MetLife Life Insurance UAE & Dubai

Whether you want to secure your family's future, cover debts, or plan for long-term goals, MetLife Life Insurance provides flexible coverage and benefits. This page explores the key features of MetLife Life Insurance in the UAE and why it's an essential part of a solid financial plan for residents.

What is MetLife's Life Insurance Plan?

When you purchase life insurance, you make regular payments, called premiums, to an insurance company. In return, the company agrees to pay a set amount to your beneficiaries when you pass away. The amount of premium depends on factors like your age, health, and the level of coverage you choose.

MetLife life insurance plan provides financial support to your beneficiaries, helping them cover expenses such as lost income, education costs, household debts, and funeral expenses.

Some life insurance plans, like permanent life insurance, let you build up your cash value while you're still alive. This means you can access some of the money in your policy before you are no longer there. 

Why Should You Buy a MetLife Life Insurance Plan?

MetLife has been a trusted partner in the Gulf for over 65 years, providing financial and insurance solutions to help individuals, families, and businesses secure their future. With decades of experience, MetLife has adapted to changing times while staying true to its core promise, guiding you through life’s challenges and helping you achieve your goals.

Here are the reasons to consider buying MetLife life insurance in Dubai -

• Easy customisation of plans
• Round-the-clock customer care service
• Easy claim settlement process
• Manage policy online via myMetLife App

Features of the Best MetLife Life Insurance in the UAE

The following are the best MetLife insurance plans in the UAE along with their features-

Secure Plus Plan

Live Life Plan

Why Choose the Live Life Plan?

• Instant Coverage: Protection begins immediately after approval.
• Worldwide Cover: Portable plan – stays valid even if you move outside the UAE.
• Quick Enrollment: Just 5 simple steps to apply online.
• Affordable Premiums: Starting from AED 60/month.

Future Protect

About the Future Protect Plan

• Eligibility: Entry age 18–65 years; maturity up to age 95.
• Currency Options: USD, GBP, or EUR.
• Premium Payment:
  • Regular payments (monthly, quarterly, semi-annual, or annual)
  • Initial Payment Period (12 or 24 months) invested in the MetLife Conservative Investment Account.
• Investment Growth:
  • After IPP, premiums are allocated to chosen investment funds
  • A conservative account ensures sustainable growth (non-guaranteed).
• Coverage:
  • Minimum: USD 100,000
  • Maximum: USD 50 million
• Premiums:
  • Minimum annual: USD 1,800
  • Excess premiums allowed (min USD 250, max 10× planned annual premium)

Which MetLife Life Insurance Plan is Right for You?

Choosing the right plan depends on your financial goals, family needs, and lifestyle. Here’s a quick guide —

• Secure Plus Plan → Perfect if you want more than just life cover. It’s designed for those who value health protection, with hospitalisation income benefits, wellness discounts, and access to global medical experts.
• Live Life Plan → Suitable if you’re looking for affordable, straightforward life insurance. With flexible premiums starting from just AED 60/month, it’s a great fit for young professionals or families who want reliable financial security without stretching their budget.
• Future Protect Plan → Best for long-term planners. If you want a mix of life cover and investment growth, this plan lets you protect your loved ones while building wealth in USD, GBP, or EUR.

👉 Pro Tip: The smartest way to decide is to compare premiums, coverage, and benefits side by side. Platforms like Policybazaar.ae make it easy to find the plan that matches both your protection needs and your budget.

What are the Eligibility Criteria to Apply for MetLife Insurance in UAE?

MetLife life insurance in Dubai is designed to be accessible to a wide range of customers in the Gulf and beyond. The following are the eligibility criteria to apply for this plan –

• Age Requirement:
  • Minimum entry age: 21 years
  • Maximum age: Up to 85 years (varies depending on the specific product)
• Residency Status:
  • Available for residents of the Gulf countries (UAE, Qatar, Bahrain, Oman, Kuwait)
  • Non-residents may also apply for certain life insurance products
• Geographical Restrictions:
  • Not available for residents of sanctioned countries
  • In some cases, restrictions may apply to individuals living in high-risk countries (this list is subject to change)

👉 This broad eligibility makes MetLife a suitable choice for both Gulf residents and expatriates seeking reliable protection and financial security.

How do you file a MetLife Life Insurance claim?

The following is the process of filing a MetLife insurance claim –

• Connect with the insurance provider (MetLife) as soon as possible. Inform them about the death, or go to your MetLife life insurance login.
• Fill in the claim form and provide details about the situation to avoid delays.
• Submit the claim form and provide all the supplementary documents to the insurance provider through the allotted channels. 
• Once your claim gets approved, the provider will give you a settlement amount according to the policy tenure. Payment can be made via bank transfer or cheque. 

Note – In case you face any difficulties or have any queries regarding the MetLife life insurance settlement process, you can connect with them at – 

• Phone: 800 6385433
• Email: GulfLifeClaims@metlife.com

Customer service is available from 08:00 am to 07:00 pm. 

The following are the documents required to initiate the claim settlement process – 

• Death certificate
• Police report in case of accidental death
• The physician form that needs to be completed and signed by the doctor
• Medical report stating the cause of death with date from which the cause started
• Copy of passports of insured and beneficiary

Note that you need to submit the documents either in English or Arabic. 

Where to Buy a MetLife Life Plan in the UAE?

You can effortlessly buy a MetLife life insurance plan through Policybazaar.ae. The platform offers a user-friendly interface. You can get the best plan in just a few simple steps. 

When you buy MetLife life insurance in UAE from here, you enjoy the following benefits -

• Compare and choose the best life insurance plans
• Option to customise the insurance plans
• 24/7 customer care service
• Access to other insurance, banking and finance products
• Assistance from industry experts in case you get confused

Frequently Asked Questions