Watania Takaful Comprehensive Car Insurance in UAE

Watania Takaful is UAE’s premium insurance company, offering various personal and business policies. The insurance company provides innovative solutions to the customers and offers a variety of benefits like easy claim settlement, efficient customer care, round-the-clock roadside assistance and discounts.

Watania Takaful Comprehensive Car Insurance policy offers complete and all-round coverage for the insured vehicle, whereas Third Party Insurance only covers third party liabilities. As third party liability is a prerequisite for all vehicles in the UAE, buy Watania Takaful Comprehensive Car Insurance if your vehicle is new and of higher monetary value.

Looking to buy Watania Takaful Comprehensive Car Insurance? Read to know more..

Watania Takaful Comprehensive Car Insurance Vs Third Party Car Insurance - A Comparison

Watania Takaful has plans for all policyholders - comprehensive car insurance for customers with newer and expensive cars, and third party liability for customers who want basic coverage for their vehicles. 

Looking to buy Watania Takaful Comprehensive Car Insurance? Confused between the two? Let us evaluate the differences.

List of Watania Takaful Comprehensive Car Insurance Plans in Dubai, UAE

Watania Takaful Comprehensive Car Insurance covers the insured vehicle for damages or accidents, as well as third party liabilities. The features of this insurance are:

Benefits of Buying Comprehensive Car Insurance from Watania Takaful in UAE

The policyholders of the Watania Takaful Comprehensive Car Insurance UAE are given a wide range of benefits and features. Some of these benefits are:

• Watania Takaful offers round-the-clock roadside assistance if the insured vehicle was involved in any accidents.
• If the insured vehicle has been involved in an accident, then it can be taken to either the authorised dealership for repairs or to Watania Takaful’s partner garages.
• Additional covers for driver and passengers in case of permanent partial or total disability or death, in case of accidental collisions.
• No claim discount is offered to the policyholder in case of an accident-free year and no claims are made in a policy year. 
• Watania Takaful also offers these free benefits:
  • Cover for damages due to natural calamities
  • Cover for damages caused due to strikes or riots
  • Cover for damages caused by valet parking
  • Extended legal liability towards family members

Watania Takaful Comprehensive Car Insurance - Inclusions

Watania Takaful Comprehensive Car Insurance provides all-around coverage for insured vehicles. If you buy car insurance from Watania Takaful, then you can avail benefits of these inclusions:

• Cover for accidental loss or damage to the insured vehicles
• Standard agency repairs coverage
• If no claims have been made in the policy year, then benefits of no claims discount. These benefits can be availed at the time of policy renewal
• Accidental damage or loss in case of natural calamities like floods, thunderstorms and earthquakes
• Cover for personal belongings in case of loss or damage due to fire and accident
• Cover for damages done if the insured vehicle is in valet parking
• Cover for emergency medical expenses

Watania Takaful Comprehensive Car Insurance - Exclusions

Watania Takaful Comprehensive Car Insurance will not compensate the policyholder for damages that occur under the following scenarios:

• If the insured vehicle is damaged or any bodily injury is caused due to participation in criminal activities or violation of law
• Any accidents or damages that occur to the insured vehicle while it is being driven by the driver who is under the influence of drugs, alcohol or narcotic substances
• Any accidents or damages that occur to the insured vehicle while it is being driven by a driver who does not have a valid driving licence
• Any accidents or damages that occur to the insured vehicle while it is being driven outside the specified geographical area
• Any accidents or damages that are caused due to natural calamities like floods, hurricanes, earthquakes, volcanic eruptions or tornados

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