10 Best Health Insurance Companies in Abu Dhabi

Considering all these, securing a health insurance plan is a wise financial step for anyone with an income. However, with the sheer number of options available, finding the right medical insurance company can be challenging. 

To assist you, we have compiled a list of Abu Dhabi health insurance companies along with their key features. 

List of Top 10 Health Insurance Companies in Abu Dhabi for 2025

Whether you’re looking for some comprehensive options or simply cheap health insurance companies in Abu Dhabi, you can check out the table below — 

Best Medical Insurance Companies in Abu Dhabi - An Overview

Mentioned below are some key details on the best medical insurance companies in Abu Dhabi —

1. Takaful Emarat

Takaful Emarat stands out as a leading Shariah-compliant health insurance company in Abu Dhabi, known for its ethical and Islamic approach to insurance. Established in 2008, it offers a variety of health Takaful products that follow the principles of solidarity and mutual assistance. It is often mentioned among the companies providing the best insurance in Abu Dhabi, especially for those seeking Islamic medical coverage with flexible benefits for both individuals and corporate clients.

Key Highlights

✅ Founded in 2008 — licensed Shariah-compliant provider
✅ Offers individual and family health plans as well as corporate medical cover
✅ Includes protection, savings, and investment-linked health Takaful products
✅ Health plans follow Islamic principles with no interest or unethical investment
✅ Coverage includes inpatient, outpatient, maternity, dental, and emergency care

2. Orient Insurance

Orient Insurance is a reliable name that consistently ranks among the top 10 health insurance companies in Abu Dhabi. 
Orient Insurance PJSC, established in 1982, is part of the reputable Al-Futtaim Group and is one of the highest-rated insurance companies in the Middle East. Headquartered in Dubai and having branches in Abu Dhabi, Orient provides a wide range of health, life, and general insurance products tailored to both individuals and businesses. 
A popular name among those exploring the best health insurance in Abu Dhabi, Orient’s offerings cover local, regional, and international requirements with dedicated plans for residents, expats, and corporate groups.

Key Highlights

✅ Established in 1982 — part of Al-Futtaim Group
✅ Offers individual, family, and group medical insurance plans
✅ Provides coverage compliant with Abu Dhabi and Dubai regulations
✅ Health plans range from essential basic coverage to premium global options
✅ Rated ‘A Excellent’ by AM Best and ISO 9001 certified

3. Adamjee Insurance

Adamjee Insurance is a growing health insurance provider in Abu Dhabi, known for its affordability and access to reliable healthcare networks. Founded in 1960 in Pakistan, it has established a strong presence in the UAE, including Abu Dhabi. 
The company offers a wide range of general insurance products, including comprehensive health insurance plans tailored for individuals, families, and corporations. Adamjee’s health policies in the UAE focus on affordability, access to premium healthcare networks, and coverage that complies with local regulations. 
Adamjee also provides flexible plans ideal for both residents and foreign nationals.

Key Highlights

✅ Founded in 1960 — operational in the UAE for over a decade

✅ Offers DHA and HAAD-compliant medical insurance plans
✅ Coverage includes inpatient, outpatient, dental, optical, and maternity services
✅ Serves both individuals and corporates with flexible policy options
✅ Strong hospital and clinic network across the UAE

4. Abu Dhabi National Insurance Company (ADNIC)

As one of the oldest and most established insurers, ADNIC is a leader among insurance companies in Abu Dhabi. Founded in 1972, it is widely considered one of the top 10 health insurance companies in Abu Dhabi. 
It offers a full range of medical insurance plans in Abu Dhabi for individuals, families, and businesses, combining comprehensive coverage with a good support system and digital claims tools.

Key Highlights

✅ Established in 1972
✅ Offers individual, family, and corporate health plans
✅ Coverage includes inpatient, outpatient, maternity, and chronic care
✅ Access to an extensive UAE-wide medical network
✅ Strong digital claims platform for fast processing

5. Daman Health Insurance

When discussing the top 10 health insurance companies in Abu Dhabi, Daman Health Insurance certainly takes a leading spot. Officially known as the National Health Insurance Company — Daman, it was founded in 2006 and is the largest medical insurance company in Abu Dhabi, covering over 3 million people. 
Daman offers specialised plans for residents, UAE nationals, expats, retirees, and even Golden Visa holders, making it one of the best health insurance providers in Abu Dhabi. Their innovative digital services and strong government backing make them a trusted choice for medical insurance in Abu Dhabi.

Key Highlights:

✅ Established in 2006 and government-backed
✅ Offers Basic, Enhanced, Flexi, and Madeed plans for diverse demographics
✅ Dedicated plans for Golden Visa holders, retirees, and UAE nationals (Thiqa)
✅ Comprehensive local network with thousands of healthcare providers
✅ Strong digital tools including mobile apps and e-claims submission

6. Sukoon Insurance

Established in 1975, Sukoon offers a wide portfolio of insurance solutions and has rebranded to reflect a more modern and customer-focused identity. Recognised for its flexibility and customer service, Sukoon provides some of the best health insurance in Abu Dhabi for individuals, families, SMEs, and large corporations. 

Its medical insurance in Abu Dhabi is known for high-end benefits and a broad hospital network.

Key Highlights

✅ Established in 1975, rebranded from Oman Insurance Company to Sukoon
✅ Offers individual, family, and group health plans
✅ Flexible coverage with optional add-ons (dental, vision, and more)
✅ Category-based plans ranging from Essential to Executive levels
✅ Strong digital tools including online claims, app access, and provider search

7. Orient Takaful Insurance

Orient Takaful Insurance operates under the umbrella of Orient Insurance PJSC, offering Shariah-compliant health insurance solutions in Abu Dhabi. It is part of the Al-Futtaim Group —  a trusted name in the UAE insurance industry since 1982. 
Among the top 10 medical insurance companies in Abu Dhabi, Orient Takaful provides ethical and cooperative insurance options for individuals, families, and corporations. If you're looking for health coverage in Abu Dhabi that aligns with Islamic values, this is among the best insurers to consider.

Key Highlights

✅ Operates under Orient Insurance, part of Al-Futtaim Group
✅ Provides Shariah-compliant health policies
✅ Serves individuals, families, and group clients in Abu Dhabi
✅ Covers inpatient, outpatient, maternity, and emergency care
✅ Ethical financial structure with mutual risk-sharing

8. Watania Takaful

Watania Takaful, formerly part of Noor Takaful, is another name among medical insurance companies in Abu Dhabi offering Shariah-compliant solutions. 
The company, now operating under Watania International Holding, has quickly earned a reputation as one of the top 10 health insurance companies in Abu Dhabi for ethical and inclusive healthcare coverage. Its plans cater to both individuals and families looking for transparent, interest-free policies that align with Islamic values — making it one of the best health insurance choices in Abu Dhabi for faith-based clients.

Key Highlights

✅ Operates under Watania International Holding — rebranded from Noor Takaful
✅ Offers Takaful-compliant medical insurance plans for all age groups
✅ Comprehensive plans include maternity, inpatient, outpatient, and emergency services
✅ Transparent pricing and policy terms under Islamic finance principles
✅ Supports both individual and group coverage for residents and citizens

9. HAYAH Insurance

HAYAH Insurance, formerly known as AXA, is among the top 10 health insurance companies in Abu Dhabi with a renewed vision and modern digital-first approach. Established originally in 2008 as Green Crescent Insurance, it rebranded to HAYAH in 2022 to reflect its new focus on simplicity, technology, and customer-centric health and life products. 

As a leading health insurance company in Abu Dhabi, HAYAH is known for offering easy-to-manage, digitally-enabled health plans. The goal of the insurer is to make medical insurance in Abu Dhabi more accessible and efficient.

Key Highlights

✅ Founded in 2008 — rebranded as HAYAH Insurance in 2022

✅ Provides individual and group health plans with digital access
✅ Focus on tech-enabled services like mobile claims and live support

✅ Covers basic, enhanced, and international healthcare needs

✅ Known for simplicity, transparency, and affordability

10. Cigna Insurance

Cigna Insurance is a globally recognised name in health services and consistently ranks among the top 10 health insurance companies in Abu Dhabi. 

Founded in 1982, Cigna has a strong presence in the UAE and offers medical insurance in Abu Dhabi for both expatriates and locals. Known for its international expertise and personalised solutions, Cigna offers some of the best health insurance plans in Abu Dhabi, particularly for individuals seeking global coverage, second medical opinions, and digital health tools.

Key Highlights

✅ Established globally in 1982 — active in the UAE for several years
✅ Provides premium international and local health plans
✅ Ideal for expats, high-net-worth individuals, and frequent travellers
✅ Digital tools include 24/7 health access, teleconsultation, and claims management
✅ Extensive local and global medical provider network

How to Choose the Best Insurance Company in Abu Dhabi?

Choosing the best health insurance in Abu Dhabi depends on your lifestyle, budget and medical needs. With numerous providers offering a wide range of coverage options, it’s essential to evaluate your priorities before committing. 

If you're an expat, UAE national, or company owner, here's how to select the right health insurance company in Abu Dhabi — 

1. Check HAAD/DHA Compliance – Always choose plans that comply with local regulations
2. Evaluate Coverage Options – Consider inpatient, outpatient, maternity, dental, and emergency services
3. Compare Networks – Make sure that the insurer has a strong hospital and clinic network in Abu Dhabi and beyond
4. Look for Digital Tools – Mobile apps and online claims submission are huge time savers
5. Read Reviews and Ratings – Customer feedback is important in judging service quality and claims reliability

Why Should You Compare Health Insurance Companies in Abu Dhabi?

Comparing health insurance companies in Abu Dhabi is important for several reasons — 

1. It ensures that you find the most comprehensive coverage that suits your specific health needs.
2. Comparisons help you identify the best value for money. Ultimately, the aim is to maximise your benefits while minimising costs.
3. It aids in reviewing the range of network hospitals and clinics for accessibility and convenience.
4. By evaluating different insurers, you can understand the level of customer service provided. This is a pretty important factor during the claim process.
5. You can assess additional benefits and exclusions so that you avoid unexpected out-of-pocket expenses.

Platforms like Policybazaar.ae allow for easy comparison of multiple insurance options in one place, making the process simpler and more transparent.

To Sum Up

Abu Dhabi’s insurance sector is both diverse and competitive, offering residents world-class healthcare protection. Whether you're looking for Shariah-compliant options, corporate medical cover, or international health plans, the top 10 health insurance companies in Abu Dhabi listed above provide reliable solutions. 
From industry veterans like ADNIC and Daman to digital-first players like HAYAH and Cigna, each health insurance company in Abu Dhabi offers unique strengths.