Fidelity United Comprehensive Car Insurance
Fidelity United is a leading insurance company in the UAE. With its plans regarding car insurance Dubai, you can find different levels of coverage as per different needs.read more

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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
The comprehensive car insurance plan of the provider provides own vehicle coverage beyond standard third-party liability coverage mandatory in the UAE. This plan is even customisable and allows individuals to opt for add-ons and riders along with basic coverage.
Best Car Insurance Plans in UAE
Choose Cheap & Best comprehensive car insurance in UAE
- Comprehensive
Comprehensive Car Insurance v/s Third Party Liability Car Insurance
Given below are the major differences between comprehensive and third-party liability car insurance uae -
| Comprehensive Car Insurance | Third-Party Liability Car Insurance |
|---|---|
| This type of insurance is not mandatory in the country. | As per the law, every car owner must have third-party liability car insurance. |
| Comprehensive plans provide coverage beyond third-party insurance. | Only covers damages caused to the third party and resulting liabilities. These include damages to properties, vehicles, or individuals. |
| Several add-on plans are included such as towing service, roadside assistance, mechanical assistance, and more. | Add-on plans are not covered. |
| While the premium of the plan depends on the coverage opted for, it is generally higher than that for third-party plans. | The plan premium is lower. |
What are the Benefits of Buying Comprehensive Car Insurance Via Fidelity United?
Mentioned below are some of the primary reasons behind choosing a Fidelity United car insurance policy:
- Quick Online Processing - The online system allows you to buy and manage your policies at any time of the day. Additionally, the online processing is quite fast and hassle-free.
- Economical Plans - The comprehensive car insurance plans offered by Fidelity United are pretty affordable without compromising on the plan coverage.
- Efficient Claim Settlement - You can easily claim your Fidelity United car insurance without worrying about any delays. The provider ensures hassle-free settlements.
Car Insurance Addons
Fidelity United Comprehensive Car Insurance – Inclusions
Fidelity United car insurance offers the following coverage features in its comprehensive plan -
- Repairs at dealer /Agency or our approved workshops
- Vehicle Own Damage
- Third-Party Liability Property Damage
- No Claim Discount
- Oman Geographical Extension (Own Damage)
- Third-Party Liability Bodily Injury
- National Ambulance Service
- Emergency Medical Expenses
- Personal Belongings
- 24 Hours Emergency Road Side Assistance
- Car Replacement (Not At Fault)
- Windscreen Accidental Damage Excess Waiver
- Replacement of Door Locks
Fidelity United Comprehensive Car Insurance: Add-On Plans
Given below are the riders and add-ons available with the basic Fidelity United comprehensive car insurance -
- Personal accident benefit (driver)
- Personal accident benefit (passengers)
- Rental car facility (replacement car for 5 or 10 days)
- Personal belongings cover for the private vehicles
- Extension to cover special paints/stickers/graphics
- Extension of the geographical scope of own damage cover to include the Sultanate of Oman
- Loading and unloading cover
- Cover against natural calamities such as floods, storms, hurricanes, and earthquake
- Tool of trade extension
- Orange Card – Extension of TP cover to include GCC countries
For more info on Fidelity United comprehensive car insurance, refer to some frequently asked questions given in the next section!
FAQ's
Q1. I have Fidelity United comprehensive car insurance. How can I seek emergency roadside assistance?
Ans: Simply dial 8004101 to get emergency roadside assistance.
Q2. For how many days do I get the rental car facility within the comprehensive car insurance?
Ans: The replacement car is given for 5 or 10 days.
Q3. How can I claim my Fidelity United comprehensive car insurance?
Ans: Visit the official website of the provider and move to the claims section. Select motor insurance and fill out the form. Alternatively, you can get in touch with one of its representatives and claim your insurance via call.
Q4. Is it possible to file a car insurance claim via email?
Ans: Yes, you can make a claim with your Fidelity car insurance plan via email at claims@fidelityunited.ae.
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