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Watania Health Insurance is one of the leading insurance providers based in the UAE. The company was incorporated in the year 2011 in order to provide comprehensive, locally compliant medical insurance policies to qualified individuals across the UAE. Watania Insurance has expertise in a wide range of health insurance products including the Shariah-Compliant & Takaful medical insurance products.
Watania Health Insurance Company was established by ALDAR Properties PJSC, Abu Dhabi National Islamic Finance, Abu Dhabi National Insurance Company, and Abu Dhabi National Energy Company. Using the knowledge & expertise gathered by all these well-known companies, Watania has served the United Arab Emirates for years and taken its business to all-new levels in no time. The company ensures that quality health insurance products are offered to the locals & foreigners living throughout the UAE.
Here are the 5 health insurance plans that Watania offers:
|Plan Name||Medical Cover (AED)||Applicable Network||Price|
|Silver Premium||10,00,000||SILVER PREMIUM|
|Silk Road||10,00,000||SILK ROAD|
|See More Plans >>>|
Here is the list of medical services that are included in Watania Insurance coverage:
Here is the list of medical services that these plans do not cover:
Follow an easy 3-step process to file a health insurance claim:
Here’s how you can renew your health insurance policy:
Q.1. Who is the Administer of the ‘Family Care Plan’ by Watania Health Insurance?
Ans. MedNet administers the ‘Family Care Plan’ offered by Watania Health Insurance.
Q.2. Who is eligible for Watania Health Insurance?
Ans. All the residents of the UAE are eligible to apply for the ‘Family care Plan’ offered by Watania Medical Insurance. The dependents including spouse & children of the principal applicant who is a UAE resident are also covered under this scheme automatically.
Q.3. What is Watania Medical Takaful?
Ans. Watania Medical Takaful provides you coverage for the cost of private medical treatment, surgical procedures, and healthcare treatment if you’re diagnosed with certain critical illnesses/diseases.
Q.4. What factors affect the Health Insurance Premium?
Ans. 1. One of the major factors that affect the health insurance premium is the individual’s age. The older you are, the cost of health insurance premiums will be higher since you’re more prone to illnesses.
2. Previous medical history is another major factor that affects the health insurance premium cost. If no prior medical history exists, the health insurance premiums will be lower automatically.
3. Claims-free years can also be a factor in determining the cost of premiums as you get a certain discount for filing no claim. All these factors help in reducing the rate of health insurance premiums.
Q.5. What is Coinsurance and how is it different from deductible?
Ans. Coinsurance is the amount that the insured person has to pay for every healthcare treatment, prescription, consultation, medication, & tests availed by him/her.
On the other hand, a deductible is an amount that the insured person needs to pay before the medical insurance plan begins to pay for your healthcare. Once you pay the deductible amount, the health insurance company starts to pay for services & facilities you avail of.