Top 10 Car Insurance Companies in Ajman

Car insurance companies in Ajman play a crucial role in providing essential financial protection to vehicle owners in the emirate. As a dynamic and rapidly-growing region, Ajman has an extensive network of car insurance providers offering comprehensive coverage options tailored to individual needs.

These companies cater to both residents and expatriates, ensuring compliance with mandatory insurance requirements while also helping individuals secure financial coverage for their vehicles.

With an emphasis on reliability and customer satisfaction, car insurance companies in Ajman offer excellent car insurance plans that have features such as attractive premiums, prompt claim settlements, access to a wide network of garages and services, and more.

Let’s find out more about the best motor insurance companies in Ajman, the plans that they offer, and other relevant details.

Best Car Insurance Companies in Ajman

Multiple top-notch car insurance companies, operational across the UAE, are known for their years of excellence in serving their customers. Those residing in Ajman can refer to the list of the best car insurance companies in Ajman given below -

1. Dubai National Insurance Company

Listed on the Dubai Financial Market (DFM), Dubai National Insurance & Reinsurance Company was founded in 1991. With over 30+ years of experience, DNI continues to provide a wide range of insurance services and products to its customers such as motor, life, medical, accident, property, liability insurance, and others.

With DNI car insurance plans, you can get coverage for both accidents caused by any third party or you, the policyholder. Here is the list of coverage options available for comprehensive as well as third-party car insurance plans by DNI -

DNIR Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Vehicle Damages Due to Riots/ Strikes/ MD Loss of Personal Belongings Windscreen Damage Emergency Medical Expenses Ambulance Service No-Claim Discount Protection Taxi Fares Off Road Cover Agency Repair	New Car Replacement in Case of Total Loss - Auto Gap Involuntary Loss of Employment Insurance Personal Accident for Employee/Worker Lock Replacement Valet Parking Theft Cover	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Roadside Assistance Oman Cover

DNIR Third-Party Car Insurance Coverage - 

• Third-Party Property Damage
• Personal Accident Benefits
• Geographical Area - UAE 

Click here to Buy DNIR Car Insurance

2. Adamjee Insurance

Adamjee Insurance is one of the most rapidly growing companies in the UAE insurance market. Set up in Pakistan in 1960, Adamjee offers health insurance and car insurance plans in the UAE that allow users to enjoy seamless access to services.

As a user, you have two options available under car insurance and health insurance each. Further, within car insurance, you can find 2 options — third-party liability and comprehensive car insurance plans.

Mentioned below are the general coverages provided by Adamjee car insurance plans in Ajman -

Adamjee Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Vehicle Damages Due to Strikes/ Riots/MD Windscreen Excess Waiver Fire & Theft Cover	Loss of Personal Belongings Emergency Medical Expenses New Car Replacement in Case of Total Loss - Auto Gap Lock Replacement Involuntary Loss of Employment Insurance Valet Parking Theft Cover Agency Repair Airport Pick and Drop Service	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Roadside Assistance

Adamjee Third-Party Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Roadside Assistance

Click here to Buy Adamjee Car Insurance

3. Oriental Insurance

Established in 1947, the Oriental Insurance Company was founded in India, with its headquarters situated in Delhi. Wholly owned by the Indian government, Oriental Insurance currently operates through 31 regional offices and has a network of over 1,800 operating offices. Its global presence extends to offices in Dubai, Nepal, and Kuwait.

Oriental Insurance Company offers insurance plans under a variety of categories, including motor, household, and personal accident coverage. Its automobile insurance options can be divided into further 4 sections — comprehensive, third-party liability, motorcycle, and fleet comprehensive insurance.

In the following table, we will outline the advantages provided by the comprehensive and third-party liability plans -

Oriental Comprehensive Car Insuance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Vehicle Damages Due to Strikes/ Riots/ MD Loss of Personal Belongings Windscreen Excess Waiver Emergency Medical Expenses Ambulance Service Lock Replacement Valet Parking Theft Cover Off Road Cover Fire & Theft Cover Agency Repair	Child Car Seats Alloy Wheel Replacement Involuntary Loss of Employment Insurance New Car Replacement in Case of Total Loss	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Road Side Assistance

Oriental Third-Party Car Insurance Coverage & Addons -

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Click here to Buy Oriental Car Insurance

4. Salama Insurance

Operating from the UAE, Salama Insurance stands as one of the oldest and biggest providers of Shariah-compliant Takaful services in the world. Established in 1979, it currently holds a prominent status as one of the best car insurance companies in Ajman among clientele.

Presently, the company is publicly listed on the Dubai Financial Market, with a substantial paid-up capital of AED 939 Million. Among its diverse array of Takaful offerings are its car insurance plans.

Salama's automobile insurance offerings encompass comprehensive plans, which provide coverage for car loss, damage, personal accident incidents, and third-party liabilities. A comprehensive breakdown of inclusions, exclusions, and supplementary options is provided below:

Salama Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Liability Third Party Damage  Damage to Your Own Vehicle Loss of Personal Belongings Windscreen Damage Emergency Medical Expenses Ambulance Service New Car Replacement in Case Total Loss - Auto Gap Lock Replacement Valet Parking Cover Off Road Cover Fire and Theft Cover Child Car Seat Replacement Agency Repair Car Registration Service	Involuntary Loss of Employment Insurance Riots and Strikes International Driving Licence Discount	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Road Side Assistance

Salama Third-Party Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability	Damage to Your Own Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Road Side Assistance

Click here to Buy Salama Car Insurance

5. Al Wathba National Insurance

With over 20 years of experience, Al Wathba National Insurance Company (AWNIC) has a strong capital base of AED 207 million. Rated ‘BBB’ by S&P Global, the company has also gained recognition from the UAE’s insurance regulatory body for consecutive 2 years.

Providing quality services over the years, Al Wathba National Insurance Company offers multiple insurance products under various categories such as home, motor, travel, UAE visit, yacht, pet, and jet ski insurance.

Offering multiple types of insurance plans (including both comprehensive and third-party coverage) as well as numerous related services, Al Wathba has become a prominent car insurance company in Ajman. 

For detailed coverage with respect to its car insurance plans in Ajman, refer to the tables given below:

Al Wathba Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Vehicle Damages Due to Strikes/ Riots/ MD Loss of Personal Belongings Windscreen Excess Waiver Ambulance Service Fire & Theft Cover Agency Repair Car Registration Service International Driving Licence	Emergency Medical Expenses No Claim Discount Protection New Car Replacement in Case of Total Loss - Auto Gap Lock Replacement Valet Parking Theft Cover	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Roadside Assistance

Al Wathba Third Party Car Insurance Coverage & Addons -

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Accident and Breakdown Recovery Flat Tyre Service Emergency Fuel Services Battery Boost Services	Damage to Your Own Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Roadside Assistance

Click here to Buy Salama Car Insurance

6. Fidelity United Insurance

Fidelity United Insurance came into existence in 1976. The company later merged with United Insurance Company and Fidelity Assurance and Reinsurance SARL in 2018, and operates more than 5 offices across the UAE at present.

With Fidelity United Insurance, one can avail of top-rated insurance solutions for families, individuals, and businesses alike as well as high-quality services.

Tabled below are the salient features related to the basic plan coverage of Fidelity United car insurance plans -

Fidelity United Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Add-On Plans
Third Party Damage  Damage to Your Vehicle Windscreen Damage Ambulance Service Emergency Medical Expenses Valet Parking Theft Cover Emergency Repair Expense Key Replacement Baby Car Seat Replacement	Personal Cover (PA) Cover for Driver Personal Cover (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Roadside Assistance

Fidelity United Third Party Car Insurance Coverage - 

• Loss or damage due to accidental runover, turnover, incident, or collision as a result of unexpected mechanical breakdown
• Loss or damage due to theft or robbery
• Damage or loss due to a third-party willful act
• Damage or loss due to external fire or explosion, lightning, or spontaneous combustion
• Liability for damages or injuries caused to a third party from the use of the insured motor vehicle 
• Damage to a third-party property

Click here to Buy Salama Car Insurance

7. GIG Gulf Insurance

GIG Gulf is one of the top-rated insurance companies in the UAE, with experience of serving customers for more than 70 years across the Middle East. It is considered one of the top 10 most valuable insurance companies as per Forbes Middle East.

Currently, GIG Gulf operates 15 branches across the UAE with a workforce of over 800. The company offers insurance plans and services under various categories such as car, home, travel, yacht, and health insurance. On top of that, it also provides golf, motorcycle, private clients, personal accident, and relocation insurance.

When it comes to car insurance, GIG Gulf offers both comprehensive and third-party liability insurance. A complete list of plan coverages is mentioned below -

GIG Gulf Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Vehicle Damages Due to Strikes/ Riots/ MD Windscreen Excess Waiver Loss of Personal Belongings Emergency Medical Expenses Ambulance Service No Claim Discount Protection	Damages Due to Electrical or Mechanical Breakdown Racing or Vehicle Testing Damages Due to Intentional Actions That Violate UAE Laws	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Roadside Assistance

GIG Gulf Third-Party Car Insurance Coverage & Addons -  

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Ambulance Service	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Oman Cover Road Side Assistance

Click here to Buy GIG Car Insurance

8. Al Sagr Insurance

The Al Sagr National Insurance Company was established in 1979 and is registered with the Ministry of Economy and Commerce in the UAE. According to A.M.Best Europe Rating Service Limited, the insurance provider has been rated B++.

With excellence in offering high-quality services, Al Sagr provides motor insurance, travel insurance, and more. Under motor insurance, it offers both comprehensive and third-party liability insurance plans.

Check out the tables below for detailed coverage of both categories of car insurance plans -

Al Sagr Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Liability Third Party Damage  Damage to Your Vehicle Windscreen Damage Emergency Medical Expenses	Agency Repair	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Road Side Assistance Oman Cover - Own Damage Included

Al Sagr Third Party Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability	Damage to Your Vehicle	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Click here to Buy Al Sagr Car Insurance

           

9. Tokio Marine Insurance

Tokio Marine stands as a prominent insurance provider within the UAE, although its roots trace back to Japan, where it was founded in 1879. Established in the UAE in 1976, the company presently operates across more than 40 countries and regions.

Tokio Marine offers a diverse array of plans under various insurance categories, comprising home, travel, car, and SME coverage. Furthermore, the provider extends its services to corporate insurance as well, encompassing marine cargo, property, money, fidelity, and more.

With respect to car insurance in Ajman, Tokio Marine presents an extensive spectrum of coverage that includes comprehensive plans as well as third-party liability plans. As a user, you have the flexibility to tailor and personalise your plans to align with your specific needs.

Lets delve into the list of advantages and coverage details of Tokio Marine car insurance plans below:

Tokio Marine Comprehensive Car Insurance Coverage & Addons -

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Bodily Injuries Ambulance Service Personal Injury New Car Replacement in Case of Total Loss Off Road Cover Fire & Theft Cover Car Hire Cash Benefit Accident & Breakdown Recovery Loss of Benefit Allowance Self Authorization Repairs	NA	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Oman Cover

Tokio Marine Third-Party Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Ambulance Service Accident and Breakdown Recovery TPL Bodily Injuries	NA	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger

Click here to Buy Tokio Marine Car Insurance

10. Watania Takaful

Watania Takaful, established in 2009 in the UAE, is a leading Islamic insurance firm. Operating with a customer-focused strategy, the objective of Watania Takaful is to deliver excellent insurance services to individuals.

With Watania Takaful, you can find insurance plans under the following categories - medical, car, home, travel, family, and boat insurance.

Have a look at the table below for all the details regarding Watania Takaful car insurance in Ajman -

Watania Takaful Comprehensive Car Insurance Coverage & Addons - 

Inclusions	Exclusions	Add-Ons
Third Party Damage  Third Party Liability Damage to Your Own Vehicle Damages Due to Strikes/ Riots/ MD Loss of Personal Belongings Windscreen Excess Waiver Emergency Medical Expenses Ambulance Service Taxi Fares New Car Replacement in Case of Total Loss - Auto Gap Personal Injury Lock Replacement Valet Parking Cover Off Road Cover Fire and Theft Cover Child Car Seat Replacement Agency Repair Off Road Recovery Emergency Repair Expense	Involuntary Loss of Employment Insurance Airport Pick and Drop Service	Personal Accident (PA) Cover for Driver Personal Accident (PA) Cover for Passenger Natural Calamity Cover Replacement of Vehicle Oman Cover Road Side Assistance

Watania Takaful Third-Party Coverage  - 

• Third Party Property Damage
• Third Party Bodily Injury

Click here to Buy Watania Takaful Car Insurance

How to Buy Car Insurance in Ajman Via Policybazaar.ae?

Are you planning to buy car insurance soon? With so many options available in Ajman, it can certainly be confusing as to which provider you should choose.

Don’t worry — we are here to help you out! We, at Policybazaar.ae, offer you the best car insurance plans from the leading providers in the UAE. With us, you can compare the top plans and get the best one for yourself at affordable rates.

Here’s how you can buy car insurance online through Policybazaar UAE -

• Step1- Visit our website - policybazaar.ae.
• Step2- From the ‘Insurance’ drop-down menu, select car insurance. Alternatively, you can click on the ‘car insurance’ icon on the homepage.
• Step3- Provide accurate details to fill out the lead form.
• Step4- Upon submitting the form, you will be directed to the car insurance quotes page.
• Step5- This page will display all the relevant plans based on the information that you provided.
• Step6- Compare the plans and choose one as per your requirements.
• Step7- Complete further steps as instructed to submit your application.

Note: A softcopy of your newly purchased policy will be sent to your registered email ID. 

Wondering why you should choose Policybazaar.ae to buy car insurance? Here are the primary reasons:

• We have partnerships with the most prominent car insurance providers in the UAE. As a result, you can find a multitude of plans that align with the requirements of all types of car owners.
• The car insurance plans available on our digital platform are comprehensive and available at attractive economical premiums.
• Our website is easy to navigate to compare the top car insurance plans in one place.
• Our customer service support is available 24*7 to resolve your queries at the earliest.
• You can effortlessly renew car insurance through our portal.
• Plans purchased through our website can be easily customised.

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