The importance of travel insurance plans has been heavily stressed recently, and travel insurance is, in fact, the new must-have. Travel flight insurance has been in vogue for the right reasons especially because of the challenges people faced struck away from home. An easy way out is exactly what you need when stuck in a foreign country, and a travel insurance plan provides you right with that and that too hassle-free. So, why wouldn't you buy that? However, just like any other kind of insurance plan available out there, you may not need every benefit included in a policy. For example, if your employer covers trip-related and medical benefits, you will not need them from your personal travel insurance. This is why travel insurance can be segregated in parts, and Flight travel insurance or flight insurance is one of the three parts of a travel insurance plan.
For now, let's dive into Insurance to get all your questions answered right here:
What is Flight Insurance?
Flight insurance plans are a part of basic travel insurance policies. Further, travel insurance plans can be divided into three main parts:
Medical insurance deals with all kinds of medical emergencies and trip-related benefits and takes care of any troubles you might face during your trip. However, flight insurance is solely related to emergencies, uncertainties and losses directly or indirectly related to flights. Adding to that, flight insurance, also known as airline flight insurance, is one of the most critical parts of your travel insurance plan, given the level of uncertainties it can handle and cover. On a different note, everybody's stressing over the importance of Flight travel insurance, but you must be wondering why you should take that in the first place? What will be the benefits you'll receive by taking Flight Travel Insurance? Let's read on!
Do I Need to Buy Separate Flight Cancellation Insurance While Travelling?
No, you don’t need to buy separate flight insurance coverage. This is because it is already included in your regular comprehensive travel insurance plan. Travel policies offer financial protection against common flight-related inconveniences.
With an insurance policy, you get broader coverage apart from the inconvenience caused in an airplane, better value, and mental peace throughout your trip.
Features and Benefits of Flight Insurance
- Handles All Flight Emergencies: As the name suggests, flight travel insurance plans are designed to handle most in-flight emergencies for you. Whether it is a medically urgent situation or a hijacked flight, you don't need to worry, as your flight insurance will cover the compensation effectively. Over and beyond, your Airline flight insurance is ideal for handling all your flight-related and in-flight troubles.
- Saves from Losses: A traveller stands to lose a lot of money between missed boarding to cancelled flights, delayed departures or missed connection flights. But if you have a proper flight travel insurance plan backing you up, you can easily make up for all the lost money. Interesting right? Moreover, an airline flight insurance plan also covers the loss you face with airline tickets and other pre-booked activities that you missed due to delays and troubles at the airport.
- Helps in Securing Baggage: There is a well enough chance that your baggage will either get delayed or lost when travelling long distances. This is even more probable if you have a connection flight in your flying schedule. Therefore, your Flight delay insurance for baggage ensures that you get promptly compensated for the wait and time loss that the airline has caused you. Moreover, the baggage loss flight insurance also covers the lost checked-in baggage.
- Covers Pre-Flight Emergencies: If you happen to run into an emergency before setting out on the trip, the flight travel insurance plans cover the financial loss of flight tickets. In addition to that, if you need to postpone your trip and the flight tickets are non-refundable, the flight insurance is there for your rescue as it covers the cost.
- Aids Post-Flight Troubles: Since trips and travel plans are packed itinerary, delay on one step ends up delaying many further steps you planned to take. For example, if you are facing a 10-hour delay in boarding or baggage arrival, you may end up missing the pre-booked activities you scheduled right after your arrival. Thus, your flight travel insurance plan comes in handy here as well. This is because you can get compensated for any pre-booked activity that you happen to miss because of delays at the airport.
Why Should You Consider Taking Flight Travel Insurance?
Air travel is probably one of the fastest and the most comfortable ways to go around the world, true. However, it is also the mode of transportation susceptible to grave mishaps and uncertainties. For example, even weather changes can lead to a complete change of plans or, worse, cancellations in many cases. On top of it, as you know that air travelling is very expensive. So, an expensive mode of transportation subject to so many uncertainties and higher levels of risk would naturally translate to higher chances of facing both monetary and medical loss.
This is why flight travel insurance is of utmost importance to buy whenever you travel via flights. It not only covers for all plausible monetary losses due to unexpected circumstances but also handles emergency medical treatment expenses. Apart from that, missed connection flights, delayed flights, delayed boarding, delayed baggage and loss of baggage compensation is also offered to cover all aspects of your air travel. So if something unforeseen happens on your vacation abroad, you take a deep sigh as you've got your flight travel insurance and do not panic boundlessly.
Best Flight Travel Insurance Online
Here is a comprehensive list of cheap flight travel insurance online plans in UAE :
| Plan Name |
Medical Cover |
Max Duration |
Starting from |
Price |
| Alliance Insurance |
AED 150,000 |
90 days/trip |
AED 33 |
 |
| Orient Insurance |
AED 150,000 |
92 days/trip |
AED 183 |
 |
| See More Plans >> |
What are the Inclusions of Insurance for Flight Inconvenience?
Let’s take a look at the major coverage features of travel insurance covering flight cancellation —
Travel Insurance with Flight Delay
If your flight is delayed beyond a specified number of hours, the insurer compensates you for additional expenses. This could be meals, communication costs, temporary accommodation, and more.
Travel Insurance for Flight Cancellation
You are covered if your flight is cancelled due to reasons like bad weather, strikes, or airline issues. The insurer reimburses the non-refundable travel and accommodation expenses.
Coverage for Missed Departure
If you miss your flight due to covered reasons — road accidents, sudden illnesses, family emergencies, and more —the policy covers the cost of rebooking, alternative travel arrangements, or refunds.
Baggage Delay
If your checked-in baggage arrives late, the insurance reimburses you for essential items you need to purchase in the meantime. This can include clothes, toiletries, and other essentials.
Loss and Damage of Personal Possessions
If your luggage or personal items are lost, stolen, or damaged during the trip, the insurer compensates you up to the policy limit. This often includes gadgets, clothing, and travel documents.
Repatriation of Mortal Remains
In case of the insured person's death during an international trip, the insurance covers the cost of transporting the mortal remains back to their home country and related formalities.
Exclusions of Travel Flight Insurance
While flight coverage policies cover many scenarios, some cases are excluded. Here are the key exclusions of travel flight insurance plans —
- Self-harm injuries or suicide
- Expenses incurred due to the consumption of alcohol or drugs
- Non-emergency dental treatment
- Adventure sports (unless an add-on is taken)
Best Flight Travel Insurance Partners in UAE
Buy Flight Insurance in UAE via Policybazaar.ae
As mentioned above, you don’t have to buy flight delay insurance or travel insurance for flight cancellation exclusively. All these situations are covered in a standard travel plan. In the UAE, you have an extensive range of plan options to choose from.
If you can’t decide on the right plan, you may end up paying more for insuring yourself and your family than necessary. To help you avoid this and get the best coverage, we, at Policybazaar.ae, help you comfortably choose the ideal plan without any confusion.
Follow the step-by-step instructions to buy the best travel insurance —
- Click the button below to get started
- Provide accurate information in the form
- Receive quotes as per the entered information
- Shortlist plans and compare them using our built-in comparison feature
- Select a policy and buy it
- Proceed with the application process and other on-screen prompts
How to File a Claim for Travel Insurance Covering Flight Cancellation?
Here’s how you can claim your flight cancellation insurance and other flight-related inconveniences —
- Notify your travel insurer that you want to claim your insurance — you can connect via call, mobile app, or any other available source
- Gather all the required documents.
- Submit the claim form along with the attached documents through your insurer’s official website
- Await your claim verification
- Once your claim request gets approved, you will receive the reimbursement
How to Buy Cheap Flight Insurance in UAE?
- Compare Plans: The first ground rule to buy cheap flight insurance plans is to invest time in comparing available top options. Needless to say, there is a vast see of options you have to go through when it comes to picking a flight travel insurance plan. Even though it may seem a little overwhelming, spend some time to find cheap yet cost-effective flight insurance. To proceed, pick the top three options out of the lot and compare them to get a fairer idea of the benefits offered and the cost involved.
- Be an Early Worm: Whether we talk about health or a flight travel insurance plan, buying early would save you some tidy sum. Therefore, try and buy your flight ticket insurance as soon as you buy the tickets. Buying your insurance early would help you buy cheap flight insurance and give you extended coverage for flight cancellation.
- Steer Clear of Bundle Deals: Many airlines offer bundle airline flight insurance deals when you buy tickets. While this may seem like the easy way out, it is not very cost-effective. This is because bundle airline flight insurance deals cost more and offer minimal additional benefits. Instead, buy a plan later, separate from your flight tickets, if need be.
- Declare Pre-Existing Conditions: Note that pre-existing diseases are not covered by the emergency medical cover of flight travel insurance plans. However, you may be able to take an add-on to get them covered. So, if you do plan to take a pre-existing diseases add-on, reveal all your pre-existing diseases. The point of emphasis here is that undeclared conditions are not covered. So, declaring your conditions will help you get full coverage for everything and hence save you big money.
- Choose Family Plans: If you are travelling with your family, take family flight travel insurance instead of buying individual plans separately for all. This is because family plans will cost you less and still provide all the same benefits to everyone insured.
- Customise Your Plan: Customising your travel insurance plan is very important if you want to lower the prices of your plan. Therefore, remove the benefits that you don't want and are removable. Moreover, make sure that you only pay for what you will potentially end up using.
Travel Flight Insurance FAQs