Golden Visa Eligibility UAE: Who Can Apply and What You Need
The Golden Visa UAE offers long-term residency to investors, professionals, and talented individuals looking to live, work, or invest in the Emirates, especially in high-growth hubs like Dubai. If you're exploring this opportunity, understanding the Golden Visa UAE eligibility criteria is the first step. Let’s break it down for you.read more

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Aashima Mongia
Content Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia is a Content Executive at Policybazaar.ae, dedicated to bridging the gap between complex financial products and the people who need them. Specializing in Term Life Insurance and Investment portfolios, Aashima translates the "fine print" into high-value insights for the UAE market. With a background rooted in Commerce and Digital Strategy, she combines rigorous research with an audience-first philosophy. Her work is a blend of data-backed research and a deep understanding of the UAE's economic pulse, ensuring that every guide she writes is practical, timely, and easy to digest.


Atul Kathuria
Business Head – Term & Investment | Policybazaar.ae
Mr. Atul Kathuria, Business Head of Term & Investment, is a seasoned business leader with more than 15 years of experience across industries, which includes specialising in the life insurance and wealth management space. An alumnus of IIT Delhi, he brings a strong analytical background and deep expertise in building goal-oriented financial solutions tailored for residents and expats in the UAE. By working closely with top insurers, he has strengthened Policybazaar UAE's range of term and investment plans, making financial planning more accessible and effective.
Who is Eligible for HAYAH UAE Golden Visa?
The Golden Visa UAE eligibility is primarily designed for —
- Investors (property or capital)
- Entrepreneurs
- Skilled professionals (doctors, engineers, scientists)
- Exceptional talents (artists, athletes, coders)
- Outstanding students and graduates
HAYAH Golden Visa Saver Plan offers a smarter, all-in-one alternative to property-based residency. By investing AED 2 million in conservative, market-linked funds, you can qualify for the UAE Golden Visa with no real estate investment required.
The plan combines HAYAH’s Smart Saver and Health Protect, giving you full health insurance, accidental death coverage, and seamless visa application support, all while growing your wealth and securing your future.
Read more: Secure Residency with HAYAH’s Golden Visa Saver Plan
Hayah’s UAE Golden Visa Eligibility Criteria
Here’s a detailed breakdown of Golden Visa UAE requirements —
Minimum Investment Amount
- You must invest at least AED 2 million in an eligible vehicle, such as a capital-protected investment plan or approved fund.
- This must be a one-time, lump sum investment (not SIP or recurring).
Minimum Holding Period
-
The investment must be held for a minimum of 2 years.
-
You can opt for partial or full withdrawal after this period, but exiting early may affect your visa status.
Visa Issuance Timeline
-
Although the investment term is 2 years, the Golden Visa is issued for 10 years, if you continue maintaining your eligibility.
-
However, your residency and visa application process can begin much earlier, once your investment and documents are approved.
- Capital Protection
- Investment should be in a capital-protected plan, like HAYAH’s conservative fund offering a guaranteed 3% return annually.
- While the market component is subject to fluctuation, the plan ensures your initial investment remains secure in the long term.
Health & Life Insurance Included
Plans like HAYAH’s also provide complimentary health insurance for 2 years (up to AED 1 million coverage) and accidental death cover of AED 2 million.
- These are mandatory Golden Visa Dubai requirements for some visa applicants and included in the investment package.
KYC and AML Clearance
-
You must pass Know Your Customer (KYC) and Anti-Money Laundering (AML) checks to proceed with your application.This process involves submitting valid identity proof, source of funds, and financial history.
Nomination & Application Approval
- The UAE Golden Visa requirement process is nomination-based, so once your investment is verified, your application is reviewed by authorities.
- If approved, you will receive the visa; if rejected (due to financial history or document issues), visa fees (approx. AED 6,000–8,000) must be borne by you.
Clean Financial Record
- Applicants should not have any bounced cheque history or financial misconduct, as this could lead to visa rejection despite investment eligibility for Golden Visa UAE.
No Real Estate Required
- You are not required to invest in property to qualify. This makes the plan more accessible and liquid compared to real estate-based visas.
Eligibility for Nominees
- In case of accidental death, your nominee will receive both the investment gains and a fixed AED 2 million as a death benefit.
- You are not required to purchase a property. Investment plans like HAYAH’s allow more flexibility and liquidity while meeting Golden Visa eligibility UAE.
Documents Required for HAYAH Golden Visa UAE
Applicants must prepare and submit key documents to meet the Dubai Golden Visa requirements. These typically include —
- Valid passport
- Recent passport-size photograph
- Proof of investment (bank statement or plan certificate)
- Personal identification documents (Emirates ID, if available)
- KYC (Know Your Customer) and AML (Anti-Money Laundering) checks
- Any category-specific proofs (for talent-based or business visas)
How to Apply for HAYAH Golden Visa UAE via Policybazaar.ae?
You can apply for Dubai Golden Visa online through Policybazaar.ae by following these simple steps —
- Fill out the lead form on the Golden Visa page
- Upload the required documents
- Undergo due diligence (KYC/AML)
- Receive confirmation and proceed with visa issuance
The entire process is seamless when handled through authorised service providers.
HAYAH Dubai Golden Visa Eligibility vs. Other Emirates
While the core criteria remain the same across the UAE, Golden Visa UAE requirements is particularly appealing due to —
- Business-friendly regulations
- High demand from global investors
- Stable economic growth and global connectivity
Ready to Apply?
The HAYAH UAE Golden Visa offers a life-changing opportunity for secure long-term residency. Ensure you meet the eligibility for Golden Visa UAE and consult with trusted advisors or platforms like Policybazaar.ae to begin your application with confidence.
FAQs on Golden Visa UAE Eligibility
What is the minimum investment for HAYAH UAE Golden Visa?
To meet Dubai Golden Visa eligibility, you need to invest AED 2 million in a qualified investment plan or asset.
How long do I need to hold my investment?
A minimum of 2 years is required to maintain Golden Visa eligibility.
Can I apply without buying real estate?
Yes. Capital-protected investment plans like HAYAH’s meet Dubai Golden Visa requirements without real estate.
Is Golden Visa guaranteed after investment?
Not guaranteed. The investment must pass due diligence checks, and you must meet all documentation and regulatory requirements.
What is the minimum UAE Golden Visa salary requirement?
A gross salary of AED 30,000 is one of the basic UAE Golden Visa requirements for investors.
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