Oriental Comprehensive Car Insurance in UAE

Originally established in India, Oriental Insurance Company (OIC) has expanded its operations to the UAE, earning much success in the domain of insurance. With more than 55 years of industry experience in the UAE, Oriental insurance company has earned customer faith by providing impeccable and innovative insurance solutions. The company offers many personal and corporate insurances, ranging from Oriental comprehensive car insurance, Third Party Liability, Household Insurance, and Marine Insurance.

You can explore the Oriental comprehensive car insurance on our website and purchase it to avail the best coverage and ample benefits which allow you to stay stress-free.

Oriental Comprehensive Car Insurance Vs Third Party Car Insurance - A Comparison

If you are confused between Oriental comprehensive car insurance and third party insurance, you should be aware of the comparisons between the two. Third party insurance is a prerequisite in the UAE, and all vehicles are required to have it. For vehicles that are new and expensive, comprehensive insurance is better as it provides coverage for damages caused to the insured vehicle as well.

The basic difference between the two is:

List of Oriental Comprehensive Car Insurance Plans in UAE, Dubai

Oriental comprehensive car insurance not only covers damages caused to a third party, but also to the insured vehicle. Expenses incurred on repairs of a vehicle can be extremely costly, hence comprehensive car insurance in Dubai is recommended, especially if the vehicle is new and costly. 

Some features of Oriental comprehensive car insurance are:

Benefits of Buying a Comprehensive Car Insurance from Oriental in Dubai, UAE

Oriental comprehensive car insurance offers many features to the policyholder, making it one of UAE’s more popular car insurance companies. Some of these features are:

• In case of third party bodily injury or death, the maximum liability of Oriental insurance company is the sum decided by the court
• Comprehensive Car Insurance by Oriental provides coverage for the vehicle all over UAE
• Policyholders can choose agency repairs, where the insured vehicle will be repaired at the authorised dealer’s garage. In case they choose otherwise, the vehicle will be repaired at any of Oriental insurance company’s network garages, which are well-equipped and provide top notch services.
• Policyholders can enjoy efficient and quick claims settlements, without hassles.
• It also covers lawsuits, if any charges are brought against you due to an accident; it covers the bills of vehicle damage caused due to theft, fire, etc.
• Policybazaar UAE has an excellent team of competent customer care executives who promptly answer all the queries that policyholders may have.
• In case your Oriental comprehensive car insurance policy lapses, you can avail benefits of instant paperless renewals through our.

Inclusions of Oriental Insurance Company Comprehensive Car Insurance Dubai, UAE

Oriental comprehensive car insurance has these inclusions, and will compensate the policyholder if the insured vehicle is damaged under these conditions:

• Coverage all over the UAE.
• Coverage for accidents or damages arising due to collisions or vehicle overturning.
• Coverage for accidents or damages caused due to fire, self ignition, external explosion, thunderbolts, or lightning.
• Coverage for loss due to burglary or theft.
• Coverage for loss due to malicious acts by any third party.
• Coverage for accidents or damages caused while the vehicle is in transit - either by road, rail, lift, elevator, or inland waterway.

Exclusions of Oriental Insurance Company Comprehensive Car Insurance 

Oriental comprehensive car insurance will not compensate the policyholder for damages or losses incurred under any of these situations:

• If accidents or damages occur to the insured vehicle while it is being driven by a driver who is under the influence of narcotic substances, drugs, or alcohol.
• If accidents or damages occur to the insured vehicle while it is being used for any reasons apart from what is mentioned in the insurance policy. 
• If accidents or damages occur due to war or war-like situations.
• If accidents occur when the insured vehicle has been used in racing or speed tests.

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