Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Takaful Emarat
Plan NameECARE BLUE
Medical Cover (AED)150,000
Starting FromAED 5,566/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
HAYAH Insurance
Plan NameBlue
Medical Cover (AED)150,000
Starting FromAED 5,739/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Blue
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Insurance
Plan NameHealth Plus - Plan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,780/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Cigna
Plan NameHealthguard Regional
Medical Cover (AED)2,750,000
Starting FromAED 35,756/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
General
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
GIG Gulf (Previously AXA)
Plan NameGlobal
Medical Cover (AED)7,500,000
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house A1
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Fidelity United
Plan NameHealth First Plan G
Medical Cover (AED)500,000
Starting FromAED 5,083/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
PCP- C Network
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Dubai Insurance
Plan NameDubaiCare Next N5
Medical Cover (AED)1,000,000
Starting FromAED 6,097/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
DubaiCare Next
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Takaful Insurance
Plan NamePlan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,772/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
RAK Insurance
Plan NameNextcare RN3
Medical Cover (AED)1,000,000
Starting FromAED 6,787/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Dubai National Insurance
Plan NameEssential
Medical Cover (AED)150,000
Starting FromAED 7,350/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Network - PCP/RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Adamjee
Plan NameSilk Road
Medical Cover (AED)1,000,000
Starting FromAED 10,500/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MEDNET Silk Road
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Watania Takaful (Previously Noor Takaful)
Plan NameNAS NRICare Plan 6
Medical Cover (AED)1,000,000
Starting FromAED 11,058/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NAS-VN
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Abu Dhabi National Insurance Company
Plan NameBronze
Medical Cover (AED)250,000
Starting FromAED 17,993/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MSHI Bronze
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Allianz
Plan NameSelect Pearl (Comprehensive excl CCAD network)
Medical Cover (AED)6,426,800
Starting FromAED 69,520/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Sukoon Bupa
Plan NameSelect
Medical Cover (AED)6,239,000
Starting FromAED 69,883/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Premium Network
Plans shown as per selected filters. T&Cs apply
Plans shown as per selected filters. T&Cs apply
People in the medical field are obliged professionally as well as morally to offer the right treatment to their patients. However, there are times when a medical negligence can occur. When there is medical malpractice or breach of duty on behalf of a healthcare professional a medical complaint can be filed to report the matter. Let’s understand how a medical complaint can be filed in the UAE and all relevant reasons you can file one for.
When Can I File a Medical Complaint in the UAE?
There are a number of reasons why a patient may feel the need to file a medical complaint. In each emirate, the health authorities have special portals for registering their complaints. In case of dissatisfaction towards the treatment given by a healthcare executive or in case of one or more of the following situations, one can file a medical complaint:
There is damage to a patient’s organ/ organs due to the oversight of the hospital staff
There has been a faulty treatment because of a faulty diagnosis
There is wrong advice on the prescription
The wrong body part has been removed
During surgery, an instrument is left in the patient's body
Negligence or recklessness by the practitioner
There has been a failure in following professional and/ or medical standards and/ or guidelines
The health authorities in the UAE give medical practitioner licenses to medical facilities and healthcare professionals. Depending on the emirate in which the complainant sought the treatment, a medical complaint may be filed. It should be ensured that the complaint clearly describes the issue as well as the people involved. The authorities also stress that the complainant must mention the kind of response that he/ she is seeking, in terms of an apology or compensation.
How to File Medical Complaints in Dubai?
Residents, as well as tourists can lodge a medical complaint in Dubai. You can use the below mentioned platforms to file the complaint if the medical treatment was received at an authorised Dubai Health Authority, DHA, facility:
Via the DHA Website: A complaint can be registered at https://mc.dha.gov.ae/. The webpage is well-illustrated and user-friendly.
Via email: A detailed email can be sent to cg@dha.gov.ae to file your medical complaint
Phone Call – Call at 800 342 (DHA) to lodge your complaints
In-Person: File a complaint by visiting any DHA centre
Via Social Media: Send a text @DHA Dubai
While urgent medical complaints are handled within 1 working day, sensitive complaints can take 2 working days. A regular complaint is generally handled within 7 working days.
How to File Medical Complaints in Abu Dhabi?
The Department of Health (DOH) handles all medical complaints in Abu Dhabi. To file a medical complaint, one can pick any of the following ways:
Visit www.tamm.abudhabi/en. This is a government platform and one needs to have a UAE PASS account in order to register the complaint.
The UAE PASS is a digital signature including the biometric of the PASS holder. UAE PASS is used as an Identity Proof for a resident and helps in accessing government public services.
TAMM Abu Dhabi can be contacted to fil medical complaint on the phone number +971-800-555.
A complaint can also be filed on the Medical Complaint Portal. While filing the complaint, all the required documents must also be uploaded.
In Abu Dhabi, a medical complaint can take up to 9 months to be resolved. Once the result is out, the complainant is contacted via email.
How to File Medical Complaints with MOHAP?
An individual can file a medical complaint if he/ she has any dissatisfaction towards a hospital, healthcare facility, or private clinic, provided it is licensed by the Ministry of Health and Prevention. The MOHAP oversees hospitals in Sharjah, Ras Al Khaimah, Ajman, and Umm Al Quwain. The procedure to file the complaint is as follows:
Visit https://mohap.gov.ae/en and go to ‘Start Service’.
The complainant has to log in with the UAE Pass credentials or create a new account.
The Medical Facility Complaint Form has to be filled in carefully.
Required documents are to be submitted.
The MOHAP will allocate a team to investigate the case.
The findings will be shared with the Medical Licensing Committee, which will then reach a decision.
Once the committee reaches a decision, the complainant will be notified.
Final Words
The most crucial thing when a patient/ family member sets out to file a medical complaint is that the complaint is filed with the right authority. It should also be ensured that the complainant has valid Emirates IDs, medical certificates, bills and receipts, and other documents that may be needed. The authorities also stress that the platform should only be used for medical issues. In case the complainant has behavioral, financial, or administrative complaints, the concerned officials should be contacted.
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