How to Renew Aetna Health Insurance Online?

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Aetna International is one of the insurance industry's largest and most experienced benefits providers. With a 165-year heritage and an experience of over 65 years in global health care, Aetna serves more than 300,000 people worldwide, including expatriates, repatriates, local nationals and business travellers. Their extensive experience abroad allows them to offer innovative solutions tailored specifically for their foreign customers, who often have different needs than those living in other regions.

Bringing an in-depth understanding of international insurance standards, Aetna provides unparalleled access to care through its expansive provider network. For patients worldwide, Aetna makes the health insurance journey easier to navigate. As an Aetna health policyholder, you can count on receiving personalised services and self-help digital resources if needed. For employers and other large groups associated with them for their employee insurance, there's reduced hassle and increased efficiency.

If you have an individual Aetna health insurance plan in the UAE, make sure you renew it time to avoid discontinuation of benefits like waiting period benefit and no-claim bonus discount. To know more about how to renew you Aetna health insurance online, read the following sections.

How to Renew Aetna Health Insurance Online?

Your Aetna health insurance must be renewed on time if you want to continue receiving coverage and earned benefits. You can renew your Aetna health insurance through the company's official website if you bought it through As you enter the grace period, Policybazar will send you recurring reminders for policy renewal, assisting you in avoiding a policy lapse. The steps listed below should be followed to renew your Aetna health insurance plan online with Policybazaar:

  • Access your Policybazaar user account by logging in.
  • You may get a list of all your current policies on the user dashboard. A notice or reminder that your Aetna health insurance plan has to be renewed can also be found here.
  • To start the procedure, complete the renewal form. List all of the medical issues, both current and newly created, that you have experienced during the current policy's existence.
  • After submitting the form, you will be sent to the Quotes Page, where you may choose from a wide range of health insurance plans from top companies like Aetna.
  • Here, you have the option of sticking with the current plan or choosing a different one. If the advantages provided by your current health insurance coverage satisfy you, you can apply for it and pay for it.
  • If you decide to change insurance companies, you can use the Quotes Page to examine the features of the various plans. After making your choice, select the Premium amount tab. You'll be taken to a form where you'll have to provide information about your current medical condition. If necessary, you can choose riders at this point to expand the scope of your insurance policy.
  • After completing the form, pay the fee to complete the transaction.

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What Happens If You Do Not Renew Your Aetna Health Insurance on Time?

If you do not renew your Aetna health insurance on time, you risk losing all of your collected advantages, such as waiting period or no-claim bonus benefits. In addition, if your current policy expires, you would have to start over with a new policy. The following are some consequences of failing to renew your Aetna health insurance on time:

  • Loss of Continuous Coverage - Your health insurance coverage will expire if you do not renew it in a timely manner. This suggests that you won't have cash protection in the event of a medical emergency. You would need to obtain a new health insurance plan in order to receive medical coverage.
  • Go Through Waiting Period Again - The cumulative waiting period benefits expire when your current policy expires, so you will have to go through the waiting period all over again when you buy a new health insurance plan. This implies that you would have to go through the required waiting time again in order to receive coverage for pre-existing medical problems and maternity expenses.
  • Higher Premium Rates - You would have to purchase a new plan if you did not renew your health insurance policy during the grace period. This implies that a completely new estimate of your premium will be made. Your pre-existing medical issues and any recent diagnoses will be taken into consideration when determining your premium. The cost of premiums will rise as a result.
  • Required Medical Checkups - Another consequence of not renewing your Aetna health insurance plan is that you will have to undergo the required medical examinations once more when you buy a new policy. The buying procedure will be delayed as a result. Hence, if a situation calls for it, you will have to pay for it out of pocket.

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What is an Insurance Continuity Certificate? 

When you switch from your current job to another, your old employer should give you an insurance continuity certificate, which confirms that you are insured. The certificate is provided by the insurance companies free of cost. It is valid for 30 days from when the insurer generates it. 

What Makes an Insurance Continuity Certificate So Important? 

A continuity certificate ensures that coverage remains intact throughout one's working life, even if one changes jobs or organisations. This way, their plan has no gaps, and even pre-existing conditions remain covered. Plus, with this certificate, people can negotiate better rates with their preferred insurance company. Thus, they can also save quite a bit of money.

Things to Consider When Renewing Your Aetna Health Insuranc

In order to continue receiving benefits from your health insurance plan, it is your duty as a policyholder to renew it on time. Therefore, when renewing your Aetna health insurance, be sure to keep the following factors in mind:

  • Review Your Existing Insurance Policy - Before renewing your health insurance, find out what kind of protection you currently have. This will assist you in determining if you require a new health insurance plan or whether it would be better to keep your current coverage.
  • Examine Your Existing Situation - When renewing your health insurance policy, consider your current medical and financial situation. This aids in figuring out the extent of protection you would require in your renewed policy. For instance, the likelihood is that you would want greater medical coverage in your renewal insurance if you had a medical condition that had been diagnosed under your previous policy. You can alter your policy with the help of an analysis like this.
  • Contemplate Porting Your Insurance Plan - You can renew your policy with a different health insurance company if you are dissatisfied with the advantages and features of your existing health insurance plan. You can compare plans from several providers at the time of renewal on By porting the insurance policy, you can move your current health insurance from one insurer to another while retaining the continuity advantages.
  • Choose Riders - While reexamining your present health insurance policy, determine whether you require a new add-on to make the coverage more thorough. To make your coverage more comprehensive, you can add the riders when your policy is renewed.
  • Declare Any Medical Problems - A health insurance plan should be updated frequently because it is an annual contract. In order to improve your insurance coverage, you should disclose all recent diagnoses at the time of renewal.
  • Renew Your Plan within the Grace Period - It is suggested that you renew your plan within the grace period of 15 days rather than waiting for your policy to expire. You will then be able to take advantage of the continuity benefits offered by the plan.

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It is essential to renew your current health insurance plan before it expires. Doing so guarantees that you will be fully covered for medical expenses and emergencies. When renewing your health insurance plan, make sure you review your existing plan thoroughly and then decide on whether to continue with the same provider or switch to the new one.You can renew your Aetna health insurance plan conveniently from 

To know more about how to renew your Aetna health insurance plan, read the following FAQ section.

Frequently Asked Questions

What is the grace period for renewing your Aetna health insurance plan?

Within the grace period of 15 days, you should renew your health insurance.

Should you renew your health insurance plan annually?

You should renew your health insurance plan every year to enjoy its continuity benefits.

Can you renew a lapsed Aetna health insurance plan?

An expired health insurance policy can be renewed. Nevertheless, when paying the premium, you won't be able to take advantage of the no-claim bonus benefits, which would raise the premium rate.

What happens if you file a claim once the Aetna health insurance plan expires?

If you submit a claim after your insurance has expired, it will be denied because the coverage is no longer in effect.

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