Arabia Critical Illness Insurance — Types, Features, & Claim Process

With your regular insurance, your expenses for medical services can be covered.

However, even if your plan covers critical illnesses, the costs may be such that your policy is not enough. For this, we need critical illness insurance.

One of the top providers of insurance for critical illness is Arabia Insurance Company, which was founded in 1944. With a remarkable AM Best Financial Strength Rating of B+ (Good) and a Long-Term Credit Rating of ‘BBB’, Arabia Insurance UAE is certainly a big name in the country’s insurance market.

Covering a range of critical illnesses, Arabia critical illness insurance provides crucial financial support during challenging times. It ensures that you can focus on recovery without worrying about finances.

What is Critical Illness Insurance? 

Critical illness insurance is a type of insurance to cover expenses related to critical illnesses.  Regular health insurance covers medical expenses up to specific limits. Critical illness plans, however, provide a lump sum amount if you’re diagnosed with a critical illness listed in your policy. 

This lump sum amount can be used to cover —

• Medical expenses
• Day-to-day expenses
• Loss of income (due to illness)

Why Choose Arabia Insurance UAE?

With Arabia Insurance in Dubai and other Emirates, you can enjoy these exclusive features —

• 24/7 Virtual Insurance Concierge: Arabia Insurance UAE provides continuous support through a Virtual Insurance Concierge that is available around the clock. It can address all your inquiries, guide you through the claims process, and offer real-time advice and assistance.
• Swift Claim Processing: With this provider, you can be sure of swift processing of claims, usually within 24 hours. 
• Personalised Risk Assessment: Notably, Arabia uses advanced AI tech for personalised risk assessments. It also uses this to give customised insurance plans that precisely align with your specific requirements.
• Easy Contact Options: You can get in touch with expert representatives of Arabia Insurance Company Dubai via phone or online.

Arabia Insurance UAE Critical Illness Insurance Plans

Check out the plans regarding critical illness insurance UAE by Arabia —

Which Critical Illnesses are Covered Under Arabia Critical Illness Insurance?

You can be covered for more than 10 illnesses under the critical illness insurance policy of Arabia Insurance UAE —

• Cancer
• Terminal Liver Failure
• Stroke
• Parkinson’s disease
• Paralysis
• Heart Valve surgery
• End-stage Kidney Failure
• Coronary Artery By-Pass Grafting
• Aorta Graft Surgery
• End-stage Lung Disease
• Major Organ transplant
• Advanced Dementia (including Alzheimer's Disease)
• Multiple Sclerosis
• Motor Neuron disease (MND)

Eligibility for Arabia Critical Illness Insurance Cover

You can apply for the critical illness plan of Arabia Insurance Company Dubai if you meet the following criteria —

Claim Process for Arabia Insurance UAE

Here's a step-by-step guide to submitting your claim —

1. Inform Your Insurer: This should be done as soon as you’re diagnosed with a critical illness.
2. Gather Required Information: Collect all the necessary details and documents.
3. Access Claim Submission Form: Visit the official website of the company or reach out via phone to get this form.
4. Fill it Out:
   • Provide all the specified details such as your email address, phone number, and more.
   • Provide information about your insurance plan and policy number.
   • Briefly describe the reason for your claim, including relevant details.
5. Submit Your Claim

Upon submission, you will receive a confirmation message acknowledging receipt of your claim. The provider’s customer service team will review your claim and get in touch with you.

Frequently Asked Questions