Policybazaar.ae Launches UAE’s First Garage-Backed Motor Insurance Plan with Watania Takaful and Pitstop 360

Pitstop 360 operates under the AGMC umbrella — the official BMW importer for Dubai and the Northern Emirates (AGMC website: https://www.bmw-dubai.com/) — bringing dealership-grade repair expertise into the insurance experience. Available exclusively on Policybazaar.ae, the plan combines comprehensive motor protection with priority claims servicing and premium garage-backed repairs. This marks a significant step in enhancing the motor insurance experience in the UAE.

What is This New Collaboration About?

Watania Takaful – PB Auto Care Advantage (Pitstop P360) is a structured collaboration between Policybazaar.ae, Watania Takaful, and AGMC (commonly called Pitstop 360). The goal is to strengthen the link between motor insurance coverage and premium repair services.

The plan combines takaful-based protection with guaranteed access to premium garage repairs and value-added automotive services. This creates what is described as a first-of-its-kind proposition exclusively available to Policybazaar.ae customers.

Highlighting the intent behind this launch, Neeraj Gupta, Chief Executive Officer, Policybazaar.ae, said:

“At Policybazaar.ae, our goal has always been to go beyond selling insurance and truly improve the customer ownership journey. Watania Takaful - PB Auto Care Advantage (Pitstop P360) reflects that philosophy of combining comprehensive coverage with tangible, everyday benefits and premium repairs customers can trust.”

Why This Plan Was Introduced: Addressing a Real Gap in Motor Insurance

While comprehensive motor insurance is widely available in the UAE, repair flexibility often reduces after the initial years of a vehicle’s life. Agency repair is commonly accessible during the first two years. By year three, options narrow significantly. By year four, they are nearly non-existent, even though most new vehicles come with a five-year manufacturer warranty.

As highlighted by Neeraj Gupta, Chief Executive Officer, Policybazaar.ae:

“In the UAE, agency repair is easily available in the first two years of a vehicle’s life. By year three, options tighten, and by year four they are nearly non-existent, even though most new cars carry a five-year manufacturer warranty. Customers are often forced to choose between affordability and protecting their warranty. Through this partnership, we eliminate that trade-off.”

This gap often leaves customers balancing cost against warranty protection. The launch of Watania Takaful – PB Auto Care Advantage (Pitstop P360 / AGMC) directly addresses this issue by embedding premium repair access within the policy itself.

What Makes Watania Takaful – PB Auto Care Advantage (Pitstop P360) Different?

Highlighting the intent behind the launch, Neeraj Gupta, Chief Executive Officer, Policybazaar.ae, said:

“With Pitstop operating under the AGMC umbrella, AGMC brand vehicles or any other, can be repaired while keeping their manufacturer warranty intact. This is not just a product enhancement, it is a structural upgrade to the motor insurance ecosystem.”

Built around this philosophy, the plan stands apart through —

1. Comprehensive takaful-based motor protection integrated with structured repair access
2. Priority claim servicing and faster approvals
3. Repairs at AGMC-operated facilities (commonly called Pitstop 360)
4. Manufacturer warranty protection during repairs
5. A shift from transactional coverage to a service-led ownership experience

This structure ensures that insurance coverage and repair quality work together, rather than functioning as separate processes.

Exclusive Benefits for Policybazaar.ae Customers

Customers purchasing Watania Takaful – PB Auto Care Advantage (AGMC / Pitstop P360) exclusively on Policybazaar.ae receive a structured set of value-added benefits integrated within the car insurance policy.

1. Priority claim access and faster approvals
2. Premium garage repairs at AGMC-operated facilities (commonly called Pitstop 360)
3. 12 complimentary car washes (one per month)
4. 30% off on extended warranty
5. 25% discount on Paint Protection Film (PPF) and ceramic coating
6. 25% off on window tinting and detailing
7. 20% discount on labour and 10% discount on parts on repairs
8. Complimentary pick-up and drop-off for collision repairs

Leadership Perspective on the Launch

Commenting on the launch, Hamad Sharaf, GM, Watania Takaful, said –

“This partnership enables us to integrate our takaful-based protection model with a strengthened service ecosystem that prioritizes customer experience. Today’s customers expect more than coverage they expect efficiency, transparency, and reliability at the moment of a claim. Through Watania Takaful - PB Auto Care Advantage (Pitstop P360), we are ensuring a seamless claims journey and high quality repair standards, further reinforcing our commitment to customer-first insurance solutions.”

Ezat Antaki, CEO, Pitstop Automotive Services LLC, commented:

“Pitstop was established to deliver dealership-grade expertise with a seamless customer experience. Through this collaboration, Policybazaar.ae customers gain direct access to our premium workshops, certified technicians, and advanced repair capabilities, ensuring quality without compromise. This innovation would not have been possible without the strategic guidance and vision of Dr. Hamid Haqparwar, Managing Director, AGMC, and Mr. Atiqur Rahman, Director, AGMC, whose leadership continues to strengthen the integration between automotive excellence and customer-centric service solutions.”

Conclusion: Is Motor Insurance Just About Coverage Anymore?

Is motor insurance meant to end at policy issuance? Should customers have to choose between affordability and protecting their vehicle’s warranty? And when a claim happens, should repair quality be uncertain? With the launch of Watania Takaful – PB Auto Care Advantage (Pitstop P360), Policybazaar.ae positions itself as the answer to these concerns. By collaborating with Watania Takaful and AGMC (commonly called Pitstop 360), Policybazaar.ae has introduced a model where protection, priority claims servicing, premium repair standards, and ongoing vehicle care are integrated within one structured solution. Rather than treating motor insurance as a standalone transaction, this initiative reflects a more comprehensive ownership approach — one that aligns coverage with service quality and long-term vehicle protection.