State Life Insurance UAE & Dubai

*Maturity benefits of this plan are provided in the following manner — 

• 25% of the sum — when 1/3rd of the policy period is completed 
• Another 25% of the sum — when 2/3rd of the policy tenure is done
• The rest 50% + bonuses are given at maturity 

Note: State life insurance plans are not available on the platform. However, you can check out some other plans from the top insurers!

What’s Not Covered Under State Life Insurance in UAE?

With State life policies in the UAE, you get coverage for disability, natural death, demise due to accidents or diseases, and so on. However, the plans don’t cover the following —

• Suicide
• Wars
• Civil wars
• Riots
• Fraudulent claims

State Life Insurance Add-ons

You can customise your State life insurance plan with various add-ons or riders. Listed below are the major options available — 

• Accidental death cover — provides an additional sum over standard sum assured if the death is due to an accident**
• Waiver of premium — waives premiums but continues the policy if the insured becomes disabled
• Refund of premium — refunds the premiums paid at the death of the insured
• Family income benefit*** — provides a sum to the family of the insured (after death) for regular income 

**It also pays out a part of the sum assured if the insured becomes disabled 

***This add-ons is usually not available with most life policies in the UAE

Eligibility for State Life Insurance in UAE

To get your preferred State life policy, you will need to meet a few requirements — 

How to Make a State Life Insurance Claim?

To file a life claim with State Life Insurance UAE, here’s what you need to do —

• Inform the insurer about the death. 
• Collect the claim form and all the necessary documents.
• Fill out the form and attach the documents.
• Submit the bundle to State Life. If required, the company will ask for additional details.
• After verifying your details, the company will transfer the sum to you.