GiG Gulf Comprehensive Car Insurance

One of the best insurance companies in the UAE, GIG Gulf has experience of over 70 years in the insurance industry. Offering unmatched plans and policies, round-the-clock customer service and quick and hassle-free claim settlements, GIG Gulf aims to provide a financial cushion to the policyholder in times of need. To reduce the burden and stress of vehicle owners in the UAE, GIG Gulf offers two kinds of auto insurance - third party insurance and comprehensive insurance. GIG Gulf comprehensive car insurance is the most popular and offers additional benefits and optional extras.

Buy GIG Gulf comprehensive car insurance and enjoy benefits like complimentary airport pick-up and drop-off, discounts on local and international car rentals, regular SMS updates and discounts. While third party liability is a prerequisite in the UAE, comprehensive car insurance also safeguards the insured vehicle from accidents, theft, fire and natural calamities.

Considering investing in GIG Gulf comprehensive car insurance? Read here to know more.

GIG Gulf Comprehensive Car Insurance Vs Third Party Car Insurance  - A Comparison

GIG Gulf car insurance offers both comprehensive and third party car insurance. There are two kinds of GIG Gulf comprehensive car insurance - Prestige and Perfect, and basic third party car insurance. 

If you are confused about which insurance policy to opt for, then see the comparison chart. Comprehensive car insurance provides coverage for damages incurred to the insured vehicle, as well as bodily injury or property damage caused to a third party.

The third party insurance does not cover damage to the insured vehicle.

List of GIG Gulf Comprehensive Car Insurance Plans UAE, Dubai

GIG Gulf insurance offers two kinds of comprehensive car insurance - Motor Prestige and Motor Perfect. GIG Gulf comprehensive car insurance policies cover damages or losses to the insured vehicle as well third party liabilities. The plan can be opted for if the insured vehicle is less than 15 years. 

Let us see the difference between Motor Prestige and Motor Perfect GIG Gulf comprehensive car insurance:

Benefits of Buying Comprehensive Car Insurance From GIG Gulf in Dubai, UAE

GIG Gulf comprehensive car insurance offers all-round protection to the insured vehicle and the policyholder - covering personal damage, third party damage and all the passengers as well. Some benefits of investing in this insurance are:

• GIG Gulf comprehensive car insurance includes third party cover, which covers liability towards damages caused to third parties. The third party cover includes injuries, death or permanent disability, as well as property damage.
• If you buy GIG Gulf comprehensive car insurance online, then you can get a 10% discount, along with access to a plethora of complimentary services and extras.
• Regular updates via SMS regarding any updates on claims.
• Round-the-clock customer support that manages any queries that the policyholder may have. Call 800 GIG Gulf (292) for assistance.
• The customer service team speaks more than 15 languages.
• Option to repair the insured vehicle at either the dealership/agency or at any of GIG Gulf approved network garages.
• In case of road trips to Oman, the option of Oman extension coverage.
• Free replacement car when the insured car is in the garage for repairs.
• Coverage for the insured vehicle cost as per the original purchase invoice in case of complete loss and damage.
• RTA inspection is done on behalf of the policyholder.
• 24*7 roadside assistance services.
• Off-road coverage.

GIG Gulf Inclusions Comprehensive Car Insurance - Inclusions

If you have GIG Gulf comprehensive car insurance, then you are covered not only for third party liability but also for damages and losses caused to the insured vehicle. Some of the inclusions of the policy are:

• Third party liability in case of any bodily injury, disability or death
• Third party liability in case of property damage
• Legal liability is extended to cover the insured person’s family 
• In case of road trips to Oman, Oman extension cover
• Personal accident cover for the vehicle’s driver
• Personal accident cover for the vehicle’s passengers
• Round-the-clock breakdown recovery

GIG Gulf Comprehensive Car Insurance - Exclusions

Gcomprehensive car insurance has many covers and benefits; however, it does not cover third party liability that arises in the following cases:

• Any accidents or damages that happen outside the specified geographical area 
• Accidents or damages that occur due to direct or indirect connection with radioactivity, nuclear fuel or nuclear waste
• Accidents or damages that occur if the insured vehicle is being driven outside public roads
• Accidents or damages that occur if the insured vehicle is used in races, speeding trials or rallies
• Accidents or damages that occur to the insured vehicle in case of war, war-like situations, invasions or rebellions
• Damages, loss or injury that occurs as a direct or indirect result of actions taken to prevent any of the clauses listed, is also not covered under GIG Gulf comprehensive car insurance

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