Travel insurance Germany is essential for anyone planning a trip to this popular Schengen destination. It not only meets the mandatory visa requirements but also protects you against unexpected medical emergencies, trip cancellations, lost baggage, and travel delays.
With comprehensive coverage options designed for UAE residents, the right policy helps you explore Germany’s beautiful cities, scenic landscapes, and cultural heritage without any financial stress. Whether you're traveling for tourism, business, or study, having reliable travel insurance ensures your journey remains smooth.
Germany - Fast Facts
Category
Details
Capital
Berlin
International Airports
Frankfurt Airport, Dusseldorf Airport, Munich International Airport
Best Time to Visit
May to September
Most Visited Cities
Berlin, Cologne, Munich, Hamburg
Currency
Euro (EUR) 1 AED = 0.23 EUR
Germany Travel Insurance
Travel insurance for Germany is mandatory if you need a visa to visit the country or the Schengen region. Travel insurance online protects you and your loved ones from unforeseen losses and damages. For example, in case you lose your passport, your insurance will provide you with a duplicate one. You may get into a sticky situation if your luggage gets misplaced. Moreover, accidental health conditions and emergencies can incur significant expenses. These unexpected costs can be reimbursed or compensated if you buy travel health insurance online for Germany.
Do You Need Travel Insurance for Germany?
Yes, you need to furnish health insurance at the time of the Germany visa application. That is why you would see people looking for the best travel health insurance for Germany. As mentioned earlier, you would love to cover yourself for the immediate expenses which fall out of planning. Losses, misplacements, damages and emergencies could cost more than you can imagine. You can now cover these expenses rather comfortably with cheap travel insurance for Germany available on Policy Bazaar. Find below a detailed list of different types of coverage you get with these amazing travel insurance plans.
This coverage protects you against medical and hospital expenses. From hospitalisation to COVID-19 coverage, it covers it all. Additionally, your policy covers you for repatriation and evacuation.
Coverage for Passport Loss:
Your passport is one of the most important documents for a foreign trip. You must carry your passport wherever you go. From checking out of the airport to checking in at a hotel, your passport is the main proof of identification and authentication. If you lose your passport, you will be in trouble. In such a circumstance, your insurer gives you a duplicate passport or covers the cost of arranging the same.
Coverage for Personal Belonging Misplacement:
Your luggage might get misplaced during your trip. You may have some essential medicines that you can’t afford to miss out on. A personal belongings coverage protects you from such trouble and compensates you for the loss.
Germany Visa Requirements
Germany offers a short-stay visa for UAE residents. However, non-residents of UAE with a UAE passport are exempted from the short-stay German visa.
There are numerous types of visas available for UAE residents for a trip to Germany. These visas are:
Airport Transit Visa
Visitor or Tourist Visa
Business Visa
Trade Fair or Exhibition Visa
Student Visa
Language Course Visa
Training or Internship Visa
Job Seeker Visa
Germany Visa for Film Crew or Sports Personnel
Working Visa
Medical Treatment Visa
Guest Scientist Visa
You have to choose the right option from these visas to proceed further with the visa application.
After filling in the required details, you have to schedule an appointment with the German Embassy for a round of official visa interviews. Once you clear the interview, you will be presented with a German Visa (based on your preferred type).
The documents required for the German Visa for UAE residents are:
A printed copy of the application form
A valid UAE passport
Two recent photographs
Insurance for German visa
Proof of accommodation (hotel bookings or rental deals)
Proof of return ticket
Proof of financial competency
Proof of employment
Health insurance
Popular Cities and Locations to Visit in and around Germany
Munich:
Munich is one of the most happening places in Germany. The largest beer festival in Germany takes place in this legendary city. Music is another key attraction of the city along with the historical sites. The city was bombarded heavily in the Second World War. You will come across the relics of the period that will remind you of the scar the Holocaust left. However, today Munich stands as the city of celebration, overcoming the tragedies of the past.
Black Forest:
The Black Forest is a mystical place with numerous grooves, sycamores, swamps, water bodies and meadows. You will come across varied and very unique flora and fauna in this region. Moreover, the gothic feeling of the Black Forest will transport you to medieval Europe.
Berlin:
Berlin is the capital city of Germany which also bears an enormous historical significance. The rise and fall of the Nazis and the fall of the Berlin Wall are some of the historical events that took place in Berlin. However, today the city has established itself as an ultramodern European city. Music, sports, entertainment, heritage tours, cultural packages - you can simply spend your entire vacation in Berlin to enjoy the nooks and corners of the city.
Rhine Valley:
Your visit to Germany is incomplete without a walk through the upper valley of the Rhine River. Rhine Valley is a photographer’s paradise. Very recently (in 2022), Rhine Valley got the tag of UNESCO Heritage Site. You will love to bask in the sun on lazy afternoons.
Lake Constance:
This lake is regarded as the gateway to the great Alps. You can have a glimpse of the blue mountains from Lake Constance. If you are up for a round of water sports, then this is the ideal place in the entire country.
The tourist seasons in Germany have got interesting names. Summer, which is by far the ideal season to enjoy the Alpine beauty, is regarded as the tourist season. Autumn is the ‘shoulder season’ that gives tourists the best bargaining opportunities. You can get the most pocket-friendly offers during this season. Winter, in Germany, causes heavy snowfall, and if you enjoy the serene tranquillity of the frosty surroundings, then you must plan your trip to Germany in the season of ice and frost.
How to Get Travel Insurance Online for Travelling to Germany from the UAE?
On Policybazaar UAE, you will find a list of top insurers who give you the best protection at a reasonable cost. The steps to buy an insurance policy are as follows-
Click the button below to fill out the lead form.
You will be asked whether you are going out or landing in the UAE.
Choose ‘Travel Out’ since you are flying to Germany, a foreign land.
Then, you have to choose from ‘Single Trip’ or ‘Multi-trip’.
If you are planning to visit Germany frequently in a year, then choose multi-trip. Unless click on the single trip option.
You have to specify how long you would stay in Germany by choosing the date of departure and the date of return to the UAE.
Provide some basic information such as an active email ID and your phone number as the points of contact.
Once you finish sharing personal details, click on the ‘View Quote’ tab.
A list of policies offered by top insurers in the country will be shown to you.
Choose the most convenient one for you and proceed with the premium payment.
Your trip to Germany will be covered by the travel insurance you buy online for the foreign tour.
Points to Remember
Travel insurance for Germany visa is a mandatory document. Moreover, a policy protects you against several unforeseen situations while you are on a trip. . You are covered for the loss or damage of your possessions and passport, medical care, and much more.
Travel Insurance Germany FAQs
Is travel insurance mandatory to visit Germany?
Yes, a German visa application requires proof of health insurance. You can buy the best travel insurance plans on Policy Bazaar at an affordable price. Visit our travel insurance section on Policybazaar UAE for more information.
Do I need a German visa to visit the country?
UAE residents are allowed to visit Germany with a short-stay Green Visa. This is valid for 90 days. So, if you are planning an extensive trip to Germany of more than 90 days, then you have to apply for a tourist visa. Please make a note that non-resident UAE citizens are exempted from the short-stay Green visa benefits.
What is the best time to visit Germany?
German summer is the most sought-after season for tourists. However, you can plan a pocket-friendly trip during the autumn. If you are fond of snowfall, then you should not miss out on the winter months in Germany.
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