Toyota Innova Crysta Car Insurance

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Toyota Innova Crysta is another successful compact multi-purpose vehicle from Toyota, the renowned Japanese car manufacturer. Innova Crysta is the improved version of the previously rolled out Innova from Toyota, with this car carrying all the original strengths of Innova along with several new performance and comfort-enhancing features.

A premium MVP like Innova Crysta requires equally superior car insurance for the proper protection of your finances. This is where Toyota Innova Crysta insurance plans come in. We will take a deep dive into several aspects and factors of Toyota Innova Crysta insurance plans including types, premiums, renewals, and more.

  • Comprehensive
  • Third Party
*Above mentioned prices are for Toyota Innova DX 2.7L, 2020 model.
*Above mentioned prices are for Toyota Innova DX 2.7L, 2020 model.

Features of Innova Crysta

Listed below are some of the top features that the new Toyota Innova Crysta comes with:

  • The new Toyota Innova Crysta, with its piercing headlamps, trapezoid piano black grille, and bold bumper is designed to impress. Crysta has notable diamond-cut alloys and a front clearance sonar system that further enhances the bold yet stylish presence of the car. 
  • The connectivity of the car is supported by its new 8.0 display that features Apple CarPlay along with Android Auto Play. The crystal clear instrument cluster of the car ideally tracks your journey and keeps a safe tab on the roads you travel. The car also has a smart start and stop button that ensures easy and swift ignition when required. 
  • The refined interiors of the car feature soft-touch camel-tanned leather seats, while the one-touch tumble system of the car offers easy access to the last row of seats. Foldable seatback with cup holders and the smartphone holder with USB ports make long drives more comfortable and enjoyable for all passengers. 
  • The new Innova Crysta is endowed with a new refined engine for both diesel and petrol variants that ensures increased power and torque. The car come with a better pitch and bounce control owing to the improved suspension, while its automatic 6-speed transmission comes with a sequential shift for better manoeuvring. This feature provides more flexibility to drivers by allowing them to seamlessly shift between the ECO and Power modes of the car. 

Specifications of Innova Crysta

Have a look at the table below to find out the major specifications of Innova Crysta:



ARAI Mileage

12.0 kmpl

Engine Displacement


Maximum Power

148bhp@3400rpm (PS@rpm)

Maximum Torque

360Nm@1400-2600rpm (nm@rpm)

Seating Capacity


Body Type


Boot Space (Litres)


Fuel Type

Diesel/ Petrol

No. of cylinders


Fuel Tank Capacity

55 L

Top Speed (kmph)


Steering Type


Front and Rear Brake

Front – Disk | Rear – Drum


11.67 – 12.90 seconds (0 to 100kmph)

Types of Innova Crysta Insurance Plans

The following are the two types of car insurance plans available for Toyota Innova Crysta in the UAE: 

  • Third-Party Liability Insurance: A third-party liability Toyota Innova Crysta insurance plan covers damages caused to the third-party vehicle and people in an accident where the policyholder is at fault. Injuries and vehicular damages of the third party are covered by these plans. 
  • Comprehensive Car Insurance: A comprehensive Toyota Innova Crysta insurance plan covers both third-party liabilities and the own damages of the policyholder. The own damages cover of a comprehensive car insurance plan includes coverage for accidental damages, fire damages, theft, natural calamity damages, and more. 

Inclusion of Innova Crysta Insurance Plans 

You can expect the following covers and benefits with most Toyota Innova Crysta insurance plans in the UAE:

  • Coverage for own damages
  • Third-party damages cover – includes vehicular damages and injuries
  • Coverage for emergency medical expenses 
  • Agency repairs 
  • Loss of personal belongings coverage
  • Windscreen damage cover
  • Cover for fire and theft damages 
  • Cover for theft and/or damage from valet parking
  • Coverage for damages by riots and strikes
  • Lock replacement cover
  • Roadside assistance cover

Exclusion of Innova Crysta Insurance Plans

Given below is a list of common exclusions for a majority of Toyota Innova Crysta insurance plans:

  • Own or third-party damages caused when driving without a valid UAE driving licence
  • Own or third-party damages caused when driving under the influence of intoxicating substances
  • Damages incurred when using personal cars for commercial purposes
  • Damages caused when using the car for illegal activities
  • Consequential damages incurred by the car
  • Natural wear and tear of the car leading to damages

Add-ons for Innova Crysta Insurance Plans 

Check out the most commonly purchased add-ons with Toyota Innova Crysta insurance plans in the following list:

  • Personal accident cover for drivers 
  • Personal accident cover for passengers
  • Natural calamity cover
  • Roadside accident cover
  • Oman extension cover for third-party damages
  • Oman extension for own damages
  • Replacement of vehicle cover

Innova Crysta Insurance Cost in the UAE

As far as the standard prices of car insurance plans are concerned, Toyota Innova Crysta insurance costs can range from 2% to 6% of the car’s market price in the emirates. Nevertheless, these prices can be influenced by factors like the comprehensiveness of the plan, your driving history, add-ons taken with the plan, condition and manufacturing year of the car, and so on. From this list, factors like add-ons can lead to additional premiums on top of the premium for basic coverage. 


How to Buy Innova Crysta Insurance?

Purchasing an Innova Crysta insurance plan is quite simple with, our official online platform. You can visit the website and locate the car insurance main page. Click and open the page to find the lead form. Fill out the lead form to get redirected to the Innova Crysta quotes page which will present all relevant car insurance plans for your car. You can compare and select the plan you find the most suitable and apply for it on our site in just a few clicks. 

Why Buy from

By availing yourself of Innova Crysta insurance from, you can enjoy a long list of benefits. A few top ones from this list are mentioned below:

  • Partnering up with all top insurance providers in the UAE, we offer top Innova Crysta insurance plans customised specifically to each customer’s needs. 
  • With seasonal discounts, special deals, and exclusive offers running all year round, our platform offers you highly competitive Innova Crysta insurance prices. 
  • Researching, comparing, and purchasing your Innova Crysta insurance plan is easy due to our streamlined user-friendly platform. You can also use our knowledge base to conduct extensive research about any insurance product you wish to purchase.  
  • Our premium payment platforms are encrypted and highly secure to eliminate online payment fraud and facilitate secure transaction. 
  • Our team of insurance experts is only a click or tap away - you can get in touch with any of our experts and receive proper guidance to buy the right insurance plan for your Innova Crysta. 

How to Claim Insurance for Innova Crysta?

Discussed below are the steps involved in submitting a claim for accidental damages against your Innova Crysta insurance:

  • Call your insurance provider and ask them to initiate a claim on your behalf. Explain the incident that caused damage to your vehicle and give a brief account of the third parties involved, if any. 
  • If these damages are accidental, call the police and register an official report. Obtain a copy of this report for yourself. 
  • Take your car to a nearby network or agency garage and obtain a claim form from the provider website. Fill up this form and submit it using the online or offline submission platform of the provider. 
  • The insurance company will examine the claim and approve it if your policy covers the claimed damages. The approval will be sent to your network/agency garage. 
  • After receiving the approval, a claim inspector at the garage will examine the damages and prepare a repair expense sheet.
  • The repairs will start once you pay off the applicable deductible amount for the claim.

The claim submission process will differ slightly when it comes to car and/or car accessory theft claims. Steps remain the same till the police report filing, claim form submission, and approval part. After that, the insurance company will wait for the police to run an investigation to track the stolen accessory/car.

If the car/accessories remain untraceable, a certificate for the same will be given. Your claim settlement process will begin once this certificate is submitted, with the settlement money directly transferred to your chosen bank account in a short while. 

How to Renew Insurance for Innova Crysta?

Innova Crysta insurance plans can be renewed using several online and offline platforms. If you opt for the former, you can easily renew your Innova Crysta insurance plan from the official website of your insurance provider. You can log in using your customer credentials, head to your profile, and select the insurance renewal option to initiate the process.

Select the plan that you wish to renew with and choose the add-ons. It’s worth remembering that you can use the same plan or even get a new one if you prefer. Once all the details are final, you can pay the premium and complete the renewal of your plan. The new policy documents will be delivered to your registered email address and the policy coverage will begin immediately. 

As an alternative, you can also renew your plan offline. Here, you would be required to visit one of the branch offices of the provider and submit your application form there. You will be required to submit the documents in physical form as well. 

Remembering the details discussed in the article will be sufficient when you go out to purchase Toyota Innova Crysta car insurance in the UAE. However, to be clear even with the small-yet-consequential details, let’s have a look at some of the frequently raised queries regarding Toyota Innova Crysta insurance in UAE.


Q1. How much does Toyota Innova Crysta insurance cost in the UAE?

Ans: Toyota Innova Crysta insurance can cost somewhere between 2% and 6% of the market value of the car. 

Q2. How to successfully renew my Toyota Innova Crysta insurance?

Ans: You can easily renew your Toyota Innova Crysta insurance plan using the official website of your insurance provider or by visiting a branch office of your provider. 

Q3. Is it possible to change my Toyota Innova Crysta insurance plan?

Ans: Yes, you can change your Toyota Innova Crysta insurance plan and provider at the time of insurance renewal. You can always include add-ons or even go for a complete change by changing your base plan.

Q4. How to get Toyota Innova Crysta quotes in the UAE?

Ans: You can get the best Toyota Innova Crysta insurance quotes from 

Q5. What are the documents required to get submit a claim against Toyota Innova Crysta insurance plans?

Ans: A driving licence, car registration documents, and the police report of the incident will be required to successfully submit a car insurance claim. 

Q6. How to purchase Toyota Innova Crysta insurance online?

Ans: You can purchase a Toyota Innova Crysta insurance plan using the official online platform of Policybazaar UAE. You can also use an insurance provider’s website or go to their branch offices as an alternative for the same. 

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