BMW 8 Series Car Insurance


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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
BMW is a German automobile manufacturer with a presence around the world. The brand is recognised internationally due to its premium quality produced cars, with similar popularity observed in the UAE.
The UAE market witnessed the release of two variants of the BMW 8 Series in 2022. This series has excellent car models with new-age features that make for a unique driving experience. To ensure that all your car drives are protected, however, you would need proper BMW 8 Series insurance for the same.
BMW 8 Series Car Insurance Quotes
Some of the best and the cheapest car insurance quotes in Dubai are:
- Comprehensive
- Third Party
Features of the BMW 8 Series Car
Listed below are the major features of BMW 8 Series car:
1. Convenience Features
| Features | BMW M850i xDrive | BMW 840d xDrive |
|---|---|---|
| Power Steering | Yes | Yes |
| Air Conditioner | Yes | Yes |
| Cruise Control | Yes | Yes |
| Multi-Functional Steering Wheel | Yes | Yes |
| Low Fuel Warning Light | Yes | Yes |
| On Board Computer | Yes | Yes |
| Adjustable Seats | Yes | Yes |
| Rear Seat Headrest | Yes | Yes |
| Heater | Yes | Yes |
| Keyless Entry | Yes | Yes |
| Height Adjustable Driver Seat | Yes | Yes |
| Rear Reading Lamp | Yes | No |
| Cup Holders Front | Yes | Yes |
| Bottle Holder | Yes | Yes |
| Rear A/C Vents | Yes | Yes |
| Engine Start/Stop Button | Yes | Yes |
| Remote Trunk Opener | Yes | Yes |
| Power Windows Front | Yes | Yes |
| Foldable Table Rear | No | Yes |
| Seat Lumbar Support | No | Yes |
| Centre Console Armrest | No | Yes |
| Cup Holders Rear | No | Yes |
| Rear Seat Centre Armrest | No | Yes |
| Trunk Light | No | Yes |
| Heated Seats | No | Yes |
| Automatic Climate Control | No | Yes |
| Accessory Power Outlet | No | Yes |
| Vanity Mirror | No | Yes |
| Automatic Headlamps | No | Yes |
| Electric Folding Rear View Mirror | No | Yes |
2. Safety and Security Features
| Features | BMW M850i xDrive | BMW 840d xDrive |
|---|---|---|
| Anti-Lock Braking System | Yes | Yes |
| Child Safety Locks | Yes | Yes |
| Passenger Airbags | Yes | Yes |
| Rear Seat Belts | Yes | Yes |
| Brake Assist | Yes | Yes |
| Door Ajar Warning | Yes | Yes |
| Front Impact Beams | Yes | Yes |
| Traction Control | Yes | Yes |
| Engine Check Warning | Yes | Yes |
| Rear Camera | No | Yes |
| Parking Sensors | Yes | Yes |
| Driver Airbag | Yes | Yes |
| Side Airbag- Front | Yes | Yes |
| Seat Belt Warning | Yes | Yes |
| Crash Sensor | Yes | Yes |
| Side Impact Beams | Yes | Yes |
| Day & Night Rear View Mirror | No | Yes |
| Vehicle Stability Control System | Yes | Yes |
| EBD | Yes | Yes |
| Central Locking | Yes | Yes |
| Anti-Theft Alarm | Yes | Yes |
| Engine Immobilizer | Yes | Yes |
| Power Door Locks | Yes | Yes |
| Anti-Theft Device | Yes | Yes |
3. Communication Features
| BMW M850i xDrive | BMW 840d xDrive | |
|---|---|---|
| CD Player | Yes | Yes |
| DVD Player | Yes | No |
| Speakers Front | Yes | Yes |
| Speakers Rear | Yes | Yes |
| Touch Screen | Yes | Yes |
| FM/AM/Radio | Yes | Yes |
| Bluetooth Connectivity | Yes | Yes |
| Integrated 2DIN Audio | Yes | Yes |
| USB & Auxiliary Input | Yes | Yes |
| Navigation System | Yes | Yes |
| Voice Control | No | Yes |
4. Exterior Features
| BMW M850i xDrive | BMW 840d xDrive | |
|---|---|---|
| Remote Fuel Lid Opener | Yes | Yes |
| Fog Lights Front | Yes | Yes |
| Rain Sensing Wiper | Yes | |
| Outside Rear View Mirror Turn Indicator | Yes | Yes |
| Sun Roof | No | Yes |
| Adjustable Headlights | Yes | Yes |
| Rear Window Defogger | Yes | |
| Alloy Wheels | Yes | Yes |
| Integrated Antenna | Yes | Yes |
| Rear Window Defogger | Yes | |
| Power Adjustable Exterior Rear View Mirror | Yes | No |
| Removable Convertible Top | Yes | No |
5. Additional Features
| BMW M850i xDrive | BMW 840d xDrive | |
|---|---|---|
| Leather Seats | Yes | Yes |
| Centrally Mounted Fuel Tank | Yes | Yes |
| Electronic Multi Trip Meter | Yes | Yes |
| Electric Adjustable Seats | Yes | Yes |
| Digital Odometer | Yes | Yes |
| Leather Steering Wheel | Yes | Yes |
| Tacho Meter | No | Yes |
| Digital Clock | No | Yes |
Specifications of the BMW 8 Series Car
Let’s have a quick look at some of the salient specifications of BMW 8 Series cars:
1. Capacity Specifications
| Features | BMW M850i xDrive | BMW 840d xDrive |
|---|---|---|
| Number of Doors | 2 | 4 |
| Fuel Tank Capacity | 70 Litres | - |
| Seating Capacity | 4 | 5 |
| Wheel Base | 2855 mm | - |
| Kerb Weight | 2055 Kg | - |
| Ground Clearance | 124 mm | - |
| Cargo Volume | 459 Litres | - |
| Length | 4894 mm | - |
| Height | 1365 mm | - |
| Width | 1894 mm | - |
2. Performance Specifications
| Features | BMW M850i xDrive | BMW 840d xDrive |
|---|---|---|
| Fuel Type | Petrol | Petrol |
| Power | 450hp | 306hp |
| Torque | 650 Nm | 400 Nm |
| Engine Displacement | 4395cc | 2993cc |
| Acceleration (0 to 100kmph) | 3.9 s | 5.9 s |
| Top Speed | - | 250 kmph |
| Mileage Highway | 7.1 | - |
3. Brakes and Suspension
| Features | BMW M850i xDrive |
|---|---|
| Front Suspension | MacPherson Strut |
| Rear Suspension | Multi-Link |
| Shock Absorbers Type | Coil Spring |
4. Transmission Specification
| Features | BMW M850i xDrive | BMW 840d xDrive |
|---|---|---|
| Transmission Type | Automatic | Automatic |
| Drive Type | 4x4 | RWD |
| Gear Box | 8-speed | 8-speed |
5. Steering Specification
| Features | BMW M850i xDrive | BMW 840d xDrive |
|---|---|---|
| Steering Column | Adjustable | Adjustable |
| Steering Type | Power | Power |
| Steering Gear Type | Rack & Pinion | Rack & Pinion |
| Turning Radius | 6.0 m | - |
6. Tyre and Wheel Specification
| Features | BMW M850i xDrive | BMW 840d xDrive |
|---|---|---|
| Tyre Type | Radial | - |
| Tyre Size | 245/45 R18 | - |
| Alloy Wheel Size | 18 Inch | 18 Inch |
| Wheel Size | R18 | R18 |
Top Car Insurance Plans for BMW 8 Series Car in Dubai, UAE
Whether a national or an ex-pat, a UAE resident can opt for comprehensive car insurance plans or third-party liability plans for their BMW 8 Series car. While the comprehensive plan is useful if you want coverage both for yourself and a third party, a third-party liability plan will offer coverage only to the third party who is facing damages due to your involvement in an accident. The following table enlists all the BMW 8 Series insurance for the M850i xDrive variant:
| Insurance Company | Type of Plan | Car Value | Excess Amount |
|---|---|---|---|
| Watania Takaful Insurance | Comprehensive | AED 490, 500 | AED 1,400 |
| Al Wathba Insurance | Comprehensive | AED 490, 500 | AED 1,500 |
| Oriental Insurance | Comprehensive | AED 490, 500 | AED 1,200 |
| Adamjee Insurance | Comprehensive | AED 490, 500 | AED 1,400 |
| Tokio Marine | Third-Party Liability | NA | NA |
| Oriental Insurance | Third-Party Liability | NA | NA |
| Salama Car Insurance | Third-Party Liability | NA | NA |
| Al Sagr Car Insurance | Third-Party Liability | NA | NA |
| Alliance Car Insurance | Third-Party Liability | NA | NA |
Related Car Insurance
How to Renew Insurance for BMW 8 Series in UAE?
All UAE-based insurance companies allow customers to renew their car insurance policies online and offline. Discussed below is the process explained for renewing your BMW 8 Series insurance in both the modes -
Renewing Car Insurance with the Existing Company: If you want to get your car insurance renewal done with the same company, simply go through the following steps -
- Visit your insurance provider’s official website
- In the car insurance renewal section, provide your policy details
- After your policy-related information is displayed on the screen, tap on the insurance renewal option
- Check for your plan details and make customisations, if required
- Complete the payment process to have your policy renewed
Renewing Car Insurance with a New Provider: In case you are not satisfied with the services provided by your existing company, it is not mandatory to reissue the car insurance policy in the same place. You can select a different company and opt for coverages as per your requirement.
Check out the steps below to secure your car with a policy from a new provider-
- Go to the official website of your selected new insurance company
- Fill out the lead form by providing your personal details
- The BMW 8 Series insurance quotes will appear on the screen as per the information provided by you in the lead form
- Check out all the plans precisely and go through the terms and conditions as well
- Complete the payment process
Car Insurance Addons
How to Claim Insurance for BMW 8 Series Car in UAE, Dubai?
Filing insurance claims immediately after an incident occurs is critical for obtaining the required assistance on time. Keep the following steps in mind to make a BMW 8 Series insurance claim in case you face an adverse situation under which you are eligible to make a claim –
- Contact the Police: It is essential to inform the police authorities about the event first. Make sure to provide them with each minute detail and obtain a copy of the report of the incident.
- Inform the Insurance Company: After contacting the police, reach out to your insurance company to tell them about the incident in order to proceed with the insurance claim procedure.
- Click Pictures: To keep proof of the incident, it is advised to click pictures or make a video of the damages caused to you or your car. This can, at times, make the claim process easier.
- Complete the Documentation process: Go to the website of your insurance provider and fill up the claim insurance form. Gather all the required documents.
- Request Towing Services: If your vehicle is not in a condition to be driven, you can contact your insurance provider and request them to facilitate towing services to have your car shifted to a nearby network garage.
Once you complete all these steps, you will need to wait while the insurance company verifies your claim as well as the extent of damages faced by your car. After the approval of your claim, the repair work will start.
| How to File Your Car Insurance Claim in the UAE |
How to Buy BMW 8 Series Insurance in UAE, Dubai?
You can apply forall models of BMW car insurance from Policybazaar UAE and get the best plans at the most affordable prices online. The process for this is fairly straightforward, as you can visit policybazaar.ae and go to the ‘Car Insurance’ page. Here, you will find a lead form where you can enter the specified details related to you as well as your car.
On submission of this form, you will get access to all the relevant car insurance plans for your BMW 8 Series car in the UAE. You can now compare all the displayed plans on the basis of their coverage, premiums, terms and conditions, and more, and select one of them to apply for on our website.
When you apply for BMW 8 Series car insurance from policybazaar.ae, you get access to exclusive offers and the best insurance plans in the country at affordable rates. You can also receive assistance from us in case you have any queries regarding your insurance plan – our customer service and insurance experts will always be available to help you. Thus, all your requirements regarding car insurance in UAE can be fulfilled with policybazaar.ae online conveniently.
To have a better idea of the available BMW 8 Series car insurance plans available in the UAE, you can check out the following section and view some frequently asked questions regarding the same.
FAQs
Q1. Does Adamjee provide car insurance for BMW 8 Series?
Ans: Yes, the Adamjee insurance company offers insurance policies for the BMW 8 Series car.
Q2. What are the documents required for purchasing insurance for the BMW 8 Series car?
Ans: The following documents are mandatory for buying a BMW 8 Series insurance policy-
- Emirates ID
- A copy of the Driving Licence
- A Purchase Invoice from Agency
It must be kept in mind that each insurance provider has different requirements, and may ask for additional documents at the time of application.
Q3. Is it possible to renew car insurance from another insurance provider?
Ans: Yes, you can always change your insurance provider while renewing your existing policy.
Q4. How to purchase a car insurance policy from an insurance company online?
Ans: To buy car insurance from a company’s website, you can visit their official website and move to the ‘auto insurance’ or ‘car insurance’ section. This will provide you with a list of all the car insurance plans available with the particular provider. You can compare these plans and apply for one of them right there on the website.
Q5. Which companies in the UAE provide insurance for the BMW 8 Series car?
Ans: The following is the list of some top companies that provide all types of insurance for your BMW 8 Series -
- Noor Takaful
- Al Wathba
- Aman
- Oriental
- Salama
- Tokio Marine
Q6. What are coverages provided by the Oriental insurance company for the M850i xDrive variant?
Ans: The following coverages are included in Oriental car insurance plans -
- Damage Due to Riots and Strikes
- Windscreen Damage cover
- Emergency Medical Expenses
- Valet Parking Theft cover
- Lock Replacement cover
- Ambulance Service
- Loss of Personal Properties
- Agency Repair
- Fire & Theft cover
- Off Road cover
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