12 FREE eco-exterior car washes in Dubai & Abu Dhabi
3. Free pickup and drop for major vehicle services
4. Up to 50% OFF on mobile services, with free diagnostics and a 6-month repair warranty
5. AED 5,000+ savings across dining, shopping, travel, and lifestyle partners
6. Hire a Driver benefit – 50% OFF on the first 3 trips

Additional Value for EV & Hybrid Owners

For households that own or plan to own electric or hybrid vehicles, PB Advantage also includes EV-focused offers —

1. 15% DISCOUNT on home charger installation
2. 30% OFF on portable charging pods
3. AED 30 OFF roadside emergency charging boost (Dubai only)

Chery Car Insurance FAQs