Toyota Tacoma Car Insurance

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Toyota Tacoma, vouched for its off-road driving features, is among the most known pick-up trucks in the UAE. Its latest TRD Pro edition has numerous additional features, with the vehicle being fitted with a skid plate and the patented TRD-tuned Internal Bypass FOX shock and 16-inch TRD Pro wheels as well as machine-forged upper control arms.

If you own the latest Toyota Tacoma, it is necessary to make sure that you have auto insurance that keeps your vehicle covered if you are involved in any unfortunate event while driving. The following sections will help you find out more about the top Toyota Tacoma insurance plans and their features.

Toyota Tacoma Car Insurance Quotes

Toyota
2021
Tacoma
TRD 3.5L

Features of Toyota Tacoma

Detailed below are the key features of Toyota Tacoma for your consideration:

  • Toyota Tacomais renowned for its 1.5 in. front and 0.5 in. rear lift that keeps it clear on rocky terrains. This compact pick-up truck also has machine-forged upper control arms that ensure stability even if you discover bumps off-road.
  • The recent edition of this truck also features intense LED fog lights to illuminate the path, which is highly beneficial once the sun sets. Toyota Tacomahas a robust construction that can surpass the harshest outdoor conditions.
  • This Toyota pick-up truck boasts a 10-way power-adjustable driver’s seat that has two-way lumbar support. The vehicle also has dual-zone climate control that allows the driver and the passengers to customise the ambience when out on rocky terrains.
  • The audio multimedia system in Toyota Tacomaoffers versatile modes of entertainment. The patented Apple CarPlay compatibility connects you to Apple Music, Maps, and Messages on the screen in the front.

Specifications of Toyota Tacoma

Discussed below are all the major Toyota Tacoma specifications:

SPECIFICATIONS

VALUE

Transmission

6-speed Electronically Regulated Automatic Transmission with ECT-i

Off Road Ground Clearance

9.4 in.

Engine Type

3.5-litre V6 Direct-injection Atkinson-cycle Engine w/ 273 hp at 6,000 rpm per 265 lb-ft at 4600 rpm

Brakes

Power-assisted Ventilated Front Disc Brakes; back Drum Brakes w/ Tandem Booster and Star Safety System

Fuel Tank

21.1 gal.

Seating Capacity

5

Maximum Towing Capacity

6400 lb

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Top Toyota Tacoma Insurance Plans in the UAE

You can either purchase comprehensive or third-party insurance in the UAE for your Toyota Tacoma. While a comprehensive Toyota Tacoma insurance plan offers coverage against both third-party liability and own damages, a third-party Toyota Tacoma insurance policy would cover only the damages incurred by the third party that are caused by the policyholder’s vehicle.

You can choose any of the following top Toyota Tacoma insurance plans –

PLAN NAME

PREMIUM AMOUNT

EXCESS AMOUNT

Tokio Marine Comprehensive (Garage)

AED 1,302 per annum

AED 350

Orient Insurance Comprehensive (Gold Agency)

AED 1,628 per annum

AED 350

Oriental Insurance Comprehensive (Garage)

AED 1,313 per annum

AED 500

Oriental Insurance Comprehensive (Agency)

AED 1,785 per annum

AED 500

Alliance Insurance Third Party Only

AED 575 per annum

NA

Adamjee Insurance Third Party Only

AED 1,087 per annum

NA

Inclusions for Toyota Tacoma Insurance Plans

Here are the inclusions for the top Toyota Tacoma insurance plans in the UAE:

PLAN NAME

INCLUSIONS

Tokio Marine Comprehensive (Garage)

  • Third Party Damage – up to AED 3 million
  • Coverage Region for Damage to Own Vehicle – UAE and Oman
  • Coverage Region for Third Party Liability – Only in the UAE
  • Strikes/ Riots/ MD
  • Emergency Medical Expenses – up to AED 3,000 per person
  • Loss of Personal Belongings – up to AED 2,500
  • Windscreen Excess Waiver – Once for every vehicle during the policy tenure
  • Taxi Fares – AED 200
  • Ambulance Services
  • Off Road Cover (for 4WD only)
  • Fire and Theft Cover
  • Accident and Breakdown Recovery
  • New Car Replacement in case of Complete Loss (Auto Gap coverage) – up to 6 months (for new automobiles)

Orient Insurance Comprehensive (Gold Agency)

  • Third Party Damage – up to AED 3.5 million
  • Third Party Liability Coverage Region – UAE and Oman
  • Riots/ MD/ Strikes
  • Windscreen Damage
  • Ambulance Service
  • Personal Injury Cover – up to AED 2,000
  • Off Road Cover (for 4WD vehicle)
  • Loss of Personal Belongings – up to AED 4,000
  • Emergency Medical Expenses – up to AED 3,500
  • Taxi Fares
  • Valet Parking Theft Cover
  • Agency Repair

Oriental Insurance Comprehensive (Garage)

  • Third Party Damage – up to AED 2 Million
  • Damage for Own Vehicle Coverage Region – in Both UAE and Oman
  • Third Party Liability Coverage Area – Only in the UAE
  • Riots/ Strikes/ MD
  • Windscreen Damage – up to AED 3,000
  • Ambulance Service
  • Valet Parking Theft Cover
  • Fire and Theft Cover
  • Loss of Personal Belongings – up to AED 2,000
  • Emergency Medical Expenses – up to AED 1,500
  • Lock Replacement
  • Off Road Cover (for 4WD vehicle)
  • Additional Excess Charges
  • Damage to Roof – AED 2,500 per accident
  • 10% of the amount as compensation for driver under the age of 25 years
  • Excess for Off Road – AED 2,500
  • 10% of the amount as reimbursement if the taxi or public transport is involved
  • 20% of the amount as compensation for rental vehicles
  • 15% of the amount as reimbursement for sports cars and modified vehicles involved
  • 20% of the amount as compensation for vehicles modified outside the brand’s factory

Oriental Insurance Comprehensive (Agency)

  • Third Party Damage – up to AED 2 Million
  • Damage for Own Vehicle Coverage Region – in Both UAE and Oman
  • Third Party Liability Coverage Area – Only in the UAE
  • Riots/ Strike/ MD
  • Windscreen Damage – up to AED 3,000
  • Ambulance Service
  • Valet Parking Theft Cover
  • Fire and Theft Cover
  • Loss of Belongings – up to AED 2,000
  • Emergency Medical Expenses – up to AED 1,500
  • Lock Replacement
  • Off Road Cover (for 4WD vehicle)
  • Agency Repair
  • Additional Excess Charges
  • Damage to Roof – AED 2,500 per accident
  • 10% of the amount as compensation for driver under the age of 25 years
  • Excess for Off Road – AED 2,500
  • 10% of the amount as reimbursement if the taxi or public transport is involved
  • 20% of the amount as compensation for rental vehicles
  • 15% of the amount as reimbursement for sports cars and modified vehicles involved
  • 20% of the amount as compensation for vehicles modified outside the brand’s factory

Alliance Insurance Third Party Only

  • Third Party Damage – up to AED 2 million
  • Third Party Liability Coverage Region – only in the UAE

Adamjee Insurance Third Party Only

  • Third Party Damage – up to AED 2 million
  • Third Party Liability Coverage Region – only in the UAE

Exclusions for Toyota Tacoma Insurance Plan

Discussed against each Toyota Tacoma insurance plan are their notable exclusions:

PLAN NAME

EXCLUSIONS

Tokio Marine Comprehensive (Garage)

  • No-Claim Discount Protection
  • Valet Parking Theft Cover
  • International Driving License Discount
  • Lock Replacement
  • Agency Repair
  • Car Registration Service

Oriental Insurance Comprehensive (Garage)

  • New Car Replacement in case of Complete Loss – Auto Gap
  • Alloy Wheel Replacement
  • Agency Repair
  • Involuntary Loss of Employment Insurance
  • Child Car Seats

Oriental Insurance Comprehensive (Agency)

  • Child Car Seats
  • Alloy Wheel Replacement
  • New Car Replacement in case of Complete Loss – Auto Gap
  • Involuntary Loss of Employment Insurance
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Add-ons for Toyota Tacoma Insurance Plans

You can consider adding the following add-ons to your Toyota car insurance plan to enhance its coverage at nominal additional costs.

PLAN NAME

ADD-ONS

Tokio Marine Comprehensive (Garage)

  • Personal Accident cover for Driver (up to AED 200,000)
  • Personal Accident cover for Passenger (up to AED 200,000)
  • Natural Calamity Cover
  • Oman Extension (own vehicle damage)
  • Vehicle Replacement –
  • 20 Days – Free
  • 30 Days – Additional AED 100
  • Roadside Assistance includes –
  • Mechanical Assistance
  • Lockout Service
  • Towing Service
  • Battery Service
  • Flat Tyre Service

Orient Insurance Comprehensive (Gold Agency)

  • Personal Accident cover for Driver (up to AED 200,000) – AED 60
  • Personal Accident cover for Passenger (up to AED 200,000) – AED 30
  • Vehicle Replacement (for 7 days) – AED 222
  • Natural Calamity Cover
  • Oman Extension (per trip – up to 7 days) – AED 100
  • Roadside Assistance includes –
  • Mechanical Assistance
  • Lockout Service
  • Towing Service
  • Battery Service
  • Flat Tyre Service

Oriental Insurance Comprehensive (Garage)

  • Personal Accident cover for Driver (up to AED 200,000) – AED 100
  • Personal Accident cover for Passenger (up to AED 200,000) – AED 40
  • Vehicle Replacement (for 7 days) – AED 150
  • Oman Extension (own vehicle damage)
  • Natural Calamity Cover
  • Roadside Assistance includes –
  • Membership Usage and Validity
  • Battery Service
  • Flat Tyre Service
  • Towing Service
  • International Driving License Discount
  • Rent-a-car Service (for 24 hours only)
  • Car Registration Service
  • Off Road Recovery
  • Fuel Delivery Service
  • Lockout Service
  • Mechanical Service

Oriental Insurance Comprehensive (Agency)

  • Personal Accident cover for Driver (up to AED 200,000) – AED 100
  • Personal Accident cover for Passenger (up to AED 200,000) – AED 40
  • Vehicle Replacement (for 7 days) – AED 150
  • Oman Extension (own vehicle damage)
  • Natural Calamity Cover
  • Roadside Assistance includes –
  • Membership Usage and Validity
  • Battery Service
  • Flat Tyre Service
  • Towing Service
  • International Driving License Discount
  • Rent-a-car Service (for 24 hours only)
  • Car Registration Service
  • Off Road Recovery
  • Fuel Delivery Service
  • Lockout Service
  • Mechanical Service

Alliance Insurance Third Party Only

  • Personal Accident for Driver (for AED 200,000) – AED 100
  • Personal Accident for Passenger (for AED 200,000) – AED 40
  • Roadside Assistance (for 10 days) which includes –
  • Mechanical Assistance
  • Lockout Service
  • Fuel Delivery Service
  • Towing Service
  • Flat Tyre Service
  • Battery Service

Adamjee Insurance Third Party Only

  • Personal Accident cover for Driver (for AED 200,000) – AED 120
  • Personal Accident cover for Passenger (for AED 200,000) – AED 60
  • Roadside Assistance – Not Applicable

How to Renew Your Toyota Tacoma Insurance Plan?

As per the traffic laws in the UAE, it is mandatory to renew your Toyota Tacoma insurance annually. To avoid late fees, you should renew your car insurance plan before your plan expires and select the start date for the new policy.

You can renew your car insurance online or offline at your convenience. Whichever mode you select, you may need to keep the following documents and details ready to present to your Toyota Tacoma insurance provider –

  • Car registration details – Certificate and registration number
  • Engine number, Chassis number, and other related details
  • Personal documents – driving licence, phone number, and address proof
  • A passport copy
  • A resident visa copy
  • An original and copy of Emirates ID
  • No-claim bonus certificate (if applicable)

Keep the following factors in mind when renewing your Toyota Tacoma insurance –

  1. No-claim Bonus Discount –If you have not filed any claim for your Toyota Tacoma insurance during the policy period, you will qualify for the no-claim bonus upon your renewal. This discount keeps increasing every year if no claims are made at all.
  1. How Do You Plan to Renew Your Insurance Policy? –You can renew your Toyota Tacoma insurance with your existing insurance provider if you are satisfied with the insurance policy features. However, it is usually suggested to compare different plans from the top insurance providers so that you have an idea of the extent of services being provided at a certain premium level.
  1. Renew Before the Due Date –It is necessary to renew your Toyota Tacoma insurance policy before it expires and lapses. Keep in mind that the RTA UAE has given a grace period of one month, i.e., the 13th month in your annual insurance policy to renew the plan beforehand.
  1. Know the Features of the Policy –Before you purchase a policy, make sure that you are aware of all its features, inclusions, and exclusions so that you can negotiate the premium and know all about the scenarios in which you will be able to avail of assistance from your insurance plan.

How to File Your Toyota Tacoma Insurance Claim?

To file a Toyota car insurance claim, you would need to inform the police about the incident, be it theft or a road accident, in detail, and get a copy of the report. After this, you can connect with your insurance provider and report the incident to them as well. You can then visit their website and obtain the claim form. In the meanwhile, keep the following necessary documents available such as –

  • Police report
  • Valid driving licence
  • Vehicle registration certificate
  • Completed insurance claim form
  • Car modification certificate (if any)

It is essential to note that you can file Toyota Tacoma insurance claim under the following situations –

  1. When there is physical injury –If you have been injured due to an accident, you should inform the insurance company about the same immediately. You should also evaluate the total damage incurred by your car along with the physical injuries.
  2. When the car is damaged –With third-party insurance, the cover will only be provided for the charges that you are liable to pay the third party as a defaulter. A comprehensive insurance plan, on the other hand, will also provide coverage for the damages incurred by your Toyota Tacoma truck.

Once you file your insurance claim, your vehicle will be further investigated for damages by the garage dealer. After the investigation is done, a report will be sent to your insurance provider stating the costs of repair. Once the expenses are approved, your Toyota Tacoma will be repaired.

Purchasing Your Toyota Tacoma Insurance from Policybazaar.ae

Policybazaar.ae hosts the best car insurance plans from the top insurance providers in the UAE in one place. With Policybazaar UAE, you can get the best offers on the Toyota Tacoma insurance plans and conveniently explore and compare the available options.

With Policybazaar UAE, you can avail of the following services –

  • 24/7 customer service
  • Affordable Toyota Tacoma insurance plans from the pool of the top plans
  • Option to consult the financial experts on 042472904 or send a mail on communication@policybazaar.aeif you are stuck  

The website is easy to operate and find the best plans. You can simply click on the ‘car insurance’ tab and fill out the lead form. You will then be directed to the Toyota Tacoma quotes page. This is where you can extensively compare the available plans and select one that matches your requirements.

If you find any problems in finding the perfect insurance plan, you can connect with us on our WhatsApp number as well.

Frequently Asked Questions

Q1. What factors can affect your Toyota Tacoma insurancepremium?

Ans: The following factors can affect the insurance premium for your Toyota Tacoma –

  • Age and state of the car
  • Driver’s age
  • Driving history
  • Insurance claim history
  • Current price of the car
  • Road accident records
  • Coverage offered by the insurance plan
  • Records of traffic fines

 Q2. What documents are necessary to insure your Toyota Tacomain the UAE?

Ans: Given below are the documents necessary to insure your vehicle in the UAE –

  • Valid driving licence copy
  • Car model, size, and year of manufacturing
  • Vehicle registration card
  • Previous claims records (if any)

 Q3. What is the fine for driving Toyota Tacomawithout any insurance in the UAE?

Ans: The standard fine for driving your car without insurance is AED 500 along with 4 black points on your driving licence. Keep in mind that your car can also be seized for at least 7 days in some cases here.

Q4. Can you transfer your car insurance policy in Dubai?

Ans: This depends on your chosen insurance to a considerable extent. If your existing Toyota Tacoma insurance plan has been valid for less than 9 months, it cannot be transferred to the new owner. Moreover, if your policy has been active for over 9 months, you should still confirm with your insurance provider if they offer the transfer option. You can ask for a refund in case there is no such transfer.

Q5. Can you purchase more than one policy for your Toyota Tacomain the UAE?

Ans: You cannot buy more than one policy even if you feel that the current policy does not cover most aspects. In such cases, you can consider including add-ons to make your car insurance more comprehensive.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!

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