Retirement Age in the UAE: What Workers and Employers Need to Know
There is not one single ‘retirement age in UAE’. Instead, different laws, ministerial resolutions, and free‑zone rules set varying age limits as per one’s nationality, sector, and job type. These limits apply to Emiratis, expatriates, public‑sector staff, and private‑sector ...read more
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What is the Official Retirement Age in the UAE?
The standard age of retirement in UAE for both Emirati men and women is 60 years, provided they’ve completed at least 15 years of service. However, for expatriates working in the private sector, the story is slightly different.
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Retirement Age in UAE For Emiratis:
- Normal retirement: 60 yrs + 15 yrs of GPSSA contributions
- Early exit: Possible after 25 yrs of service, but benefits are lower
- Public vs. private sector: Same pension law applies to both
Retirement Age for Expats in UAE in Private Sector:
According to Ministerial Resolution No. 52 of 1989, expat employees can legally work up to —
- Default limit: 60 yrs
- Automatic extension: Up to 65 yrs if your employer shows your skills are needed
- 65 + work: One‑year permits; MoHRE weighs your expertise and economic value
Beyond that, approvals are granted by MoHRE annually based on —
- Expertise
- Nature of work
- Contribution to UAE economy
Example: A 66‑year‑old oil‑rig safety engineer may renew annually if the company proves no local replacement is available.
Core Benchmarks at a Glance
| Category | Standard Exit Age | Can It Extend? | Governing Rule |
|---|---|---|---|
| Emirati nationals | 60 yrs (pension after 15 yrs’ service) | Rarely | Federal Pensions Law |
| Private‑sector expats (mainland) | 60 yrs | 2‑yr work permits to 65 yrs | Ministerial Res. 52 / 1989 |
| Expats 65 + | N/A | Annual permit, MoHRE discretion | MoHRE circulars |
| Dubai‑government staff | Committee review, no fixed age | Yes | Decree 21 / 2017 |
| Golden “Retirement” Visa | 55 yrs + + asset/income test | 5‑yr renewable | Cabinet Res. 65 / 2022 |
Is there an Early Retirement Age in UAE for Nationals?
UAE nationals working in the government or public sector are eligible for early retirement under specific conditions. One common criterion is the completion of 25 years of service. Early retirement may be granted for reasons such as health issues, family responsibilities, or personal matters.
For more detailed guidance based on individual circumstances, it's advisable to consult legal professionals specialising in Emirati law.
What is the Dubai Retirement Age for Expats?
To support retirees who wish to settle in Dubai, the UAE government introduced the Dubai Retirement Visa in 2020. This 5-year renewable visa (also known as the Golden Retirement Visa) allows expatriates to reside in Dubai post-retirement, provided they meet certain eligibility criteria —
✅ Eligibility Criteria:
- Minimum age: 55 years
- One of the following:
|
Pathway |
Core Criteria |
Residency Outcome |
|---|---|---|
|
Continue working |
Employer sponsorship + MoHRE permit up to 65 / annual renewal after |
Normal employment visa |
|
Golden Retirement Visa |
• AED 1 million UAE property or |
5‑year renewable residence |
|
Invest‑to‑stay (Golden Visa investor track) |
AED 2 million property or investment fund |
10‑year residence |
Retirement Planning Tips for Employers and Employees
- Start early: File visa or permit renewals 3‑6 months before expiry
- Keep proof of expertise: Letters, certificates, or rare‑skill evidence help MoHRE approvals
- Check GPSSA records: Emiratis should confirm service years credited
- Budget gratuity: Expats receive an end‑of‑service lump sum not a pension
- Golden Visa readiness: Maintain updated property valuations or bank statements
Important Laws & Regulations to Know
- Federal Decree-Law No. 33 of 2021 – Current employment law
- Ministerial Resolution No. 52 of 1989 – Recruitment & retirement age for expats
- Cabinet Resolution No. 65 of 2022 – Golden Visa and Retirement Visa eligibility
- Decree No. 21 of 2017 (Dubai) – Rules for retirement in Dubai Government
Key Takeaways
The retirement age for expats in UAE is flexible: 60 is standard, 65 is common, and higher ages depend on expertise
Dubai retirement age rules differ for government staff, requiring committee approval
Emiratis rely on the Federal Pension system; expats plan via gratuity or the Golden Retirement Visa
Understanding these nuances lets both employers and employees navigate visa renewals, pensions, and long‑term residence with confidence
Need personalised guidance? Contact MoHRE or Policybazaar.ae to tailor your retirement or post‑60 employment strategy.
Final Thoughts: The Right Retirement Age in UAE
The retirement age in UAE is flexible: 60 is the baseline, 65 is common, and anything beyond that requires MoHRE approval or a Golden Retirement Visa. Understanding the rules lets both employers and workers manage visas, pensions, and post‑career plans with confidence.
Need help applying for retirement visas or work permits after 60? It is best to consult with MoHRE, GDRFA, or immigration experts for personalised guidance.
FAQs for Retirement Age in UAE
Technically 60, but mainland companies can extend employment to 65, or beyond, depending on approvals and their skillset.
Yes, if MoHRE approves and your employer justifies the need, you can work in Dubai after the age of 65 with the annual work permit.
You can apply for a Golden Retirement Visa if you’re 55+ and meet income or property requirements.
No, expats receive end-of-service benefits (gratuity), calculated based on their salary and service length. Emiratis receive pensions under the Federal scheme.
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