National Life and General Insurance

National Life Insurance — An Overview

National Life and General Insurance Co SAOG (NLG) was founded in 1995. It’s now a leading insurer not just in the UAE but in Kuwait and Oman as well. Across the Emirates, it is known for its customer-centric solutions and prompt assistance. Over the years, the company’s work has earned it awards like the Excellence in Insurance Services Award (2023) in Oman, Industry Leader in Sustainability in Insurance (2023), and more. Currently, it has been rebranded as Liva after the merger of RSA Middle East and NLGIC.

Let’s now turn our attention to NLG term life insurance.

Features of National Life Insurance in UAE

With National term life insurance, you can cover your loved ones and protect their dreams. Here’s an overview of the coverage that you can get with this policy  —

• If you pass away during the policy tenure, the insurer pays the sum assured to your family. With a high amount, your family won’t have to worry about finances in your absence. Similarly, the terminal illness cover is built in. In case you’re diagnosed with a terminal illness, the policy pays the sum assured while you’re alive. 

Optional Add-ons Under NLG Life Insurance in Dubai

With NLG life cover, you also get a few optional benefits:

The critical illness benefit is provided on an accelerated basis. If you’re diagnosed with a critical illness, your policy will pay up to 50% of the sum assured while you’re alive. This amount can help you cover daily expenses and other obligations.

The waiver of premium comes into effect if you become permanently and totally disabled. In this case, the future premiums are waived but the policy continues.

Why Buy National Life Insurance in UAE?

With National Life and General Insurance Company (NLG), you get some of the most affordable life insurance plans. The company also has a strong record of customer service, which can prove beneficial in unfortunate circumstances. 

Here’s why you can consider NLG term life insurance —

• High sum assured available
• 24/7 customer service
• Flexible repayment tenures
• Global coverage
• Multiple payment terms — monthly, quarterly, annually, or half-yearly
• Quick claim settlement

Eligibility Criteria for NLG Life Insurance in UAE

To apply for a term life policy with NLG, you must meet a few eligibility requirements —

• Age — Minimum 20 years, maximum 60 years
• Nationality — Must be a UAE resident

How to File an NLG Life Insurance Claim?

Here’s how you can easily file a National term life insurance claim — 

• Download the claim form from the official website
• Collect the necessary documents (covered below)
• Submit the form and the documents to the insurer — do this within 30 days of the death or diagnosis of illness/disability 
• The beneficiaries will get the death benefit after the insurer processes the claim 

Here are some of the documents required for the claim process —

Note that the following documents are required for all claims —

• Filled out claim form
• Visa copy
• Age proof

Note: While you can file the claim online, you can also send documents through courier to the following addresses —

• Dubai — 37th and 38th, Burj Al Salam, Sheikh Zayed Road, Trade Centre, Trade Centre 1, Dubai | +971 4 396 1331
• Abu Dhabi — 1st Floor, Dhafir Tower, Fatima Bint Mubarak Street Electra — Najda Intersection, Abu Dhabi, P.O. Box - 26551 | +971 2 6445770

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