This article discuss about for its world-famous Christmas markets, stunning castles and palaces, and vibrant cities such as Berlin, Munich, Frankfurt, and more.
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While the list of itineraries for travelling could be long, you also need to prepare for inconveniences that may appear during your journey as it could be unpredictable. From baggage loss to accidents, you may come across numerous events that have the potential to shake you financially.
With a proper insurance cover, it’s a different case though. Understanding the needs of travellers, several insurance providers offer travel insurance UAE to safeguard your journey for up to 90 days. Moreover, you can instantly buy a plan online nowadays without any hassles. With an extensive range of options available, you can easily choose the cheapest travel insurance based on your requirements.
In that light, let’s go through the article below to find the best travel insurance UAE, and the various ways of getting your trips insured.
Particulars | Specification |
Travel insurance UAE Cost | Starting at AED 33 |
Age Range Covered | 30 days to 60-65 years |
Covid-19 coverage |
Mandatory quarantine stay expenses for 7 to 14 days, including the cost for RT-PCR tests and medicines. |
Countries Covered | Both Domestic and International Trip Covered |
Duration of Insurance | Single trip: A trip of upto 90 days or upto the return date (whichever is earlier ) Multi-trip: Valid up to 1 year with maximum coverage of up to 90 days per trip |
Medical Benefits |
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Add-ons |
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Covers Family | Available with most plans |
Claim procedure | Can Claim both online and offline |
Claim Settlement Preiod | Varies with insurer |
Travelling, whether for leisure or specific work, is mostly pleasurable. However, at times, it can turn inconvenient and you need to brace yourself up before every journey. To secure your trips, whether domestic or international, companies in the UAE easily provide travel insurance plans. It can be described as a contract between the insurer and the policyholder, with the former securing the latter against vulnerabilities and risks that may occur during a trip.
Travel insurance Dubai covers several inconveniences and accidents, ranging from minor events like theft and burglary to major accidents like personal accidents and hospitalisation. Besides the accidents, these insurance plans also cover the medical and treatment expenses while you are travelling abroad. And if you choose the right travel insurance UAE, it can cover your expenses arising from flight delay and cancellation, hotel booking cancellation, baggage loss (including personal liabilities), etc.
The UAE puts emphasis on every individual travelling abroad holding valid travel insurance. Additionally, travellers visiting the UAE are required to purchase a travel insurance UAE plan that covers their trips' emergencies and medical expenses in case of accidents.
The United Arab Emirates has an extensive travel insurance market offering a variety of plans designed as per the travellers’ changing requirements. For instance, several insurers offer multi-trip insurance for frequent travellers, with the plans being capable of being modified as per changing plans. Alternatively, you can opt for single trip insurance if your itinerary is fixed or likely to remain the same. Purchasing a travelling insurance plan in the UAE is fairly easy, and you get both online and offline options for choosing the best travel insurance in UAE as per your needs. A few vulnerabilities covered under travel insurance UAE are as follows.
You can also opt for multiple travel insurance add-ons to customise your coverage according to your requirements.
Along with securing your trips and journeys, the plans provide a host of benefits suiting your travel security needs. So, if you are searching for a travel policy to protect your trips, you can consider the following benefits offered by Travel Insurance UAE Plans.
Losing your luggage during a trip can be a nightmare. However, even delays in getting your baggage due to connecting flight delays may create unnecessary issues. Consequently, the travel flight insurance plan offers baggage cover that, besides securing your belongings from loss or theft, also provides you with the necessary utilities in case of arrival delays.
Health care and medical treatment expenses can be astronomical at certain locations while travelling abroad. As a policyholder, you get medical expense covers like emergency medical care, hospitalisation, general treatments during sickness, ambulance service, evacuations on medical grounds, and many more.
The travel insurance UAE plan covers your trip in a comprehensive manner by offering security against several issues that you may encounter in your journey. Your travel plan secures you against personal accidents, legal and personal liabilities, health and medical expenses, flight inconveniences abroad, etc.
Numerous countries across the world (including the UAE) have mandatory travel insurance requirements. Simply put, you need to purchase trip insurance before entering the country or moving abroad. However, not all countries have a mandatory requirement, and you can ensure the same before starting your trips.
You may encounter legal troubles and other law proceedings during a trip abroad. A travel insurance UAE plan covers your personal and legal liabilities such as court proceedings, legal fees, etc.
In some cases, your flight may get delayed or cancelled, or you may lose your baggage amidst layovers or transits. The travel insurance UAE plans secure both your belongings and flight journeys during such emergencies. While you may not control the cancellation or the delays, you can always save your expenses during these instances.
To provide you with ease and convenience, travel insurance UAE can be ported from one insurer to another. However, take note that you can port annual plans only during the renewal period.
If you are a frequent flyer, single trip insurance may prove hectic every time you plan your trip. In such cases, several insurance companies in the UAE provide multi-trip travel insurance that offers annual coverage to all your trip within a year. Compared to purchasing single-trip insurance every time you plan your trip, multi-trip insurance is significantly less expensive.
Most travel insurance online UAE plans provide Covid-19 coverage whether you are travelling to the UAE or moving abroad. The coverage includes quarantine expenses, the cost of RT-PCR tests and medicines, etc. However, you need to verify whether your basic plan includes the Covid-19 cover or you would need to purchase it as an add-on. Whether you have it as an add-on or in the basic plan, you start receiving the insurance benefits as soon as you are tested Covid-19 positive.
Here is the list of Top Travel insurance UAE plans:
Here are some simple tips that you can follow to choose the best travel insurance UAE.
Policybazaar.ae provides you a single platform to find, compare, and purchase various travel insurance plans in the UAE. Using its platform, you can find the cheapest travel insurance in UAE along with extensive benefits. As one of the leading insurance aggregators, Policybazaar.ae works with the top insurance providers in the UAE to provide you genuine and reliable travel plans. Along with dedicated support, you will also find cordial assistance throughout the claims’ process to resolve your queries anywhere and anytime.
With so many insurance providers in the UAE, you can be assured ofa plethora of UAE travel insurance plans. They design and innovate their travel plans based on customers’ requirements, meaning that you can always find different types of plans and choose the most suitable one from them. Following are the various types of travel insurance plans available in UAE.
Following are the types of Travel Insurance UAE plans based on the kind of Traveller.
Following are the types of travel insurance UAE plans based on the geographical limits of the insurance plan.
Here is the rundown of various travel insurance plans based on the length and frequency of journey
Here is a comprehensive list of the cheapest travel insurance online UAE :
Plan Name | Medical Cover | Max Duration | Price |
---|---|---|---|
AIG Insurance Annual Silver | $ 50,000 | 90 days/trip | ![]() |
Al Hilal Travel Gold Annual | $ 100,000 | 92 days/trip | ![]() |
Union Insurance Annual 1 | $ 1,000,000 | 31 days/trip | ![]() |
Watania Travel Annual Program 1 | $ 500,000 | 30 days/trip | ![]() |
AIG Insurance Annual Platinum | $ 500,000 | 90 days/trip | ![]() |
See More Plans >> |
Policy inclusions refer to the coverage extent provided by your UAE travel insurance. You should ideally consider various inclusions while choosing the best travel insurance plan to suits your needs. Following are the key inclusions of travel insurance UAE plans to help you begin.
Medical cover is one of the basic security that travel insurance provides in UAE. It includes various health care expenses that you may require while travelling abroad. Following are the key medical coverage of a travel medical insurance plan in UAE.
You also get baggage cover in your travel insurance that secures your belongings against loss and theft during your journey. Inconveniences due to baggage delays during flights are also covered under the insurance plan. Following are the baggage loss cover that a travel plan provides.
Your trip may involve a sudden change in the plan due to flight cancellations and delays. Eventually, causing you to additional expenses. Your UAE travel insurance plan makes up for such expenses during the trip. Following are the key trip-related cover under the travel insurance UAE plan.
Travel insurance UAE are quite flexible and, you can customise them through additional riders (Add-ons) based on your requirements and the location you are visiting. Purchasing an add-on increases the insurance premium. Following are the common add-on riders available with travel insurance plans in UAE.
Although the travel plan secures your trip from a range of threats and vulnerabilities, there are several exclusions to it. A policy exclusion is a risk or an event not covered under the insurance plan. Here is the rundown of various travel insurance exclusions in UAE.
Before purchasing a travel plan, you need to satisfy a few eligibility criteria. Following are the common eligibility requirements to buy a Travel Insurance UAE.
Age - Any individual above the age of 18 can purchase a Travel Insurance UAE. However, any individual above 30 days old can be included in the insurance plan.
Nationality - Travel Insurance UAE are available to UAE nationals, residents and expats.
Individual Travel Insurance - To purchase an individual travel insurance UAE plan, you need to be atleast 18 years old or above.
Family Travel Insurance - A family travel insurance covers up to 4 members of the family (2 adults and 2 children). It includes family members aging between 30 days old to 60-65 years old.
Senior Citizen Travel Insurance - These travel insurance UAE plans are available to individuals above the age of 60-65 years.
Business Travel Insurance - A company operating legally in the UAE can buy business travel insurance for its employees. However, relevant documents are required on its end while purchasing the plan.
Travel Insurance by Age Group | ||
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Travel Insurance for over 65 | Travel Insurance for over 70 | Travel Insurance for over 75 |
Purchasing a travel insurance plan in UAE is fairly easy and involves straightforward steps. Following are the ways to buy travel insurance UAE.
Through online Application - You can easily buy a travel insurance UAE plan by visiting the insurance provider’s official website. Additionally an online purchase also offer rebates and discounts on your insurance premums.
Through Offline Application - Alternatively, you can visit an insurance aggregator, an insurance agent, or the nearest office of a travel insurance provider. The agents and representatives will detail you about various plans and help you select the best travel insurance UAE plan.
It is crucial to choose the right UAE travel insurance as per your need to get the maximum benefits. You can follow the steps below to choose the best insurance plans in the UAE.
Research Various Plans - By visiting various online insurance aggregators, you can easily find numerous travel insurance plans available in the UAE. A proper research includes the insurance cost, benefits offered, reliability and coverage extent.
Compare the Travel Plans - Once you have made your research, you must have the list of available travel plans. You can compare them and find the most suitable travel insurance plan as per your requirements.
Travel Insurance Premium - When comparing various plans, you also need consider the premium cost. A cheaper travel plan may look luring but may not provide adequate coverage. Choose an insurance plan that suites your travel requirements and is also cost effective.
Customer Feedback and Reviews - Along with quotes and cost comparison, you also need to go through the customer’s feedback and reviews to understand the reliability and credibility of the travel insurance.
Check For Plan Flexibility - While purchasing a travel insurance, you need to look for the plan flexibility as it will provide you the convenience and freedom to modify the plan according to your needs even after you have purchased it.
To start with your process of purchasing an insurance plan, an approximate idea of the premium amount allows you to make an informed choice. You can easily calculate the travel insurance premium by using an online travel insurance premium calculator, where you need to provide a few personal details and the type of plan you are opting for. Once you have submitted your details, the portal gives you an estimated premium cost.
Alternatively, you can also request quotes from various insurers and insurance agents. Depending on your requirements, the insurers will present you insurance quotes while also mentioning the insurance premiums.
In case of accidents and travel emergencies, you can contact your insurance provider and request a claim settlement to get the insurance benefits. The process is different based on the type of claim. Following are the UAE travel insurance claim processes in the UAE.
Flight and Trip Related Claims - In case of flight cancellation and curtailment, you can contact your insurer and request for reimbursement claim. However, you need to keep all your trip bookings and flight tickets intact until the claim process get over.
Travel Medical Claims - If you need medical care during a trip or emergency treatment, call your UAE travel insurance provider through dedicated customer support and report them the situation. The representative will inform you about the network hospital where you can visit and undertake the treatment.
Baggage Loss and Theft - File an FIR with the police and collect the copy of the report. Subsequently, inform your insurer about the event and submit the supporting documents. You need to mention the details of all your personal belongings while filing the report. Once investigated and approved, the insurer will compensate you of your losses.
You must note that only an annual multi-trip travel insurance can be renewed in the UAE. To make sure that the process of renewing your travel insurance online is convenient, follow the few simple steps as mentioned below.
Ans: Yes, you can conveniently purchase a UAE travel insurance plan online by visiting the insurer’s website, or by navigating through the travel insurance section at Policybazaar.ae.
Ans: To purchase a UAE travel insurance plan, you need to be at least 18 years old or above.
Ans: In general, the family insurance covers up to 4 members of a family consisting of 2 adults and 2 children.
Ans: In the UAE, the generic insurance plans cover an individual up to the age of 60-65 years. However, if you are a senior citizen above the age of 65, you can opt for senior citizen travel insurance.
Ans: Most UAE travel insurance plans offer coverage up to 90 days. If you have multi-trip insurance, you can modify or extend your travel insurance coverage.
Ans: Yes, UAE travel insurance provides compensation for your baggage delays or loss during the entire trip duration. Additionally, a few insurers also arrange necessary items such as toiletries and substitute clothing until you receive your baggage in case of delays.
Ans: Yes, your insurance provider bears the cost of trip cancellation and curtailments. However, you are required to collect the booking documents and proofs.
Ans: No, the basic coverage does not provide coverage for electronic gadgets. However, you can opt for an electronic gadget additional rider if you need one.
Ans: Yes, both international and domestic travel insurance plans are available to ex-pats in the UAE. You can visit the insurance providers’ official portal to purchase a travel plan.
Ans: Yes, several insurance providers offer travel insurance that is tailored to the location you are visiting. You can choose a suitable plan with respect to your visiting country.
You can purchase medical insurance for a visitor visa either online or offline. The best way to secure a travel medical insurance plan is to purchase it online via Policybazaar.ae. It saves you the hassle of connecting with the agent or visiting different insurance providers. You get access to the best quotes from the leading travel insurance providers in the country.