- Tokio Marine Comprehensive Car Insurance Vs Third Party Car Insurance – A comparison
- List of Tokio Marine Comprehensive Car Insurance Plans In UAE, Dubai
- Benefits of Tokio Marine Comprehensive Car Insurance Policy in UAE, Dubai
- Tokio Marine Comprehensive Car Insurance – Inclusions
- Tokio Marine Comprehensive Car Insurance Exclusions
- Frequently Asked Questions
Tokio Marine Comprehensive Car Insurance

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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
Top UAE Comprehensive Car Insurance
Choose Cheap & Best Comprehensive Car Insurance in UAE
- Comprehensive
Tokio Marine & Nichido Fire Insurance Co., Ltd., has been providing non-life insurance services in the UAE since 1976 and has a long history in Japan, stretching back to 1879. It is one of the oldest and largest non-life insurance companies in Japan.
Tokio Marine vehicle insurance offers four variations and includes add-on and optional covers in addition to comprehensive and third-party liability auto insurance benefits. Tokio Marine comprehensive car insurance offers unique features to give you total peace of mind while driving, ranging from premium agency repairs and quick claims to free roadside assistance and free rental car coverage.
In the UAE, Tokio Marine Group is well-known in the car insurance UAE industry. It is renowned for providing vehicle insurance policies that are specifically suited to the needs of its clients. Additionally, the objective is to provide its clients with financial security and protection in times of emergencies.
Tokio Marine Comprehensive Car Insurance Vs Third Party Car Insurance – A comparison
|
Third-party car insurance |
Comprehensive car insurance |
|---|---|
|
Tokio Marine will be liable for compensating the insured up to the amounts specified in the policy in the case of an accident caused by or resulting from the use of motor vehicles. |
The comprehensive car insurance plans offered by Tokio Marine comprises all the advantages of third-party and own-damage car insurance. |
|
Loss or damage to the insured vehicle, fire and theft covers, self-authorisation repairs are not included in a third-party coverage. |
With a comprehensive car insurance policy one can get coverage for loss or damage to the insured vehicle, fire and theft covers, self-authorisation repairs, etc. |
|
Third-party car insurance rates are less expensive than those for comprehensive insurance |
The insurance policy premiums are higher than any other type of car insurance due to the added benefits and inclusions. |
List of Tokio Marine Comprehensive Car Insurance Plans In UAE, Dubai
The table below shows a list of comprehensive car insurance plans by Tokio Marine:
|
Policy name |
Cost |
|---|---|
|
Tokio Must |
AED 2 million |
|
Tokio Smart Plus |
AED 3.5 million |
|
Tokio Million Package |
AED 5 million |
Car Insurance Addons
Benefits of Tokio Marine Comprehensive Car Insurance Policy in UAE, Dubai
If you are planning to buy Tokio Marine comprehensive car insurance, you can enjoy the following benefits:
- The Tokio Marine comprehensive car insurance firm provides convenient instalment payment options. As a result, you can convert your coverage payment into interest-free equal monthly instalments.
- You get access to the premium agency repair services with Tokio Marine car insurance.
- Auto insurance packages from Tokio Marine provide comprehensive protection at low costs. Further, the company offers a safe online payment option set up to make all transactions simple and easy.
- With Tokio Marine auto insurance, you can also reap the benefits of free roadside assistance services.
- Tokio Marine comprehensive car insurance plan guards you against third-party liability as well as loss or damage to you and your car.
- When you maintain an accident-free record during the duration of your policy, Tokio Marine will provide you with a 20% no-claim bonus discount.
Tokio Marine Comprehensive Car Insurance – Inclusions
The inclusions of the Tokio Marine comprehensive car insurance are as follows:
- Up to a five-year premium agency repair period
- Off-road coverage (subject to 4WD capacity)
- 24x7 roadside assistance services
- You may use a car rental service for up to 15 days during any insurance period
- Coverage of natural hazards
- Oman protection (own damage)
- No-cost legal liability protection
- Coverage injuries caused by third-party private vehicles
Tokio Marine Comprehensive Car Insurance Exclusions
Candidates planning to purchase the best comprehensive car insurance from Tokio Marine should also know some of the exclusions of this policy:
- Damages result from exceeding the vehicle's permitted length, breadth, or height and carrying more passengers than is permitted.
- If the car is used in a speed test or race.
- Using the car in any way other than those permitted in the Tokio Marine car insurance policy's insurance application.
- If the driver is under the influence of alcohol, drugs, or other narcotic substances.
- In case the driver is driving a car without a valid driving licence.
- Any losses or damages that take place outside of the geographic area covered by the Tokio Marine auto insurance policy.
- Any damage brought on by a warlike situation, an ongoing conflict, a nuclear threat, etc.
Frequently Asked Questions
Q1. Can I get a comprehensive motor insurance policy from Tokio Marine for my old car?
Ans: Tokio Marine offers comprehensive motor insurance coverage only for vehicles under 10 years old. The company's motor underwriters assess vehicles that are older than ten years after being referred to them.
Q2. Can car owners renew Tokio Marine Car Insurance Policy online?
Ans: Yes, car owners can renew their Tokio Marine Car Insurance Policy from the company's official website or through our website.
Q3. Is non-agency repair of the vehicle covered under a comprehensive car insurance plan?
Ans: Typically, non-agency repairs are not covered under a car insurance plan unless otherwise specified in the policy papers.
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