Best Health Insurance Companies in Sharjah 2025

Top Health Insurance Companies Plans in Sharjah

Clinic Only

Takaful Emarat

Plan NameECARE BLUE

Medical Cover (AED)150,000

Starting FromAED 1,025/Yearly

NetworkE CARE Blue

Clinic Only

Orient Insurance

Plan NameI-Med

Medical Cover (AED)150,000

Starting FromAED 1,031/Yearly

NetworkNetwork - PCP/RN3

Dubai National Insurance

Plan NameEssential

Medical Cover (AED)150,000

Starting FromAED 1,197/Yearly

NetworkNetwork - PCP/RN3

Clinic With Specialist

Orient Takaful Insurance

Plan NamePlan 5

Medical Cover (AED)1,000,000

Starting FromAED 1,604/Yearly

NetworkNEXTCARE RN3

Clinic + Hospital Access

Dubai Insurance

Plan NameDubai Care N4 (Remnto)

Medical Cover (AED)1,000,000

Starting FromAED 2,308/Yearly

NetworkDubai Care

Plans shown as per selected filters. T&Cs apply

Top Health Insurance Companies in Sharjah - (2025)

List of Top Health Insurance Companies in Sharjah
1. ADNIC Health Insurance	2. Sukoon Health Insurance
3. Orient Health Insurance	4. GIG Gulf Health Insurance
5. Takaful Emarat Health Insurance	6. Cigna Health Insurance
7. Dubai Insurance Company	8. Adamjee Health Insurance

ADNIC Health Insurance

Abu Dhabi National Insurance Company (ADNIC) is one of the most trusted and established health insurance companies in Sharjah and the UAE. Founded in 1972, ADNIC has built a strong reputation for providing reliable insurance solutions backed by innovation and high-end customer service. Their medical insurance policies cater to individuals, families and corporations, with flexible coverage options and access to a vast network of healthcare providers across the UAE.

Over 50 years of experience in the UAE insurance market
An extensive network of 1,900+ healthcare providers across the UAE
Offers both local and international health insurance coverage
Known for fast claims processing and customer service excellence

Sukoon Health Insurance

Sukoon Insurance is one of the leading medical insurance companies in Sharjah and the UAE, with over 50 years of industry expertise. Previously known as Oman Insurance Company, Sukoon rebranded to reflect its mission, delivering comprehensive insurance solutions. With more than 1.36 million insured members and AED 2 billion paid in claims annually, Sukoon is widely trusted across the country.

Offers a dedicated mobile app (mySukoon) to manage health policies and claims
25+ digital services introduced for customer convenience
Strong presence in both the UAE and Oman with multi-lingual support
High customer satisfaction with an 86% approval rate (as of 2023)

Orient Health Insurance

Orient Insurance Company, a part of the Al-Futtaim Group, is one of the most trusted health insurance companies in Sharjah and the UAE. Established in 1982, Orient is known for its financial strength, high customer satisfaction and a wide portfolio of health insurance products. The company is rated ‘A’ by AM Best and Standard & Poor’s.

Backed by the Al-Futtaim Group for strong regional credibility
Rated ‘A’ by leading international financial rating agencies
Offers health plans approved by DHA, HAAD and MOH
Access to an extensive local and international medical network

GIG Gulf Health Insurance

GIG Gulf is one of the top-rated medical insurance companies in Sharjah, providing a range of comprehensive health plans to individuals, families and corporations. Formerly known as AXA Gulf, the company rebranded after being acquired by Gulf Insurance Group. GIG Gulf stands out for its digital-first approach for seamless healthcare access through its app and portal services.

Offers 24/7 access to health services via the MyGIG Gulf mobile app
Provides teleconsultation and wellness features for policyholders
Covers both regional and international healthcare needs
An extensive network of hospitals and clinics in the UAE and abroad

Takaful Emarat Health Insurance

Takaful Emarat is a Shariah-compliant insurance provider boasting a range of health and life coverage plans across the UAE. Established in 2008, the company specialises in health insurance in Sharjah that aligns with Islamic values. It caters to individuals and families, ensuring ethical coverage with flexible benefits and transparent policies.

Offers DHA-compliant health plans tailored to individuals and dependents
Includes inpatient, outpatient and maternity benefits under Shariah guidelines
Health plans feature access to a wide medical network across the UAE

Cigna Health Insurance

Cigna Insurance is a globally recognised health insurer providing specialised medical plans in the UAE, including tailored solutions for residents in Sharjah. With decades of international expertise, Cigna focuses on personalised care, preventive health and global access, which further makes it a preferred choice for those seeking premium, flexible coverage.

Wide network of 1.5 million+ healthcare providers, both locally and internationally
Offers inpatient, outpatient, maternity and chronic illness coverage
Includes wellness programs, mental health support and telehealth services
Flexible plan tiers designed for individuals, families and corporations

Dubai Insurance Company

Dubai Insurance Company (DIC) is a pioneer in the UAE insurance market, established in 1970 and recognised as one of the most reliable health insurance companies in Sharjah. With over five decades of service, DIC offers health insurance plans that cater to the needs of individuals, families and businesses. Their policies are approved by the health regulators across the Emirates and are built to offer flexible and accessible health insurance coverage.

Provides comprehensive and enhanced Essential Benefits Plans (EBP) approved by DHA
Offers broad inpatient and outpatient coverage, including diagnostic tests and surgeries
Covers maternity, emergency services and chronic condition management
Strong network of healthcare providers across the UAE with easy approvals and claims

Adamjee Health Insurance

Adamjee Insurance is a prominent regional health insurance company. Originally established in Pakistan, the company has extended its trusted services to the GCC and is licensed by the UAE Insurance Authority. Known for its competitive premiums and reliable support, Adamjee’s health insurance plans cater to both individuals and employee groups.

Offers affordable individual and family health insurance plans
Coverage includes inpatient, outpatient, lab tests and specialist consultations
Approved provider under the Essential Benefits Plan (EBP) framework in the UAE
24/7 helpline and digital claim tracking for policyholders

Why Should You Compare Health Insurance Companies in Sharjah?

With several health insurance companies in Sharjah, comparing your options helps you make a wiser, more informed decision. Here's why it’s worth your time —

Find the Best Coverage for Your Needs: Not all health insurance plans cover the same things. By comparing different health insurance companies in Sharjah, you can choose a policy that includes the benefits you actually need, like maternity care, dental treatment or chronic illness support.

Save Money Without Sacrificing Quality: Some health insurance companies offer similar coverage at lower premiums. A side-by-side comparison helps you identify affordable options without compromising on the quality of care or hospital access.

Understand What’s Included (and What’s Not): Comparing helps you see the difference in coverage limits, co-pay percentages and exclusions. This avoids surprises later when you file a claim.

Choose a Plan with a Strong Network: Different insurers work with different hospitals, clinics and specialists. By comparing, you can choose a company that offers access to the medical facilities you prefer or that are closest to you.

Check Claim Settlement and Customer Service: No one wants delays or stress during a medical emergency. Comparing health insurance companies in Sharjah helps you pick one known for quick claim approvals and reliable customer support.

FAQ

Start by identifying your specific needs—are you looking for maternity coverage, chronic illness care or just basic emergency protection? Then compare what different health insurance companies in Sharjah offer in terms of coverage limits, network hospitals, premium costs and claim support. No one plan fits all, so your “best” depends on your lifestyle and budget.

Yes, absolutely. While many medical insurance companies in Sharjah offer similar basic coverage, the differences lie in extras like dental care, global emergency coverage, wellness programs and even how fast they process claims. That’s why comparing them side-by-side is essential.

A lower price doesn’t always mean lower quality, but it does mean less coverage in many cases. Cheaper plans may have limited hospital networks, exclusions for certain treatments or longer approval times. It's always smart to weigh affordability against what benefits you're getting.

Most of the top health insurance companies that Sharjah residents use do offer family plans, but not all family plans are equal. Some cover maternity and newborn care, while others don't. Always check if dependents are fully included and what the policy limits are for each family member.

Here’s a quick checklist:

Is the company licensed in the UAE?
What hospitals and clinics are in their network?
Are pre-approvals and claims processed smoothly?
Are premiums competitive for the benefits offered?

Yes, you can switch at renewal time or if you're no longer tied to an employer-sponsored plan. But make sure there's no gap in coverage and check if waiting periods for certain benefits (like pre-existing conditions) will reset. Many medical insurance companies in Sharjah now offer switching with minimal paperwork.