Travel Insurance Austria

Austria, located in Europe, is one of the renowned countries with respect to the quality of life and more. Although small in size, it is full of greenery, filled with candy-colored buildings, and captivating history that certainly make this Schengen country worth the visit. 

To make sure that you explore the country freely and have adequate financial support in case a mishap takes place during your travel, you should get a plan for travel insurance Austria before the commencement of your journey. 

In this article, we will explore the basics of travel health insurance for Austria and understand how it can be beneficial for our trips. 

How to Get Travel Insurance Online For Travelling to Austria from the UAE? 

You can conveniently obtain travel insurance Austria online as well as offline. Here are the steps to be followed in each case -  

Policybazaar UAE

With our website, you can have a truly convenient experience of purchasing travel insurance in UAE. It is easy to browse through our site and get the most relevant results as per your requirements. We offer a wide range of travel insurance products so that you can compare and select the best plan for yourself. Moreover, if you face any issues while on our website, you can reach out to our customer representatives 24/7. 

Mentioned below is the process of purchasing travel insurance Austria -   

1. On the homepage of policybazaar.ae, move to the ‘General Insurance’ drop-down menu. 
2. Click on the ‘Travel Insurance’ option. 
3. Choose ‘Travelling out of UAE’. 
4.  Select the type of travel insurance Austria you want to avail of - single-trip or annual multi-trip. 
5. Fill out the other details required to view the quotes page. 
6. Look through the plans available on the quotes page and select one.
7. Apply for the chosen insurance product and complete the prompted steps. 

Insurance Provider’s Website

Besides applying through our website, you can also purchase a travel insurance policy from your preferred provider’s website. For this - 

1. Visit your provider’s official website. 
2. Go to the ‘Travel insurance’ section and explore the various plans there. 
3. Read the terms and conditions as well as all the coverages provided. 
4. Once done, you can apply for the plan and follow the specified instructions to complete the process.  

Via Offline Means 

In case you find the online application unsuitable, you can also buy travel health insurance for Austria by visiting the nearest branch office of your insurance provider. To carry out the process offline, however, make sure to keep all the important documents handy.   

Do I Need Travel Insurance Austria from the UAE? 

For individuals with valid UAE passports traveling to the Schengen region (of which Austria is a part), no visa is required if their trip duration is less than 90 days within a 180-day period. 

However, for individuals from the UAE, who require a Schengen visa due to their trip duration, nationality, passport status, and so on, travel insurance would be mandatory. It must be noted that this travel insurance online plan must have coverage of at least 30,000 Euros.

With that said, it is highly recommended to get a travel insurance plan for Austria whether it is mandatory or not in your case, as it can financially secure your trip and protect you from hefty expenses. A travel insurance Austria policy can cover your unexpected expenses during the trip related to medical treatments, loss of luggage and documents, trip delays or cancellations, and so forth.  

Here is the list of coverages offered by most travel insurance plans in the UAE -   

• Loss of personal belongings: Losing your wallets, bags, luggage, and personal documents during the trip can lead to significant monetary loss, not to mention the issues in roaming around the country without identity proof.  A travel insurance policy can save you from such inconveniences. Your insurance provider can financially help you in such cases and assist in securing the replacement documents as well.  
• Emergency medical expenses: Uncertainties such as accidents and injuries can pose considerable difficulties if you are on a trip. Moreover, it can be challenging to arrange the necessary funds for the treatment in such cases as well.  Making a claim for your travel insurance Austria can help you get covered for all your treatment and other hospital bills. This can be done quite easily if you avail of the medical services at a network hospital of your provider, as the entire process will be cashless in this case. In extreme conditions, your provider may also make necessary arrangements for you to fly back to your home country. 
• COVID-19 cover: Besides regular medical coverage, travel insurance companies now also include COVID-19 coverage in their plans. So if you get affected by the disease during your travel, your provider can offer monetary support for your quarantine accommodation, RT-PCR test, and other treatment-related costs. 
• Third-party liability cover: Travel insurance companies also provide coverage if you are responsible for any third-party damage or loss. If required, your plan can also cover the legal fees related to the event. It must be noted that no coverage is provided if the third-party damage is intentional or takes place due to the consumption of drugs or alcohol.   
• Trip curtailment or trip cancellation: At times, unfavourable situations may result in the cancellation or curtailment of your trip. Due to such changes in the trip schedule, you can incur hefty cancellations and other charges. However, all such charges will be refunded to you upon claiming your travel insurance Austria. 
• Delayed or Missed Flight: Whether your flight is delayed or missed, both situations lead to the same consequence, i.e., financial losses. However, with a travel insurance plan in place, you can get compensated for the losses.  

Types of Travel Insurance Austria in the UAE

Let’s have a look at the major types of travel insurance plans available for Austria - 

Single-Trip Travel Insurance

Single-trip travel insurance is a type of insurance that covers a single trip of the policyholder. This plan is ideal for those who make 1-2 trips a year. With a single-trip insurance plan, you can get coverage for a variety of expenses such as medical costs, lost baggage, trip cancellations, emergency evacuations, and so forth. 

Annual Multi-Trip Travel Insurance

Annual multi-trip travel insurance, as the name suggests, is a type of insurance that covers individuals for multiple trips taken during a 12-month period. It is ideal for frequent travellers who take regular trips and need financial protection when abroad. The coverage with such plans typically includes medical expenses, emergency evacuation, trip cancellation, lost luggage, and personal liability.

Single-trip travel insurance and annual multi-trip travel insurance can be further categorized as per the following - 

Individual Travel Insurance

As the name indicates, only one person gets covered with this travel insurance. The insured individual receives financial support for medical treatments and other hospital costs, flight inconveniences such as trip cancellation, trip curtailment, delayed flight departure, and others. 

Family Travel Insurance

This type of insurance is suitable for those who plan to travel with their families. Under this insurance category, the entire family gets covered for medical expenses, stolen or missed luggage, loss of personal documents, and others. 

Senior Citizen Travel Insurance

Individuals aged 60 years and above are covered under senior citizen travel insurance. However, before buying a policy, it is advisable to check the maximum age limit to avail of this insurance, as this limit varies for each provider. While the upper age limit is 99 years for most providers, a few may have a range between 80 and 85 years. 

Student Travel Insurance

Students seeking to pursue their education in Austria can avail of student travel insurance. This plan offers a plethora of advantages and coverages associated with medical expenses, missing or lost documents, trip cancellation or curtailment, and others. A unique benefit of student travel insurance is that it also includes coverage for study-related inconveniences. 

International Travel Insurance

For individuals wanting to travel to other countries apart from Austria, purchasing international travel insurance can be a good choice to get global coverage. However, make sure to verify if the countries you are travelling to are mentioned in the approved list of the provider.    

What are the Requirements for an Austria Visa? 

Once you have booked your flight tickets, you should apply for a visa as early as possible. As per the Schengen visa guidelines, you can initiate the application process up to 6 months before your journey - it is recommended to get the process started at least 3-4 months before the trip.

Before applying for an Austria visa, keep the following general documents handy -  

•  Completed and signed visa application form 
• Passport-size photographs 
• Residence permit proof - the validity of the residence permit must extend at least 3 months after you depart from Austria
• Cover letter to mention the purpose of your visit to Austria and all the travel details
• Travel itinerary - this document must have your flight details, date, and time of arriving in Austria from the UAE and departing from the country.
• Proof of accommodation for your stay in Austria during the visit. This includes bookings related to hostels, hotels, or rental houses/apartments.
• Proof of finance during the stay - you should have valid proof indicating that you are financially stable to support yourself in Austria.
• Travel insurance policy (if you need a Schengen visa for your journey) 
• Copies of old Schengen visas 
• Civil status proof - this document can include a birth certificate, marriage certificate, or even the death certificate of one’s spouse.
• Employment status proof 

You can present the required documents at the time of the interview, after which the concerned visa authority will review your application and documents. It usually takes up to 14 days to review Austrian visa applications.

What are the Documents Required to Travel from UAE to Austria?

Make sure to have the following documents with you before starting your trip to Austria -  

• Original Emirates ID
• Original passport
•  Austria visa
• Valid address proof
• Valid proof of travel details
•  Medical reports, if applicable 

Popular Cities and Locations to Visit in Austria

Now that we are clear on the insurance part and how to secure our trips, let’s explore the top cities and places that you must check out in Austria -  

Innsbruck

Innsbruck, located in the heart of the Alps, is an amazing place to visit and offers breathtaking views of the mountain range and the surrounding area. It is also known for its old-world charm, with its cobblestone streets, traditional Austrian architecture, and quaint shops and restaurants. There are a variety of activities to do here, right from skiing and snowboarding to hiking and biking. You can also visit the Imperial Palace, the Hofkirche, or the Golden Roof. 

Wels

Wels is another fabulous city located in Upper Austria. It is home to a variety of attractions and activities, including the historic old town, the stunning Wells Cathedral, and the Wels Zoo. You can also find a great variety of shops, restaurants, and cafes in the city centre. 

The Wels Castle is a popular attraction for tourists and locals alike, offering a stunning view of the city and the surrounding countryside. Outdoor activities such as cycling, swimming, and hiking are popular in Wels and the surrounding areas. 

Salzburg

Salzburg is an incredible historic city full of culture and charm. It has incredible baroque architecture and historical sites such as Hohensalzburg Fortress, Mirabell Palace, and the Salzburg Cathedral. As a visitor, you can enjoy numerous attractive gardens, museums, and galleries. 

Salzburg is also a great destination for outdoor activities such as hiking, biking, and skiing. With its charming Old Town, historic landmarks, and stunning natural beauty, Salzburg is a must-visit destination for travellers. 

Which is the Best Time to Visit Austria?

It is usually suggested to plan your Austria trip between the months of June and August. This period is ideal for boating, hiking, and other adventures. You can plan a 1-2 weeks trip and cover the top cities and attractions of Austria.