GIG Gulf Car Insurance

Why Should You Buy Motor Insurance from GIG Gulf Insurance?

If you’re looking for motor insurance in Dubai, UAE, you can choose GIG Insurance to get excellent coverage at the right price. Here is what you get when you buy GIG Gulf motor insurance in Dubai.

• 24/7 multilingual support
• Specialised car insurance in Dubai and the UAE
• Affordable third-party liability and comprehensive insurance plans
• Transparent claim process
• Customisable policies 
• Dedicated customer care support

Features and Benefits of GIG Gulf Car Insurance in Dubai, UAE

With GIG Gulf motor insurance, you can drive with peace of mind knowing that you and your vehicle are protected. GIG Insurance offers two types of plans – comprehensive car insurance and third-party motor insurance. You can find further divisions in the comprehensive motor insurance categories. 

Here are the key features and benefits of all GIG Gulf motor insurance plans in Dubai.

Benefits	Motor Prestige	Motor Perfect	Motor Third-Party
Loss or Damage to the Insured Vehicle	Covered	Covered	Not Covered
Third Party Liability - Bodily Injury	Covered	Covered	Covered
Third Party Property Damage	AED 5 million	AED 3.5 million	AED 3.5 million
Blood Money	Covered	Covered	Covered
Fire and Theft Cover	Covered	Covered	Not Applicable (N/A)
Storm, Riots, Flood, and Strikes	Covered	Covered	N/A
Personal Injury Cover	AED 20,000	AED 20,000	N/A
Emergency Medical Expenses	AED 6,000	AED 3,500	N/A
Personal Belongings	AED 4,000	AED 4,000	N/A
No Claims Discount	Covered	Covered	Covered
Oman Cover	Covered	Covered	Optional
Off-Road Cover	Covered	Covered	N/A
Maximum Available Agency Repair Period	Included up to 5 years	Optional up to 5 years	N/A
Guaranteed Repairs	Covered	Covered	N/A
Back to Invoice (in case of Total Loss)	24 months from 1st registration	6 months from 1st registration	N/A
Windscreen Damage Excess Waiver	Covered	Included if less than AED 5,000	N/A
Personal Accident Cover - Driver	Optional AED 350,000	Optional AED 200,000	Optional AED 200,000
Personal Accident Cover - Passengers	Optional AED 200,000	Optional AED 200,000	Optional AED 200,000
Hire Car Benefit	Covered, up to AED 1,500	Optional, up to 7 days	N/A
24-hour Accident and Breakdown Recovery	Covered	Covered	Covered
GCC Cover	Optional	Optional	N/A
Pickup and Delivery (claim service)	Covered	Covered	N/A
Claims Single Point of Contact	Covered	Not Applicable	N/A
Free Airport Pickup and Drop Off	Covered	Covered	N/A
Car Service Pickup and Drop Off	Covered	Covered	N/A
Free Car Inspection (Car Registration Renewal) Pickup and Drop Off	Covered	Covered	N/A

Documents Required to Buy GIG Gulf Motor Insurance

To buy new GIG Gulf car insurance, you need to provide a few documents during the application submission process. The list includes —

• Emirates ID
• Valid driving licence
• Vehicle details
• Confirmation that your vehicle is GCC-specific
• A copy of Mulkiya (if applicable)

How to File a Claim Against GIG Gulf Car Insurance?

To file a claim against your vehicle insurance from GIG Insurance, you first need to keep the following documents handy —

• Police report/reference no. 
• Copy of the valid driving licence
• Copy of Mulkiya

You can file the claim at https://www.giggulf.ae/en/customer-portal. After you submit it, you will receive a claim reference number. The process will continue after that via SMS. 

Things to Keep in Mind –

• Report the accident/damage to your vehicle to the police and obtain a police report. Then, inform GIG Gulf instantly.
• The police report is a legal requirement to process your claim. 
• The SMS after claim submission will contain the claim reference number and contact details of the workshop as per your policy type. 

If you bought GIG Gulf Car Insurance from Policybazaar.ae, you can also get our after-sales service - Claim Assurance Program. We offer end-to-end solutions for all your motor insurance claims. Here’s how it works —

• Park your car in a safe spot near the accident site. 
• Ensure everyone is safe. If there are any bodily injuries, call for an ambulance immediately. 
• Report the accident to the police – 999 for emergencies or 901 for minor accidents. You can also use the police app website specific to your Emirate. 
• Keep your documents, including the chassis number and your insurance policy number, handy. The police will arrive at the scene and assess the situation.. 
• After you file the police report, connect with us via —
  • Helpline Number – 800 800 001
  • WhatsApp Number – +971 561454543
  • Email Address – motorclaims@policybazaar.ae
  • My Account – Go to My Account>Raise a Query
• We will connect you to our Roadside Assistance team and share your current location with them. The team will provide you with a list of the nearest authorised garages and arrange for your vehicle to be towed if necessary. 
• Once you have the police report, we'll assist you in filing your claim. In the garage, your car will be inspected for damage. You will then get a repair estimate.
• After your claim is approved, the garage will inform you of the expected repair timeline. You can monitor the repair progress digitally in real time.
• You’ll be informed once the repairs are complete. A feedback survey will be sent to you after you pick up your car.

Car Insurance Addons
Personal Accident Cover	Roadside Assistance
Engine Protection Cover	IDV-Insured Declared Value
No Claim Bouns	Passenger Cover

Also Read - Which Car Insurance Company is Better: GIG Gulf Vs Sukoon?

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