This article will cover all the work and important information that goes into applying for a Schengen Visit visa from Dubai including the types of visa, methods of application, documents required, and more.
From the new curriculum to a brand new life, studying abroad brings with itself joys worth looking forward to. Going abroad to study and get a higher degree is a smart move for your personal and professional growth. However, troubles won’t stop and knock, even if you are devoting your time and efforts to getting good grades and ace your classes. Protecting your study trip abroad is a priority to avoid added discomfort. A student travel insurance plan is exactly what you need to do so. Student travel insurance plans are specifically designed to cater to students and that is why they are a little different from your basic international travel insurance plans. This piece will cover all the aspects of student travel insurance in UAE that you must be aware of.
Essentially, it is a type of international travel insurance plan that is designed for students planning to study abroad. It covers all the basic aspects that a normal travel insurance plan covers along with a few added ones that may be beneficial to students. It is a unique mix of many different types of general insurance plans, mainly travel and health. From medical expenses to personal liability, trip and baggage benefits, and sponsor protection. The tenure of a student travel insurance plan can range from 1 to 2 years including any extensions you apply for.
Here is a comprehensive list of cheapest Student travel insurance plans in Dubai, UAE:
Here is a comprehensive list of cheap travel insurance online plans in UAE :
|Plan Name||Medical Cover||Max Duration||Starting from||Price|
|Alliance Insurance||AED 150,000||90 days/trip||AED 33|
|Orient Insurance||AED 150,000||92 days/trip||AED 183|
|See More Plans >>|
Generally speaking, any student aged between 16 years and 35 years is eligible to get a student travel insurance plan in the UAE. The upper age limit can differ a year or two for some providers. You need to be a UAE resident or citizen ad have all the required identification documents as proof for the same. Insurance companies may also ask for an acceptance letter or some other kind of documented proof of your admission abroad when offering you a student travel insurance plan.
From postponement of the exams to prolonged illnesses and injuries, there are several reasons you may have to extend your stay in your university abroad to finish the semester. If your student travel insurance plan expires before the end date of the extended stay, you can get an extension on your insurance plan as well. Following are the criteria you need to meet to get an extension:
Other types of claims such as baggage loss, theft, dental treatment, trip delay, and other travel inconvenience claims are not included in the terms of policy extension. You may still get an extension even if you have one of these claims ongoing. But confirm with the provider to get maximum clarity.
Contact your insurance provider 15-30 days before the date you want your insurance plan to get terminated. Have a word with the concerned representative and ask them to initiate the cancellation request. If you are canceling the plan due to a reason that can be categorized under the study interruption benefit, find out about it. If applicable fill out a claim for study interruption benefit before canceling the plan. After that, raise an official request to terminate the plan. Make sure that you have followed the cancellation process ideally and submitted all required documents. The cancellation steps can be a bit different for each provider so, learn the steps diligently and follow them.
Register a police complaint if you find yourself in a situation that requires legal attention. For example, luggage theft, accidents and loss of personal money. Identify the kind of claim you need to make first such as a direct or reimbursement claim. For example, medical treatments can be settled as direct claims while claims like luggage loss and theft are often reimbursed in the form of compensation. Once you have a fair idea of the type of claim you are going to make, call the insurance company and inform them about the claim. The insurance company will inform you about the steps you need to take as per the claim you want to make. You will have to fill up a claim form, attach the required documents and submit it to the claim settlement department. For direct claims, you simply need to contact the insurance company and get the direct cashless payment approved. The treatment expenses will be directly paid to the hospital as per the assured sum.
Finding a good yet cheap student travel insurance plan is no easy feat. PolicyBazaar UAE can help you in this process so that you can get the best student travel insurance as per your needs. Following are the ways we can be of assistance to you:
Ans. The free-look period is sort of a trial period. Insurance companies give you a few days to study and analyze the contents of the policy freely and then make the final decision to buy or not buy the plan. Some providers offer this feature while others don’t. Confirm with yours beforehand.
Ans. No, student travel insurance is not mandatory. It completely depends on the country you are traveling to or the university itself. Some universities have made it compulsory for students to get travel insurance while others have not. Study the requirements of the university or school you are going to attend to get a fair idea.
Ans. Normal sports injuries are covered by the medical benefits of your student travel insurance plan. However, if you partake in an adventure sport, the injuries will not be covered by the basic benefits.
Q4. Will the study interruption benefit cover if I have to repeat the semester due to an injury or illness?
Ans. Yes, you will be compensated for the tuition fee for the next semester up to the assured sum or sub-limit of the study interruption benefit of the plan.
Ans. You can renew your student travel insurance online as well as offline. Many providers also offer auto-renewal services. You can opt for that as well.
Ans. Your student travel insurance plan will begin as soon as you embark on your journey and will end when you are back home in the UAE.
Ans. Yes, if your university has rejected the student travel insurance plan you bought, you can cancel it with a refund. However, make sure that you confirm this term with the insurance provider beforehand and get a fair idea.
Q8. Is it possible to get reimbursed for my student travel insurance premiums from my school/university?
Ans. Many universities include insurance premiums in the tuition fee they charge. If your university has a similar fee structure, you can get the insurance premium amount reimbursed by filling out a waiver form. The waiver form is generally available with the university administration.
Ans. Like most general and life insurance plans, buying student travel insurance online is entirely possible. You can choose to buy it from the provider website or your aggregator directly.
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