Best Insurance Companies in Dubai, UAE

Table of Content

Best Insurance Companies in UAE -2025
1. Sukoon
2. Watania Takaful
3. GIG Gulf
4. Al Sagr
5. Al Fujairah National Insurance Company (AFNIC)
6. Salama Takaful
7. Abu Dhabi National Insurance Company (ADNIC)
8. Orient Insurance
9. Tokio Marine
10. Qatar Insurance Company (QIC)
11. Takaful Emarat
12. Orient Takaful
13. Dubai Insurance
14. Daman
15. HAYAH
16. Zurich
17. MetLife
18. Union Insurance
19. LIC International
Where to Buy Plans from Top Insurance Companies in UAE?

With insurance, you get financial security in case of any unfortunate event. When you, as a policyholder, buy an insurance policy or plan, you get financial security in exchange for premiums. In case of an uneventful scenario, the policyholder or beneficiary can visit the insurance-providing company to seek compensation called a claim. In the UAE, the major insurance types are health, life, motor, home, travel, and business.

Given the number of provider options available, it can be tough to find the right insurance company in the UAE. Whether you need coverage for your car, health, business, or travel, it’s crucial to choose a provider that meets your needs. To help you out, we have curated a list of the top insurance companies in the UAE, highlighting their products.

Best Insurance Companies in UAE -2025

Here is the list of the top insurance companies in UAE.

Company	Car Insurance	Health Insurance	Life Insurance	Home Insurance	Travel Insurance	Business Insurance
Sukoon Insurance	Yes	Yes	Yes	Yes	Yes	Yes
Watania Takaful	Yes	Yes	Yes	No	Yes	Yes
GIG Gulf	Yes	Yes	No	Yes	Yes	Yes
Al Sagr	Yes	Yes	Yes	Yes	Yes	Yes
AFNIC	Yes	Yes	No	Yes	Yes	Yes
Salama Takaful	Yes	Yes	Yes	Yes	Yes	Yes
ADNIC	Yes	Yes	No	Yes	Yes	Yes
Orient Insurance	Yes	Yes	Yes	Yes	Yes	Yes
Tokio Marine	Yes	Yes	No	Yes	Yes	Yes
QIC	Yes	Yes	No	Yes	Yes	Yes
Takaful Emarat	No	Yes	Yes	No	No	Yes
Orient Takaful	Yes	Yes	No	Yes	No	Yes
Dubai Insurance	Yes	Yes	No	No	No	Yes
Daman	No	Yes	No	No	Yes	Yes
HAYAH	No	Yes	Yes	No	No	Yes
Zurich	No	No	Yes	No	No	No
MetLife	No	Yes	Yes	No	No	Yes
Union Insurance	Yes	Yes	Yes	Yes	Yes	Yes
LIC International	No	No	Yes	No	No	No

1. Sukoon

With 50 years of exceeding expectations, Sukoon Insurance is known for its diverse insurance portfolio. It’s recognised as one of the best insurance companies for its constant innovations over the last few decades. Dedicated to progression, Sukoon ensures customer satisfaction. Its customer base includes businesses, individuals, families, and more.

The insurance company has been recognised for its diverse insurance portfolio. It has earned awards such as the Best New Digital Insurance Product at the Global Brand Awards 2025, Recognition for Motor, Life, and Innovation at the International Business Magazine Awards 2025, and the Best Motor Insurance Company at the Global Economics Awards 2025.

Sukoon Insurance offers –

2. Watania Takaful

Established in 2008, Watania Takaful is a leading insurance company in Dubai, UAE. It offers a range of Shariah-compliant Takaful products. As a value-driven company, it caters to the needs of individuals and corporations with plans that align with customer satisfaction. The provider is renowned for its efficient claim process, responsive customer service team, and state-of-the-art products.

Its product assortment includes –

3. GIG Gulf

Next on the list of best insurance companies in UAE is GIG Gulf. With over 70 years of presence in the Gulf region, it strategically focuses on growth and investments, offering a range of insurance solutions. It is an ‘A’ rated insurance company that provides solutions for corporates, individuals, and SMEs. For its remarkable breakthroughs in the insurance industry, it has won several awards, like 2022 Health Insurer of the Year by MENA IR and 2021 General Insurance Company of the Year by MIIA.

Here is what its insurance portfolio is made of –

4. Al Sagr

Founded in 1979, Al Sagr is a multi-line national insurance company. As one of the leading insurance companies in UAE, it caters to the needs of individuals, large companies, SMEs, and multinational companies. Al Sagr Insurance’s customer-centric approach makes it one of the leading companies, offering plans that give you comprehensive protection. Its product assortment includes –

Al Sagr Medical Insurance
Al Sagr Motor Insurance
Al Sagr Life Insurance
Al Sagr Travel Insurance
Al Sagr Home Insurance
Al Sagr Business Insurance

5. Al Fujairah National Insurance Company (AFNIC)

Established in 1976, AFNIC is based in Fujairah. One of the best insurance companies in UAE, it enjoys an active presence in Abu Dhabi, Dubai, Fujairah, Dibba, and Sharjah. The provider offers a range of insurance solutions tailored to meet the diverse needs of its customer base, including individuals, families, and corporations.

Its product portfolio includes –

AFNIC Motor Insurance
AFNIC Medical Insurance
AFNIC Home Insurance
AFNIC Travel Insurance
AFNIC Business Insurance

6. Salama Takaful

With a presence of more than 45 years in the country, Salama Takaful is known for its Shariah-compliant insurance products that cater to a diverse customer base. So far, it has offered coverage worth AED 10 billion and has won around 50 awards over 5 years. This insurance company in UAE has a smooth claim process and dedicated customer care service.

Its product portfolio consists of –

7. Abu Dhabi National Insurance Company (ADNIC)

Founded in 1972, ADNIC is one of the top insurance companies in UAE. It enjoys a strong financial standing with a rating of ‘A’ from Standard and Poor with a Stable Outlook (2022) and A (Excellent) from AM Best. The company offers insurance products to a diverse client base that includes individuals and businesses.

Here is the product assortment of ADNIC –

8. Orient Insurance

With a solid presence in the insurance industry of more than 43 years, Orient Insurance is a name worth being included in the list of the best insurance companies in Dubai, UAE. When you buy an Orient insurance policy, you get access to a smooth and transparent claim process and assistance from a dedicated customer care service. The insurer is known to offer insurance solutions that serve individuals, families, and businesses alike.

The major insurance plans of Orient include –

Orient Medical Insurance
Orient Life Insurance
Orient Commercial Insurance
Orient Motor Insurance
Orient Travel Insurance
Orient Home Insurance

9. Tokio Marine

Tokio Marine, a Japanese insurance company, operates in the UAE under the sponsorship of the Al-Futtaim Group. It has made its mark in the country’s insurance market and has emerged as one of the best insurance companies in UAE. It enjoys an A+ financial rating from S&P, Aa3 from Moody’s, and A++ from A.M. Best.

Tokio Marine is an excellent option if you want comprehensive coverage, prompt claim assistance, and dedicated customer care service. The product portfolio includes —

Tokio Marine Car Insurance
Tokio Marine Health Insurance
Tokio Marine Home Insurance
Tokio Marine Travel Insurance
Tokio Marine Corporate Insurance

10. Qatar Insurance Company (QIC)

Founded in 1964, QIC is a top car insurance company in UAE. The provider specialises in underwriting, finance, claims management, and customer service. Its insurance products are tailored to meet the dynamic needs of individuals and businesses. Qatar Insurance Company has become a reliable name in the insurance industry, thanks to its diverse product assortment.

Here are the plans available with QIC —

QIC Car Insurance
QIC Travel Insurance
QIC Home Insurance
QIC Business Insurance
QIC Medical Insurance

11. Takaful Emarat

Founded in 2008, Takaful Emarat is a leading Islamic insurance company in the UAE. It offers several business and individual insurance solutions that can be customised as per your requirements. Explore the company for Shariah-compliant products that are designed to work towards a common good.

The plans of the company are available in the following categories —

12. Orient Takaful

Orient Takaful is a subsidiary of Orient Insurance, which is part of the Al-Futtaim Group. Active since 2017, it enjoys a financial rating of “A (Excellent)” and Long-Term Issuer Credit Rating at “A+ (Excellent)” with a stable outlook from A.M. Best. As one of the best insurance companies in UAE, Orient Takaful offers a range of Shariah-compliant products at competitive rates.

Given below is the Takaful assortment of the company –

13. Dubai Insurance

With industry experience of more than 50 years, Dubai Insurance is a trusted insurance company in UAE. You can explore its insurance solutions for assured protection, an extensive network, personalised care, and value-added solutions. So far, it has catered to over 2.8 million customers and enjoys an ‘A’ rating from global rating agencies. The solutions offered include –

Dubai Insurance Motor Insurance
Dubai Insurance Medical Insurance
Dubai Insurance Corporate Insurance

14. Daman

Daman has established itself as one of the best insurance companies in UAE, specialising in health insurance products. It has offered comprehensive insurance solutions to over 3 million individuals so far. Explore the provider for its innovative solutions backed by digitalisation and industry experts.

Here’s what Daman offers –

Daman Health Insurance
Daman Business Insurance
Daman Travel Insurance

15. HAYAH

Another of the best insurance companies in Dubai, UAE, HAYAH is recognised for comprehensive solutions at affordable rates. Notably, the insurer has covered more than 150,000 individuals and businesses to date. You can explore insurance products from HAYAH for their ease of management, effortless claim settlement process, and vision for customer satisfaction. Its insurance portfolio includes –

HAYAH Health Insurance
HAYAH Life Insurance
HAYAH Business Insurance

16. Zurich

Zurich is a globally-recognised name in insurance worldwide. It has also established itself as the top insurance company in UAE with its customer-centric solutions. The provider has a solid presence in over 200 countries, which means you can easily get the necessary help worldwide. Notably, the company has a high claim settlement ratio of 98% when it comes to life claims payout .

The product portfolio of Zurich in UAE includes –

Zurich Life Insurance

17. MetLife

Another top insurance company in UAE in the list is MetLife Insurance. It has been present in the GCC region for more than 65 years and is headquartered in Dubai, UAE. MetLife offers products that meet the dynamism of the world and people’s needs. Its strong customer base includes individuals, families, and businesses. Explore the products for their flexibility, simplicity, and value addition at affordable rates.

The portfolio includes —

18. Union Insurance

Established in 1998, Union Insurance is another leading insurance company in Dubai, UAE. It currently has a paid-up capital of AED 230 million. The provider offers standard as well as customisable polices for individuals, families, and small, medium, and large enterprises. Union Insurance also offers additional services like risk assessment and gap analysis of the insurance coverage.

You can explore the provider for products like –

19. LIC International

First established in 1989 in Bahrain, LIC International is one of the best insurance companies in Dubai, UAE. The company primarily caters to the Indian diaspora in GCC nations and specialises in life insurance solutions. It has earned a Financial Strength Rating of B (Fair) and the Long-Term Issuer Credit Rating of “bb”. You can explore the provider for term insurance products and traditional life insurance products.

Where to Buy Plans from Top Insurance Companies in UAE?

Policybazaar.ae is the one-stop solution for all your insurance needs, whether you’re looking to cover your car insurance, health insurance, life insurance, business insurance, travel insurance, or home insurance. We have partnered with over 35 licensed insurance companies in UAE, bringing you the best insurers in one place. We also deliver top-notch after-sales services, exclusive offers, and value-added services.

Top 10 Insurance Companies in Dubai, UAE
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