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Toyota Hiace, a 14-seater, single G-trim model car, comes with a protruding bonnet that helps the engines fit perfectly. This car is notably easier to drive and park in urban areas, with the turning radius significantly reduced in this sixth-generation model. The other features of the new Toyota Hiace 2022 include improved body rigidity and wider front quarter glass, with the latter proving beneficial for enhanced visibility. This car makes for an excellent option for large families or groups, with its large dimensions ensuring comfortable accommodation of up to 17 passengers while its foldable seats provide extra storage space.
The car offers two body types, i.e., Normal with Standard Roof and Longer with Higher Roof. You can also find options with respect to the engine of the car- a 3.5 L V6 Petrol engine or a 2.8 L, 4-engine turbo diesel motor. The common factor across all the models and variants, though, is the requirement for Toyota Hiace Insurance. With an easily affordable plan, you can at least secure financial aid if your vehicle is damaged.
Amidst a vast number of options that may confuse the buyers , here is a brief description of all the features and benefits of Toyota Hiace Insurance in UAE.
Having car insurance is mandated in the UAE, with a third-party liability one being required in the least. However, apart from that, if you are wondering what features you will be offered when you opt for comprehensive Toyota Hiace Car insurance, the list of all key aspects is given as follows:
Insurance companies offer two types of Toyota Hiace Car Insurance plans, between which you can choose the one that suits your budget and requirements the best.
A large number of companies offer Toyota Hiace car insurance but the price of the policy plan varies as per the policy and the chosen company. The price variations are associated with variations in offered features and benefits as well.
As a general rule, a comprehensive car insurance policy is priced slightly higher as it offers financial protection against damages and theft to both the third-party vehicle and the self-insured vehicle. Similarly, if you select any add-ons for the policy or go for higher Toyota Hiace price models, the premium will increase.
You can utilise the Toyota Hiace car insurance calculator to get an idea of the premium payable.
The major covers against specific situations generally included in Toyota Hiace Car Insurance are listed below.
You can get coverage for any damage to the third party or their belongings due to your fault. The UAE has a requirement that every driver should have third-party liability cover. Comprehensive plans do include such a cover besides securing your own vehicle, which leads to proper law adherence and assurance of financial aid.
Toyota Hiace insurance gives you complete coverage for any damage inflicted on your car due to natural hazards, man-made destructions, fire, and more. With the provided compensation, you can easily repair or replace your car without much hassle.
Besides providing cover for your car, several plans concerning Toyota Hiace Insurance in UAE also have cover for the driver in case they get injured in a car accident.
While most scenarios and situations are covered by car insurance, a few exclusions still apply. They are as follows -
Add-ons are optional covers. You can either add them to your comprehensive cover or even skip them altogether if not required. Here is the list of Toyota Hiace Insurance add-ons that you can have for your car:
Toyota Hiace Car Insurance has a limited set of eligibility requirements that is simple to meet. You simply have to fulfil the following criteria:
The application process for Toyota Hiace Car Insurance does not require dozens of documents, with the few ones needed to apply being:
In case your Toyota Hiace meets with an accident or theft, you will need to raise a Toyota Hiace car insurance claim with the company to get the financial support that will be required for repairing the damages or for replacement. To avail of the claim benefits, you can file the claim by following certain steps as follows:
In the occurrence of an accident, first, you need to call the police and inform them about the situation and call the ambulance as well if any of the involved parties are injured. Next, collect evidence by taking some pictures of the accident scene. Finally, you will have to collect the accident report from the police before filing a claim. After this last step, here is what you can do next:
To raise a claim for theft, it is necessary to have a comprehensive insurance policy. The first step is similar to the accident claim, as you will need to report to the police the theft and collect the report from them. The next step would involve contacting the insurance company about the theft and filing a claim. Besides the car, you can also make a claim for the lost items from the car. However, it may take longer to settle the claim.
The steps of raising a claim against theft are as follows
If you wish to renew it offline, get in touch with the office of the company from which you had bought the car insurance. The overall process is simple and similar to online renewal. The company personnel will ask you to fill out a form for policy renewal. Fill in the details and submit the form along with the copies of the necessary documents. Make the payment with the form submission and have your car insurance renewed quickly.
Note: Carry all the required documents to the company office if you opt for the offline mode as it can save you from repeated visits to the insurance provider’s branch.
While purchasing an insurance policy for Toyota Hiace Car, look for a few more details besides just the features, premiums, and benefits of the policy to make an informed decision. The details that you must consider are as follows –
With the two types of Toyota Hiace insurance policies available (third-party and comprehensive), one has to make a choice as per their requirements. While the third-party policy is a pocket-friendly option, a comprehensive policy comes with more benefits.
If you rarely take out your car, having third-party insurance would be reasonable. However, if you have to drive your car daily, opting for a comprehensive car insurance policy would prove beneficial.
You should look for the inclusions and exclusions offered by your insurance policy and opt for a plan that provides maximum benefits at affordable prices. Similarly, you should examine the maximum coverage amount and select a plan with optimum maximum coverage amount, as going in the lower or upper excess can drain your finances without providing meaningful assistance for your Toyota Hiace.
The evaluation of your car by an expert is necessary to have a proper estimate of your car price as well as quote the right insurance estimate.
Add-ons increase the coverage of your basic insurance policy at minimal added fees. If you wish to avail of such benefits, you can get the add-ons integrated into your plan without requiring you to take a new plan with more coverage options. However, you should skip add-ons if there is no requirement for them to save your funds.
If you are looking for online means to buy your Toyota Hiace car insurance, Policybazaar UAE is here to help you do that and much more. Let's quickly go through the steps to buy a car insurance plan with us:
You can also visit the website of your select provider or visit the company’s office if you want to buy Toyota Hiace insurance offline. Fill out the application form and submit some documents for verification. At last, you will have to pay the first premium and have your car insurance activated quickly.
To find some more details regarding Toyota Hiace Insurance in UAE, you can view what people are asking related to the insurance plans in the section below.
Ans: Yes, when deciding the insurance premium, Toyota Hiace price is among the major factors taken into consideration. Generally, a higher premium has to be paid if the value of the car is higher.
Ans: The total capacity of the fuel tank of Toyota Hiace is 70 litres.
Ans: To select the best car insurance for your car, you can visit policybazaar.ae. On the website, you can explore the car insurance section to browse through various car insurance plans offered by the leading car insurance companies in the UAE. You can then easily make a well-informed choice by comparing the plans on all key parameters.
Ans: No, one vehicle can have only one insurance policy. However, if you want to increase the extent of your coverage, you can opt for comprehensive insurance or include add-ons in your policy.
Ans: Yes, it is necessary to make a police complaint about the car theft and submit the report to the insurance company. If the police fail to trace your car, you will be paid out the car value gauged by the company.
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