Watania Takaful Health Insurance
Watania Takaful Health Insurance is a leading provider of health insurance solutions in the United Arab Emirates (UAE). It provides comprehensive health coverage to both individuals and families. Its policies cover a wide range of medical services including inpatient and outpatient treatments, ...read more
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Watania Takaful Health Insurance Plans
Compare & Buy Watania Health Insurance Plans in UAE
From the time of its incorporation, Watania Takaful has made tangible progress in the UAE market. It is committed on remaining at the top amongst the Takaful sector of the Middle East. This brand has been built for providing top quality protection using flexible, modern, and state-of-the-art channels. Integrity, responsibility, innovation, customer-centricity, and determination are certain values of Watania Takaful.
With expertise in medical insurance, it offers Watania Takaful Health Insurance with comprehensive tailor-made healthcare plans. Watania Takaful provides basic to enhanced insurance solutions that provide coverage for the health care needs of the policyholder, their family and domestic workers.
Best Watania Takaful Health Insurance Plans in the UAE
Here are the best Watania Takaful Medical Insurance Plans in Dubai, UAE:
| Plan Name | Medical Cover (AED) | Pharmacy Limit | Price |
|---|---|---|---|
| Dependent | 1,50,000 | Up to AED 1,500 | View Quotes |
| Dependent Enhanced 1 | 1,50,000 | Up to AED 1,500 | View Quotes |
| Dependent Enhanced 2 | 1,50,000 | Up to AED 1,500 | View Quotes |
| Dependent Enhanced 3 | 1,50,000 | Up to AED 1,500 | View Quotes |
| See More Plans >>> | |||
Features and Benefits of Watania Takaful Health Insurance
Listed below are a few features and benefits of Watania Takaful Medical Insurance:
Second Medical Opinion
The policyholder can avail the option of taking second medical advice or opinion from authorized professionals in case of their health.
DHA Participating Insurance Provider
Watania Takaful Health Insurance is accredited as a Dubai Health Authority (DHA) participating insurance provider.
Accidental Cover for Death
The policyholder gets coverage for accidental death under this insurance policy.
Care Centers
The company offers a variety of plans with various Noor Takaful Network Hospitals with more than 1,600 care centers.
Treatment at Home Country
The policyholder can avail an option for availing treatment in their home country under this Noor Takaful medical insurance.
Competitive Price for Females
The females at the age of childbearing can enjoy options that are competitively priced.
Watania Takaful Health Insurance Inclusions
Listed below are the inclusions on this Watania Takaful Medical Insurance.
| Cover | Dependant Basic | Domestic Staff Medical | Dependant Enhanced 1 | Dependant Enhanced 2 | Dependant Enhanced 3 |
|---|---|---|---|---|---|
| Female or Male (18-64 years) | 615 AED | 525 AED | 720 AED | 1299 AED | 1699 AED |
| Females (maternity coverage included) (18-64 years) | 1875 AED | 525 AED | 1999 AED | 2350 AED | 2599 AED |
| Elderly Female or male (above 64 years) | 3000 AED | 525 AED | N/A | N/A | N/A |
| Female or male (less than 18 years) | 615 AED | N/A | 720 AED | 1299 AED | 1699 AED |
| In-patient co-payment | 20 percent | 20 percent | 20 percent | 10 percent | NIL |
| Examination services Co-payment | 20 percent | 20 percent | 20 percent (25 AED maximum) | 20 percent (25 AED maximum) | 20 percent (25 AED maximum) |
| Laboratory Services Co-payment | 20 percent | 20 percent | 20 percent | 10 percent | NIL |
| Prescription Drugs Co-payment | 30 percent (1,500 AED annual limit) | 30 percent (1,500 AED annual limit) | 30 percent (1,500 AED annual limit) | 10 percent (1,500 AED annual limit) | 10 percent (1,500 AED annual limit) |
| Maternity | Ante-natal out-patient and In-patient maternity services are covered with 10 percent co-payment | ||||
| Network Coverage | The UAE (except Al Ain and Abu Dhabi), extended to the Indian sub-continent on each plan except for Dependents Enhanced 1 | ||||
Watania Takaful Health Insurance Exclusions
Listed below are the exclusions on this Watania Takaful Health Insurance Dubai Coverage:
- Services related to healthcare that aren’t medically important
- All the charges related to a dental prosthesis, orthodontic treatment, and dental treatment
- All services related to healthcare for locally and/or internationally recognized epidemics
- Any treatment or investigation that is not prescribed by any doctor
- Injuries from a suicide attempt or self-inflicted injuries
- All the cases that result from the use of controlled substances, alcoholic drinks, hallucinating and drugs substances.
- Services and treatment that arise due to hazardous activities that include but not limited to-
- Any kind of aerial flight
- Horse riding
- Any type of power-vehicle race
- Water sports
- Martial arts like boxing, judo, and wrestling
- Mountaineering activities
- Bungee jumping
- Other professional sports activities
Popular Health Insurance Searches:
Health Insurance Dubai | UAE Medical Insurance Prices | Health Insurance for Parents | Maternity Insurance UAE | Health Insurance for Child in UAE | Family Health Insurance | Dental Insurance in UAE | Individual Health Insurance | Health Insurance in Abu Dhabi | Health Insurance in Sharjah
Watania Takaful Health Insurance FAQ's
The networks available under this health insurance are AAFIYA (APN) and NEXTCARE (RN3 & PCP).
The network coverage involves the UAE (except Al Ain and Abu Dhabi) and extended to the Indian sub-continent on each plan except for Dependents Enhanced 1.
Yes. You get an accidental death coverage on this medical insurance by Watania Takaful.
Watania Takaful Medical Insurance Coverage is valid for one year.
The term network in case of this health insurance refers to the list of healthcare providers (hospitals, clinics, pharmacies, and other clinical centers). You can visit these providers through direct billing.
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