DIC Comprehensive Car Insurance

Dubai comprehensive car insurance is among the top options in the country if you are looking for the best car insurance Dubai. This plan covers a vast range of damages and gives you the confidence to drive around the country without worrying about repair expenses or liabilities.

Benefits of Dubai Insurance Comprehensive Car Insurance

Listed below are the benefits of the comprehensive car insurance plan offered by DIC -

• You can get roadside assistance, which generally includes battery boost, mechanical repairs, emergency fuel delivery, flat tyre, and vehicle towing.
• Ambulance charges are also covered under this comprehensive plan.
• This DIC car insurance plan also offers agency repair, meaning that your vehicle is entitled to be repaired by the manufacturer. However, it is mostly offered for new cars only and is only valid for 2 to 3 years from the date of manufacture.
• With high third-party coverage limits, damages due to natural disasters, and others, this plan can provide you with peace of mind to drive — without stressing about car repair expenses or third-party liabilities.

DIC Comprehensive Car Insurance Inclusions

Given below are the inclusions of car insurance Dubai by DIC -

Cover	Silver	Gold	Platinum
Third-Party Physical Injury (unlimited according to law)	Covered	Covered	Covered
Rent-a-car coverage according to Standard Unified Motor Insurance Policy Wording (Not Valid for Unknown/At Fault Claim)	Up to 15 days	Up to 15 days	Up to 15 days
Geographical Area	UAE	UAE + Oman (Subject to possession of the Orange Card)	UAE + Oman (Subject to possession of the Orange Card)
Third-Party Property Damage	AED 2 million	AED 2 million	AED 2 million
Natural Disasters as per Standard Unified Motor Insurance Policy Wording	Covered	Covered	Covered
Ambulance Expenses	AED 6,770	AED 6,770	AED 6,770
Agency Repair	Brand New Vehicle/0 km	First 2 years from Brand New/0 km	First 2 years from Brand New/0 km
Valet Parking — Theft Coverage	Not Covered	Covered	Covered
Passengers according to Standard Unified Motor Insurance Policy Wording	Covered	Covered	Covered
Riot, Strike, and Civil Commotion	Not Covered	Covered	Covered

DIC Comprehensive Car Insurance Exclusions

Listed below are the general exclusions of comprehensive car insurance Dubai -

• In case the driver had an invalid or expired driving licence or didn’t have one
• Damages incurred while driving under the influence of alcohol, drugs, or any other intoxicating substance
• Mechanical and electrical breakdown
• Damages occurred due to intentional violations of UAE laws
• Racing or vehicle testing
• Regular wear and tear

DIC Comprehensive Car Insurance Add-ons

With the comprehensive insurance plan of DIC, you can include the following additional covers -

• Battery boost
• Lockout service
• Emergency fuel service
• Documents delivery
• Off-road help
• Towing service

Also Know - Prices of Fuel in Dubai September 2026

To Conclude

Dubai comprehensive car insurance offers plenty of benefits and coverage options to vehicle owners in the UAE. As you choose this car insurance plan, you get peace of mind from the excellent coverage features of this plan.

With this comprehensive car insurance plan, you can have coverage for everything — from theft and vandalism to accidental damages. Furthermore, you can choose from a wide range of add-ons that this plan comes with to customise its coverage as per your specific requirements.

All in all, you can expect excellent financial coverage and a worry-free driving experience with this plan.

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