6 Things You Probably Didn’t Know About Car Insurance in the UAE

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*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
One of the most important things you need in order to drive your car on the roads of the UAE is car insurance. It is legally compulsory to hold car insurance before taking your car for a spin. This is why most of us hold a car insurance policy for our prized possessions, but fewer people dig deeper into the details of the policy.

It does not come as a shock that many of us end up paying more than we need to for our Car Insurance UAE. Obtaining car insurance is as easy as accessing online car insurance UAE; however, the difficult part is to know the different aspects of car insurance. Further in the article, is a handy guide to help you dig deeper into the lesser-known concepts of Car Insurance UAE.

Your Car Might Not Be Covered

Many people opt for third-party liability insurance because it is an affordable option out of the two. However, it only covers the third party’s car. You will have to cover the damages caused to your car out of your own pocket if you were the one responsible for the accident.

Your Age Is an Important Factor

People under the age of 25 years often have to pay more to get a car insurance policy in the UAE. According to the law in UAE, drivers below the age of 25 years also have to pay 10% of the total damage caused if they are responsible for an accident.

You Can Save Money by Comparing

You should never make the mistake of blindly opting for the first car insurance policy you come across, or simply renew your policy with your current provider. Not all policy providers will have the policy that suits your requirements and needs, it is always the best option to compare the different providers in your budget before opting for a policy. If you are renewing your policy, you should be aware that the providers change their rates regularly. Therefore, it is not necessary that your provider will offer you the best rate. This will help you save money.

You Can Ask For Roadside Assistance

If you worry about being stranded in the middle of nowhere, you can often request your insurance provider to include roadside assistance in your Car Insurance UAE. With this add-on, you can simply make a call in case your car breaks down or runs out of fuel and the provider will send someone to help you out.

Your Policy Can Be Expanded

Your car insurance policy can be expanded to other GCC countries. If you are one of the frequent travelers, this is a must-have for you. Not all car insurance policies cover you when you are out of your country. However, you can opt for a car insurance policy that provides protection across the neighboring countries or the entire GCC.

You Can Leverage a No Claims Certificate to Save Money

Among the lot, very few policyholders ask for a ‘no claims certificate‘ from their car insurance provider. If you have not made any claim during the tenure of your policy, you can provide this certificate in order to get great discounts when you buy a new car insurance policy with a different provider. 

The Bottom Line

As mentioned earlier, holding a car insurance uae is mandatory by law. Therefore, it is important to do a thorough comparison before locking down any policy. This ensures that you get the best benefits from your policy under your budget. You can easily access online car insurance UAE and get quotes from the various providers for comparison.

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