MetLife Term Insurance in UAE

About MetLife Term Insurance

A MetLife Term Insurance Plan is a basic financial cover that covers your family in case of your demise during the policy tenure. It helps them cover their financial commitments and maintain a normal lifestyle. 

MetLife term cover is available under two plans — Live Life and Live Life Now. 

Whether you are looking to protect your family's future or secure your financial commitments, MetLife term insurance in the UAE offers a dependable solution.

What are the Perks of Buying a MetLife Term Insurance Policy?

With a MetLife term insurance plan, you can easily get a life cover of AED 1 million or even more. With such a high cover amount, you can help your family maintain their lifestyle even in your absence. Here are the key benefits of buying a term life insurance plan from MetLife -

• Customisable plans 
• Premium payment options - Annual, monthly, quarterly, half-yearly, or limited-pau
• Accelerated payout in case of terminal illness
• Easily manage and access your plan online 

Features and Benefits of MetLife Term Life Insurance 

The MetLife term insurance in UAE offers customisable benefits and features, including–

Plan Options – There are 2 plan options: 

i) Level Benefit: A fixed coverage amount throughout the policy term 

ii) Decreasing Benefit: The selected coverage amount reduces yearly as per the selected amortisation table

Premium Payment Options – There are 3 premium payment modes: 

i)  Regular pay (premium is paid yearly)

ii) Limited pay (for a period shorter than the policy tenure)

iii) single pay (single premium is paid)

• Higher sum assured at an affordable rate
• Global coverage
• 30-days free-look period 
• Some more benefits include -
  • Second Medical Opinion - You can use this option to get medical opinion from medical experts.
  • MetLife Discount Card - This card offers up to 30% discount at select medical providers in the UAE. It is valid for medical treatments including dental and optical care. 
  • Accelerated Terminal Illness - The policy pays the life cover amount if the insured is diagnosed with a terminal illness. This amount can be used for treatment costs, daily expenses, and more.

How Does MetLife Term Insurance Work in the UAE?

Here’s how MetLife term life insurance works in UAE -

• Choose between two plan options: Level Benefit or Decreasing Benefit.
• Estimate needs: Assess how much your family may need if you're no longer around or are diagnosed with a terminal illness.
• Add Protection: Add extra protection to your plan, such as Accelerated Critical Illness, Permanent and Total Disability, and Accidental Death Benefits.
• Choose Premium and Term: Choose the premium payment option and policy term that best suits your needs and circumstances.

What are the Add-ons for MetLife Term Insurance in Dubai?

The following are the add-ons for MetLife term insurance in UAE -

• Permanent and Total Disability -  Covers disability caused due to sickness or accident.
• Health Cover Abroad - Covers the medical treatment abroad at specialised hospitals.
• Accelerated Critical Illness - Covers up to 32 critical illnesses, including cancer and heart attack.
• Accidental Loss of Life - The sum assured is doubled if the demise occurs due to an accident in a common carrier.
• Waiver of Premium - In case the policyholder accidentally passes away or becomes disabled, the provider waives the remaining premium until the end of the policy tenure. 

Eligibility Criteria to Apply for MetLife Term Life Insurance

The following are the eligibility criteria to apply for MetLife term life insurance in Dubai -

• Age at Policy entry - 20 to 75 years
• Age at Policy Maturity - 85 years

How to Buy MetLife Term Life Insurance in UAE? 

Policybazaar.ae is a one-stop platform for all your term coverage needs. We host the best plans from leading insurers in one place. We also make it easy for you to understand plans and apply for one without any hassles.

With us, getting a MetLife term plan is a matter of a few clicks! Simply follow these steps — 

• Hit the button below to get started
• Enter all your important details — age, monthly income, and more
• On the quotes page, choose a MetLife plan
• Apply for it 

That’s it, you will hear from us soon!

How to File a MetLife Term Insurance Claim? 

Find below the steps to file a MetLife insurance claim —

• Get in touch with MetLife. Inform them that you wish to file a claim.
• Fill out the claim form and attach the necessary documents.
• Submit the claim. You can also do this online through the official website.
• If the company asks for additional details, provide them.
• The insurer will verify your details. 
• If everything is in order, you’ll get the payout through a designated channel.

MetLife UAE contact details —

• Official website: https://www.metlife.ae/en/
• Phone: 800 6385433

Frequently Asked Questions