10 Best Car Insurance Companies in Dubai & UAE - 2025

Top 10 Car Insurance Companies in Dubai, UAE - August (2025)

Finding the right insurance provider is crucial for covering your vehicle and ensuring peace of mind on the road. However, as mentioned earlier, with so many insurers in the market, selecting a trusted company can be overwhelming. To help you out, here is a list of the top 10 Best car insurance companies in UAE that highlight providers known for reliable coverage, efficient claims handling, and excellent customer service.

1. Sukoon Car Insurance

One of the leading names associated with the best car insurance in Dubai is Sukoon Insurance.  Based in Dubai, Sukoon Insurance delivers a comprehensive range of insurance solutions across health insurance, motor insurance, and more. With a remarkable industry presence for the last 50 years, its car coverage products are worth exploring. 

Why is it One of the Best Motor Insurance Companies in Dubai?

• Round-the-clock customer support
• Partnership with AG Cars
• 24/7 roadside assistance across the UAE and GCC
• Fully-automated claims
• Wide range of garages

Recommended For – Luxury cars, SUVs, Sedans, Hatchbacks

2. Watania Takaful Car Insurance

If you are looking for affordable motor insurance plans, Watania Takaful is among the top names in terms of of the best vehicle insurance in Dubai, UAE. This is a Shariah-compliant insurance company established in 2008. It offers an array of takaful solutions ranging from medical, travel to marine and motor.

What Makes This Car Insurance Company Stand Apart?

• Agency repairs
• 24/7 roadside assistance
• Affordable plans
• Quick and efficient claim process
• Extensive garage network

Recommended For – EVs, Hybrid cars, Fuel-driven vehicles 

3. GIG Gulf Car Insurance

Next in the list of top 10 car insurance companies in Dubai, UAE is GIG Gulf Insurance. With over 70 years of presence in the Middle East and North Africa, it offers some of the best motor insurance solutions in the region, including both comprehensive and third-party insurance coverage. 

What Makes GIG Gulf Insurance a Top Choice?

• 24/7 multilingual customer support
• Exclusive offers upon purchasing comprehensive car insurance, including 
  • Free airport pick-up and drop-off concierge service
  • Complimentary car pick-up and drop-off service 
  • Free car inspection, pick and drop-off facility at the time of registration renewal
• Specialised car insurance products for Dubai and the UAE
• Transparent claim process

Recommended for – Toyota, Nissan, Lexus, and Ford car model

4. Al Sagr Car Insurance

Headquartered in Dubai, Al Sagr National Insurance Co. was established in 1979 as a multi-line insurance company. One of the best car insurance companies in UAE, it offers comprehensive motor insurance solutions. These plans come with benefits like loss and damage to third-party property and damage incurred by the insured vehicle. 

What Makes Al Sagr Insurance a Perfect Choice?

• Customisable insurance plans
• Repairs outside the agency
• Emergency roadside assistance
• Dedicated claim assistance

Suitable For – First-time car owners

5. Al Fujairah National Car Insurance Company (AFNIC)

Headquartered in Fujairah, Al Fujairah National Insurance Company was established in 1976. As one of the providers of the best car insurance in Dubai, AFNIC’s plans keep your vehicle and yourself financially covered. With AFNIC, you get two types of vehicle insurance plans — comprehensive and third-party. 

What Makes AFNIC Stand Out?

• Tailor-made car insurance plans
• Dedicated claims team
• Customer support assistance

Suitable For – Brand-new vehicle

6. Salama Takaful Car Insurance

With over 45 years of presence in the UAE insurance market, Salama Takaful is a Sharia-compliant insurance company. It offers the best car insurance in Dubai, UAE that covers loss or damage, third-party liabilities, and personal accidents.  

Why Is Salama Takaful One of the Top 10 Car Insurance Companies in UAE?

• Quick and efficient repairs from A-grade garage network
• Free roadside assistance
• Car registration service (for comprehensive Takaful)
• Tailored insurance plans
• Up to 20% no claims bonus discount

Recommended for – SUVs

7. Abu Dhabi National Car Insurance Company

Another insurer among the top 10 car insurance companies in Dubai, UAE is Abu Dhabi National Insurance Company (ADNIC). Founded in 1972, this provider is headquartered in Abu Dhabi and has multiple branches across the country including Dubai. ADNIC offers 3 main types of plans – Gold (Comprehensive), Silver (Comprehensive), and Third Party Liability. 

Why is ADNIC a Popular Car Insurance Company?

• Over 100 garages in the network
• Easy claim process
• Customisable policies
• Guaranteed vehicle replacement while your car gets repaired
• Repairs at official dealerships

Suitable For – All types of cars

8. Orient Car Insurance

Established in 1982, Orient Insurance Company is another name to get the best car insurance in Dubai, UAE. With a paid-up capital of AED 500 million, it carries an exceptional A+ credit rating. Its auto insurance solutions include comprehensive and third-party liability. 

What Makes Orient Insurance a Go-to Choice?

• Quick and smooth claim process
• 24/7 roadside assistance
• Affordable premium
• Customisable plans for residents
• Wide garage network

Suitable For – All Vehicle Types

9. Tokio Marine and Nichido Fire Car Insurance

Tokio Marine Insurance, a trusted Japanese insurance provider, is one of the top 10 car insurance companies in Dubai, UAE. Active in the region since 1976, it is known for its smooth claim process and responsive customer service. Tokio Marine, with strong global ratings — A+ from S&P, A++ from A.M. Best, and Aa3 from Moody’s and offers reliable motor insurance in Dubai. 

What Makes Tokio Marine Insurance Reliable?

• Premium agency repair
• 24/7 roadside assistance
• Claim forgiveness coverage
• Purchase price option for used cars
• Superfast claims service

Suitable For – Used cars and budget-conscious drivers

10. Qatar Car Insurance Company(QIC)

Qatar Insurance Company (QIC), established in 1968, is now one of the best car insurance companies in Dubai. As a leading insurer in the MENA region, it provides exceptional motor insurance and other insurance solutions that have earned it ratings of A/Stable from S&P and A (Excellent) from A.M. Best. 

What Makes QIC Motor Insurance a Dependable Choice?

• 10% online discount at policy purchase
• Flexibility to file and manage claims
• Wide garage network
• Smooth online purchase and renewal process

Suitable For – All vehicle types

Note: The information on this page is for reference only. To find the best plan for your car, connect with us!

How to Select the Best Car Insurance in Dubai, UAE?

Rather than selecting the first car insurance policy that you come across, it's always recommended to search around for options. This way, you can get better options and attractive deals on the plans. Here are some hacks for selecting the best motor insurance in Dubai, UAE.

• Compare Benefits Before Comparing Prices — When buying your first car policy or switching plans, you'll find many options to choose from. Since not all plans suit every driver or vehicle, it's best to choose a provider that offers various coverage options. Your ideal plan will depend on your needs;  make sure to keep them in mind when comparing your insurance options.
• Check out Network Garages — Another thing to look into when looking for the best car insurance in UAE is the network garages. These garages simplify the claim process by offering cashless repairs, making them a key factor when choosing the right plan. A wide and reliable network ensures faster service, quality repairs, and added convenience for policyholders.
• Claim Process — One of the most important parts of getting the best car insurance in UAE is how easily and quickly claims are handled. Look for insurers that are known for simple claim processes, fast resolution times, and clear communication. 
• Third-Party Vs Comprehensive — Before choosing a plan, assess your needs based on your car's age, value, and usage. New or expensive cars may need comprehensive coverage, while older ones might only need third-party liability. This way, you can avoid overpaying for extras that you don't need.

Policybazaar.ae: Your One-Stop Destination for the Best Car Insurance in Dubai

You can effortlessly apply for the best car insurance in Dubai on Policybazaar.ae. On this platform, you can explore plans from the above-mentioned insurance companies along with additional providers in the country. The company is known not only for its seamless purchasing process but also its exclusive features and exceptional after-sales services through its PB Advantage Program. Here’s what you get —

• 12 free car washes
• 30% safe driver discounts
• Up to AED 1,000 excess waiver 
• Discount on car repairs
• Exclusive Claim Assurance Programme

Last Updated At - 07 August 2025

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