BMW M4 Car Insurance

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BMW M4 is among the best options out there for the admirers of the ‘fast and the furious’ cars. The sleek sporty look of this car combines with its incredibly powerful performance to make a complete package. Its cutting-edge exteriors, matching the sporty M4 bucket seats and driver-centric cockpit design of the interior, are ideally designed to offer that exclusive sports car look of M4. As a result, BMW M4 is one of the most popular sports cars in the UAE, and for good reason too. 

However, besides the car features, a BMW M4 owner would also need to keep BMW M4 insurance in mind due to its mandatory status in the UAE (as well as adequate financial protection for the car). This piece will discuss this car’s specifications, key features, and what every current or potential owner should know about BMW M4 insurance in the UAE. 

Features of BMW M4

  • Multiple Variants: The renowned BMW M4 is one of the most popular performance sports cars in the UAE, with the company offering several exciting options for sports car enthusiasts with variants like convertible, competition, coupe, and special KITH edition. Notably, the exclusive KITH edition of the BMW M4 competition has manufactured only 150 units for the customers. All variants offer exceptional performance and a stylish sporty look to elevate the overall vibe of the car. 
  • Sleek Sports Car: Regardless of your chosen variant, BMW M4 will prove to be an incredible partner for all your high-performance drives in the emirates. The glorious sporty exterior of the car comes through shining in both coupe and convertible variants, while special edition models like the KITH edition are endowed with special M Carbon detailing and a carbon fibre roof. 
  • Powerful Performance: The 6-cylinder turbo engine of the BMW M4 can achieve 650Nm@2750-5500rpm maximum torque, with the car able to achieve up to 180 mph speed (depending on your selected variant). The powerful performance of the car is supported by its sporty handling, which make it a complete package deal for all sports car lovers in the UAE. 
  • Luxury Personified: The M Carbon buckets are installed in all variants of the BMW M4 with a driver-centric design for the cockpit. Moreover, the interiors are designed while keeping the sporty look of the car in mind. The special KITH edition also comes with exclusive KITH in several different areas of the cockpit. 
  • Smart Controls: Gesture control, high beam assistant, and central information display are just some of the many future-forward features that BMW M4 variants come with. You can even connect your smartphone with the car directly using the Apple CarPlay system and navigate seamlessly. 

  • Comprehensive
  • Third Party
*Above mentioned prices are for BMW M4 3.0TC RWD Coupe, 2023 model.
*Above mentioned prices are for BMW M4 3.0TC RWD Coupe, 2023 model.

Specifications of BMW M4 Convertible/Competition/Competition x KITH



Available Variants 

M4 Convertible, M4 Competition, and M4 Competition x KITH

Engine Displacement (cc)

2993/ 2993/ 3000

Max Power (bhp@rpm)

510bhp@6250rpm/ 502.88bhp@6250rpm/ 510 bhp@6250rpm

Seating Capacity

4/ 5/ 4 

Boot Space (Litres)

368.19/ 326/ 375

Fuel Type


No. of cylinder

6/ 6/ 6

Max Torque (nm@rpm)

650Nm@2750-5500rpm/ 650Nm@2750-5500rpm/ 650Nm@2750-5500rpm

Transmission Type

M Steptronic Transmission

Fuel Tank Capacity

60 L/ 59.05 L/ 59 L

Top Speed (mph)


Steering Type 


Front and Rear Brake 

M Sport

Acceleration (0 to 100 kmph)

3.7/3.5/3.9 Seconds

Top Car Insurance Plans BMW M4

BMW M4 Insurance Plans

Details of the Plan 

Noor Watania Comprehensive 

  • Coverage – within the UAE
  • Third-party damages cover – AED 2 million 
  • Loss of belongings cover – AED 2,000 
  • Medical emergency cover – AED 2,000
  • Riots and strikes coverage
  • Lock replacement – AED 5,000  
  • Windscreen damages cover – AED 3,000 
  • Free roadside assistance, valet parking theft, agency repairs, and ambulance services
  • New car replacement coverage for up to 6 months 
  • Add-ons: Replacement of vehicle, personal accident covers, and third-party Oman cover 

Aman Insurance Comprehensive (Standard Agency)

  • Third-party liability cover – AED 2 million
  • Coverage scope – UAE only
  • Free personal accident cover for passengers
  • Other included covers: Windscreen damages, agency repairs, and lock replacement cover
  • Add-on covers: Personal accident cover for drivers, vehicle replacement cover, Oman extension, and roadside assistance

Oriental Comprehensive (Agency)

  • Third-party damages cover – AED 2 million
  • Coverage scope – within the UAE 
  • Own damage coverage – UAE and Oman
  • Riots and strikes cover
  • Off-road driving cover – AED 2,500
  • Windscreen damages cover – AED 3,000 
  • Loss of personal belongings cover - AED 2,000
  • Emergency medical expenses cover – AED 1.500
  • Free fire and theft damages, lock replacement, ambulance services cover, natural calamity, valet parking theft, and agency repairs
  • Add-ons available: Oman extension, roadside assistance, personal accident cover, and replacement of vehicle

Adamjee Comprehensive (Agency)

  • Third-party damages cover – AED 2 million
  • Coverage scope – within the UAE
  • Includes cover for riots and strike damages, ambulance services, and agency repairs
  • Free fire and theft cover
  • Free roadside assistance cover, natural calamity cover, and personal accident coverage
  • Add-ons: Personal accident cover for drivers and replacement vehicle cover


Inclusion of BMW M4 Insurance Plans

  • Third-party damage cover
  • Emergency medical expenses cover
  • Roadside assistance
  • Cover for damages caused by strikes and riots
  • Loss of personal belongings cover
  • Valet parking theft cover
  • Lock replacement cover
  • Fire and theft damages cover
  • Agency repairs 
  • Windscreen damage cover
  • Own damage cover

Exclusion of BMW M4 Insurance Plans

  • Damages caused to third-party when driving without a valid UAE driving licence
  • Driving when intoxicated and causing damages
  • Voluntary negligence of the driver leading to own damages
  • Unrepaired accidental or other damages leading to consequential damages
  • Damages caused due to normal wear and tear of the car
  • Damages caused when using a personal car for commercial or business purposes 

Add-ons for BMW M4 Insurance Plans

  • Personal accident covers (for drivers as well as passengers)
  • Natural calamity cover
  • Replacement of vehicle cover 
  • Oman extension
  • Off-road driving cover 

BMW M4 Insurance Cost in UAE

Depending on the variant of your model, the BMW M4 insurance cost can fall anywhere between AED 7,000 and AED 18,000. Being a car from the luxury segment of the company, BMW M4 quotes are slightly on the higher end of the scale given the high insured declared value of the car. 

Another factor to note here is that the prices may slightly fluctuate as per the condition of the car. BMW M4 insurance costs for older models will be a little lower generally. You can easily obtain BMW M4 quotes using our online platform. 

How to Renew Insurance for BMW M4?

Renewing your BMW M4 insurance plans is quite easy and a matter of a few simple steps only. All you need to do here is log into the portal of your provider or the aggregator, open your profile, and go to plan details. Find the renewal option and click on it. 

You can now choose the plan you want to renew and select the add-ons that you would like or even remove some of the previous ones if any. Finalise the plan that you wish to buy and make the payment. Once your purchase has been made, the policy papers will be sent to your email address. 

You can follow the same steps if you wish to renew the plan offline. Instead of completing these steps on the website of your provider or aggregator, you can simply visit an offline branch and complete the procedure for renewal.

How to Claim Insurance for BMW M4?

The claim process of your BMW M4 insurance plans can differ as per the nature of the claim. The following are some basic steps that you can follow in most claim-arising situations to successfully submit the claim:

  • Connect with your insurance provider to notify them about the situation at hand and initiate a claim 
  • If the damages incurred by your car are accidental, contact the police and have a report registered
  • Get a claim form from the provider website and submit it with the required documents. For this, you will need the police report, registration documents of the car, and your driving licence
  • Submit everything and get a garage assigned. Your car will be examined once you are at the garage and the repairs will be approved. 
  • Pay the excess amount, if any, and the repairs will begin shortly. The insurance company will cover the rest of the expenses. 

How to Buy BMW M4 Insurance?

BMW M4 insurance plans can be easily purchased online without spending time and effort visiting offline branches of the providers. Moreover, with, you can further save your time otherwise spent in opening different sources and comparing the available plans. 

With Policybazaar UAE, you will get access to the best BMW M4 car insurance plans from the leading providers at the most affordable rates - and all in one place! Applying via our website is similarly convenient, as you can simply fill out the lead form on our ‘Car Insurance’ page and get access to the most relevant plans instantly! You can then apply for your preferred plan in just a few clicks more. 

Reasons to Buy from

As mentioned earlier, Policybazaar UAE is an excellent option if you plan to compare and buy car insurance in uae with the maximum coverage and at reasonable prices. However, several more benefits can be enjoyed by applying for this car insurance via our website, with the major ones listed below:

  • You get access to the top BMW M4 insurance plans at the best prices along with exciting seasonal discounts and deals 
  • All the available BMW M4 quotes are gathered from the best car insurance providers in the emirates 
  • Our high-end user-friendly platform is designed to offer you a seamless shopping and comparing experience 
  • The platform allows you to compare all the top options, browse through the key features and benefits, and make a purchase 
  • The secure encrypted payment platform ensures that all the payments that you make are ideally protected from fraud 
  • Our team of experts ensures that your financial decisions are in-line with your requirements and financial goals 
  • The 24x7 customer support team is available round-the-clock to resolve any issues that you face with your insurance plans 

Before leaving to check out the available plans on our website, you can have a look at some questions frequently asked about BMW M4 car insurance and become aware of all the intricacies regarding the same. 


Q1. How much does BMW M4 insurance cost in the UAE?

Ans: BMW M4 insurance costs can range between AED 7,000 and AED 18,000 as per the make, model, and variant of the car. 

Q2. Where can I get BMW M4 quotes in the UAE?

Ans: You can obtain the most relevant BMW M4 quotes from and compare the best plans to get the most suitable one for you. 

Q3. Is off-road driving covered in BMW M4 insurance plans in the UAE?

Ans: Since BMW M4 is a sports car, the off-road driving cover is not included in most BMW M4 insurance plans. However, you can have an off-roading add-on included in your plan as per your preference. 

Q4. Is roadside assistance included as a basic benefit of the plan or as an add-on in BMW M4 insurance plans?

Ans: Some BMW M4 insurance plans may cover roadside assistance as a basic benefit (free of additional cost), while others may offer it as an add-on benefit. 

Q5. How can I buy the best BMW M4 insurance plan for my sports car?

Ans: You can buy the best BMW M4 insurance plan by comparing the top BMW M4 quotes and their features and provisions, with all these procedures made easy on our official website. 

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