BMW M4 Car Insurance


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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
BMW M4 is among the best options out there for the admirers of the ‘fast and the furious’ cars. The sleek sporty look of this car combines with its incredibly powerful performance to make a complete package. Its cutting-edge exteriors, matching the sporty M4 bucket seats and driver-centric cockpit design of the interior, are ideally designed to offer that exclusive sports car look of M4. As a result, BMW M4 is one of the most popular sports cars in the UAE, and for good reason too.
However, besides the car features, a BMW M4 owner would also need to keep BMW M4 insurance in mind due to its mandatory status in the UAE (as well as adequate financial protection for the car). This piece will discuss this car’s specifications, key features, and what every current or potential owner should know about BMW M4 insurance in the UAE.
Features of BMW M4
- Multiple Variants: The renowned BMW M4 is one of the most popular performance sports cars in the UAE, with the company offering several exciting options for sports car enthusiasts with variants like convertible, competition, coupe, and special KITH edition. Notably, the exclusive KITH edition of the BMW M4 competition has manufactured only 150 units for the customers. All variants offer exceptional performance and a stylish sporty look to elevate the overall vibe of the car.
- Sleek Sports Car: Regardless of your chosen variant, BMW M4 will prove to be an incredible partner for all your high-performance drives in the emirates. The glorious sporty exterior of the car comes through shining in both coupe and convertible variants, while special edition models like the KITH edition are endowed with special M Carbon detailing and a carbon fibre roof.
- Powerful Performance: The 6-cylinder turbo engine of the BMW M4 can achieve 650Nm@2750-5500rpm maximum torque, with the car able to achieve up to 180 mph speed (depending on your selected variant). The powerful performance of the car is supported by its sporty handling, which make it a complete package deal for all sports car lovers in the UAE.
- Luxury Personified: The M Carbon buckets are installed in all variants of the BMW M4 with a driver-centric design for the cockpit. Moreover, the interiors are designed while keeping the sporty look of the car in mind. The special KITH edition also comes with exclusive KITH in several different areas of the cockpit.
- Smart Controls: Gesture control, high beam assistant, and central information display are just some of the many future-forward features that BMW M4 variants come with. You can even connect your smartphone with the car directly using the Apple CarPlay system and navigate seamlessly.
BMW M4 Car Insurance Quotes
Some of the best and the cheapest car insurance quotes in Dubai are:
- Comprehensive
- Third Party
Specifications of BMW M4 Convertible/Competition/Competition x KITH
Specs |
Details |
|---|---|
|
Available Variants |
M4 Convertible, M4 Competition, and M4 Competition x KITH |
|
Engine Displacement (cc) |
2993/ 2993/ 3000 |
|
Max Power (bhp@rpm) |
510bhp@6250rpm/ 502.88bhp@6250rpm/ 510 bhp@6250rpm |
|
Seating Capacity |
4/ 5/ 4 |
|
Boot Space (Litres) |
368.19/ 326/ 375 |
|
Fuel Type |
Petrol |
|
No. of cylinder |
6/ 6/ 6 |
|
Max Torque (nm@rpm) |
650Nm@2750-5500rpm/ 650Nm@2750-5500rpm/ 650Nm@2750-5500rpm |
|
Transmission Type |
M Steptronic Transmission |
|
Fuel Tank Capacity |
60 L/ 59.05 L/ 59 L |
|
Top Speed (mph) |
155/250/180 |
|
Steering Type |
Sport |
|
Front and Rear Brake |
M Sport |
|
Acceleration (0 to 100 kmph) |
3.7/3.5/3.9 Seconds |
Top Car Insurance Plans BMW M4
BMW M4 Insurance Plans |
Details of the Plan |
|---|---|
|
Noor Watania Comprehensive |
|
|
Aman Insurance Comprehensive (Standard Agency) |
|
|
Oriental Comprehensive (Agency) |
|
|
Adamjee Comprehensive (Agency) |
|
Inclusion of BMW M4 Insurance Plans
- Third-party damage cover
- Emergency medical expenses cover
- Roadside assistance
- Cover for damages caused by strikes and riots
- Loss of personal belongings cover
- Valet parking theft cover
- Lock replacement cover
- Fire and theft damages cover
- Agency repairs
- Windscreen damage cover
- Own damage cover
Exclusion of BMW M4 Insurance Plans
- Damages caused to third-party when driving without a valid UAE driving licence
- Driving when intoxicated and causing damages
- Voluntary negligence of the driver leading to own damages
- Unrepaired accidental or other damages leading to consequential damages
- Damages caused due to normal wear and tear of the car
- Damages caused when using a personal car for commercial or business purposes
Add-ons for BMW M4 Insurance Plans
- Personal accident covers (for drivers as well as passengers)
- Natural calamity cover
- Replacement of vehicle cover
- Oman extension
- Off-road driving cover

BMW M4 Insurance Cost in UAE
Depending on the variant of your model, the BMW M4 insurance cost can fall anywhere between AED 7,000 and AED 18,000. Being a car from the luxury segment of the company, BMW M4 quotes are slightly on the higher end of the scale given the high insured declared value of the car.
Another factor to note here is that the prices may slightly fluctuate as per the condition of the car. BMW M4 insurance costs for older models will be a little lower generally. You can easily obtain BMW M4 quotes using our online platform.
Related Car Insurance
How to Renew Insurance for BMW M4?
Renewing your BMW M4 insurance plans is quite easy and a matter of a few simple steps only. All you need to do here is log into the portal of your provider or the aggregator, open your profile, and go to plan details. Find the renewal option and click on it.
You can now choose the plan you want to renew and select the add-ons that you would like or even remove some of the previous ones if any. Finalise the plan that you wish to buy and make the payment. Once your purchase has been made, the policy papers will be sent to your email address.
You can follow the same steps if you wish to renew the plan offline. Instead of completing these steps on the website of your provider or aggregator, you can simply visit an offline branch and complete the procedure for renewal.
Car Insurance Addons
How to Claim Insurance for BMW M4?
The claim process of your BMW M4 insurance plans can differ as per the nature of the claim. The following are some basic steps that you can follow in most claim-arising situations to successfully submit the claim:
- Connect with your insurance provider to notify them about the situation at hand and initiate a claim
- If the damages incurred by your car are accidental, contact the police and have a report registered
- Get a claim form from the provider website and submit it with the required documents. For this, you will need the police report, registration documents of the car, and your driving licence.
- Submit everything and get a garage assigned. Your car will be examined once you are at the garage and the repairs will be approved.
- Pay the excess amount, if any, and the repairs will begin shortly. The insurance company will cover the rest of the expenses.

How to Buy BMW M4 Insurance?
BMW M4 insurance plans can be easily purchased online without spending time and effort visiting offline branches of the providers. Moreover, with policybazaar.ae, you can further save your time otherwise spent in opening different sources and comparing the available plans.
With Policybazaar UAE, you will get access to the best BMW M4 car insurance plans from the leading providers at the most affordable rates - and all in one place! Applying via our website is similarly convenient, as you can simply fill out the lead form on our ‘Car Insurance’ page and get access to the most relevant plans instantly! You can then apply for your preferred plan in just a few clicks more.
Reasons to Buy from Policybazaar.ae
As mentioned earlier, Policybazaar UAE is an excellent option if you plan to compare and buy car insurance in uae with the maximum coverage and at reasonable prices. However, several more benefits can be enjoyed by applying for this car insurance via our website, with the major ones listed below:
- You get access to the top BMW M4 insurance plans at the best prices along with exciting seasonal discounts and deals
- All the available BMW M4 quotes are gathered from the best car insurance providers in the emirates
- Our high-end user-friendly platform is designed to offer you a seamless shopping and comparing experience
- The platform allows you to compare all the top options, browse through the key features and benefits, and make a purchase
- The secure encrypted payment platform ensures that all the payments that you make are ideally protected from fraud
- Our team of experts ensures that your financial decisions are in-line with your requirements and financial goals
- The 24x7 customer support team is available round-the-clock to resolve any issues that you face with your insurance plans
Before leaving to check out the available plans on our website, you can have a look at some questions frequently asked about BMW M4 car insurance and become aware of all the intricacies regarding the same.
FAQs
Q1. How much does BMW M4 insurance cost in the UAE?
Ans: BMW M4 insurance costs can range between AED 7,000 and AED 18,000 as per the make, model, and variant of the car.
Q2. Where can I get BMW M4 quotes in the UAE?
Ans: You can obtain the most relevant BMW M4 quotes from policybazaar.ae and compare the best plans to get the most suitable one for you.
Q3. Is off-road driving covered in BMW M4 insurance plans in the UAE?
Ans: Since BMW M4 is a sports car, the off-road driving cover is not included in most BMW M4 insurance plans. However, you can have an off-roading add-on included in your plan as per your preference.
Q4. Is roadside assistance included as a basic benefit of the plan or as an add-on in BMW M4 insurance plans?
Ans: Some BMW M4 insurance plans may cover roadside assistance as a basic benefit (free of additional cost), while others may offer it as an add-on benefit.
Q5. How can I buy the best BMW M4 insurance plan for my sports car?
Ans: You can buy the best BMW M4 insurance plan by comparing the top BMW M4 quotes and their features and provisions, with all these procedures made easy on our official website.
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