Policybazaar UAE: The Leading Car Insurance Broker in the Country

It is important to note that these brokers collaborate with the leading car insurance providers, which allows them to suggest plans that suit your requirements. 

Here’s the list of services generally offered by auto insurance brokers —

• Helping you find and recommend the best Dubai car insurance policy to match your needs. 
• Explaining all details of the policy, including benefits, premiums, coverage, and exclusions.
• Reviewing your policy every year and suggesting added benefits like riders or new products available
• Supporting you through the claim process by handling communication with the insurance company on your behalf

Top Car Insurance Plans offered by Policybazaar.ae Auto Insurance Broker

1. Dubai Insurance Company Comprehensive (Gold Garage) - 

Features and Benefits	Add-ons	Exclusions
Third-party Damage Damage to Own Vehicle Third-party Liability MD/Strikes/Riots Windscreen Damage Lock Replacement Off-road Cover Loss of Personal Belongings Emergency Medical Expenses Valet Parking Theft Cover	Natural Calamity Cover Roadside Assistance — Mechanical Assistance Lockout Service Fuel Delivery Service International Driving Licence Discount Automobile Maintenance Pick and Drop Service Airport Meet and Greet Service Battery Service and Onsite Replacement Claims Document Delivery Service Window Glass and Sunroof Damage Flat Tyre Service Towing Service Car Registration Service Airport Pick and Drop Service Baby Capsules and Child Seat Claim Transportation Cost	Ambulance Service Taxi Fares Involuntary Loss of Employment Insurance No Claim Discount Protection New Car Replacement in Case of Total Loss — Auto Gap Agency Repair

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2.Methaq Takaful Comprehensive (Agency) - 

Features and Benefits	Add-ons	Exclusions
Third-party Damage  Damage to Own Vehicle Third-party Liability Windscreen Damage Agency Repair Emergency Medical Expenses MD/Strikes/Riots	Personal Accident Cover for Drivers and Passengers Roadside Assistance — Mechanical Assistance Lockout Service Fuel Delivery Service Battery Service Flat Tyre Service Towing Service	Ambulance Service Involuntary Loss of Employment Insurance Valet Parking Theft Cover International Driving Licence Discount New Car Replacement in Case of Total Loss — Auto Gap Lock Replacement Off-road Cover Car Registration Cover

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3.Adamjee Insurance Comprehensive (Garage) - 

Features and Benefits	Add-ons	Exclusions
Third-party Dam Limit Damage to Own Vehicle Third-party Liability MD/Strikes/Riots Fire and Theft Cover Windscreen Excess Waiver	Personal Accident Cover for Drivers and Passengers Natural Calamity Cover Oman Cover Vehicle Replacement Benefit Roadside Assistance — Mechanical Assistance Lockout Service Fuel Delivery Service Off-road Recovery Car Registration Service Battery Service Flat Tyre Service Towing Service International Driving Licence Discount	Loss of Personal Belongings New Car Replacement in Case of Total Loss — Auto Gap  Lock Replacement Agency Repair Emergency Medical Expenses Involuntary Loss of Employment Insurance Valet Parking Theft Cover Airport Pick and Drop Cover

 

4.Qatar Insurance Company Comprehensive (Plus Agency) -

Features and Benefits	Add-ons
Third-party Damage Third-party Liability Damage to Own Vehicle MD/Strikes/Riots Windscreen Excess Waiver New Car Replacement in Case of Total Loss Lock Replacement Fire and Theft Cover Windscreen Damage Loss of Personal Belongings Emergency Medical Expenses Personal Injury Valet Parking Theft Cover Agency Repair	Personal Accident Cover (for Drivers and Passengers) Natural Calamity Cover Vehicle Replacement Cover Oman Cover Roadside Assistance — Off-road Cover Mechanical Assistance Lockout Service Delivery of Fuel  Accident and Breakdown Recovery Battery Service Flat Tyre Service Towing Service

5. Tokio Marine Comprehensive (Garage) -

Features and Benefits	Add-ons
Third-party Damage  Damage to Own Vehicle New Car Replacement in Case of Total Loss Fire and Theft Cover Personal Injury Self-authorisation Repairs MD/Strikes/Riots Loss of Personal Belongings Valet Parking Theft Cover Off-road Cover Accident and Breakdown Recovery Loss of Benefit Allowance Ambulance Service Emergency Medical Expenses Windscreen Damage	Personal Accident Cover for Drivers and Passengers Natural Calamity Cover Oman Cover Roadside Assistance — Battery Service Flat Tyre Service Off-Road Recovery Lockout Service  Towing Service

6.Sukoon Insurance Third-Party Only -

Features and Benefits	Add-ons
Third-party Damage  Third-party Liability Blood Money Ambulance Service	Personal Accident Cover for Drivers and Passengers Roadside Assistance — Mechanical Assistance Lockout Service Towing Service — Within The Same City Battery Service Flat Tyre Service Off-Road Recovery

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7.Tokio Marine Third-Party Only - 

Features and Benefits	Add-ons
Third-party Liability Blood Money Ambulance Service Accident and Breakdown Recovery	Personal Accident Cover for Drivers and Passengers Roadside Assistance — Battery Service Lockout Service Flat Tyre Service Off-Road Recovery Towing Service

How to File a Car Insurance Plan Claim?

Detailed below are the steps to file a claim for your car insurance plan —

• Claim Intimation - Immediately report the incident to the police and get a police report as required in your Emirate.Inform your insurance company too. For towing services, contact your insurer’s 24/7 roadside assistance. Email the required documents to the insurer.
• Claim Processing - Drop off your vehicle at the repair location shared by the insurer. In some plans, the insurer may arrange for vehicle collection. The repair shop will prepare and submit a repair estimate for the insurer's approval. An insurance surveyor will inspect and approve the repairs. You’ll be informed of the repair duration and notified when your vehicle is ready for collection. After receiving your car, you’ll be asked to complete a feedback survey.
• Claim Settlement - Whether your vehicle can be repaired or is a total loss, the insurer will guide you through the process. Just make sure to settle the deductible (if any) before collecting your car.

Listed below are the documents usually required during the motor insurance claim process in the UAE — 

• Copy of a police report
• Copy of the driving licence of the person driving the car at the time of the accident (both sides)
• Copy of the vehicle registration (both sides)
• Copy of the Emirates ID card of the drivers at the time of the accident (both sides)

Get your car insurance plan from Policybazaar UAE, the leading insurance broker for car insurance, and enjoy plenty of benefits such as — 

• The best auto insurance plans in one place
• Easy-to-use platform to research and compare quotes
• 24/7 available customer care team
• Claim assistance

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