How to Renew Cigna Health Insurance Online?

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The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

With more than 60 years of global experience as a health insurance provider, Cigna offers a plethora of quality and affordable healthcare solutions to individuals, corporates, and government organisations. The health insurance provider offers flexible health insurance plans in the UAE that financially cover an array of healthcare services including in-patient and day-patient treatments, basic maternity services, pharmacy, and more. 

Cigna is reputed for its easy claim process, quick application and health insurance renewal process. You can renew your Cigna health insurance either online or offline in the UAE. This write-up focuses on renewing your Cigna Health Insurance plan online. Read further to know more. 

How to Renew Cigna Health Insurance Online?

If you purchased your Cigna Health Insurance policy via, you can effortlessly renew the same via the third-party aggregator website. To renew your Cigna Health Insurance plan via Policybazaar, perform the following steps -

  •  Visit your and log in to the user dashboard. 
  • You will find constant reminders about renewing your health insurance policy if you are in the grace period. 
  • To initiate the renewal process, fill in the form provided on the dashboard. Mention your current health status. Ensure that you disclose all the information in case you are diagnosed with any new illness.
  • Once you have filled in the form, you will be directed to our Quotes Page. 
  • Here, you can compare the plans available. You can select the existing Cigna Health Insurance plan if you are satisfied with the services offered.
  • You can switch to a new plan if you are not satisfied with the services.
  • Once you have made a choice, click on the Buy Now tab. 
  • Make the payment. 

In case you want to include additional coverages, you can do so during this process and then make the payment. 

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Importance of Renewing Your Health Insurance Before it Expires

Your Cigna Health Insurance Plan is a one-year contract that should be renewed within the grace period. There are many reasons why you should renew your health insurance plan before it expires. Some of the reasons are discussed below -

  • Continuous Coverage: When you renew your policy within the grace period, you continue to enjoy uninterrupted financial coverage and remain secured in case an unpredictable medical emergency arises. 
  • Waiting Periods: In case you have already fulfilled the waiting periods for your policy, they will continue to be in effect if you continue with the same plan during the renewal process.
  • Cumulative Bonus: If you are insured for consecutive years and have not filed any claims, you will earn  cumulative No-Claim bonus when you renew the policy within the grace period.
  • Premiums: If you renew your health insurance policy before the expiration date, you can purchase it at lower rates. 

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Important Things to Know While Renewing Cigna Health Insurance Online

The following are some things to consider when renewing your Cigna Health Insurance plan online -

  • Compare Plans - Most insurance companies including Cigna start sending policy renewal reminders 45 days before its actual expiration date. It is the ideal time to review your policy and the coverages you have been receiving in the plan. If you are not satisfied with the services you can compare plans on and make an informed decision.
  • Read the Policy Wording Thoroughly - If you are going for a new health insurance plan at the time of renewal, it is advised to go through the policy wording. Look through all the terms and conditions related to co-payment, deductible and co-insurance carefully before making any decision.
  • Disclose any New Illness at the Time of Renewal - To make the claim settlement process smooth and hassle-free, it is advised that you declare any new illness during the policy renewal process. Get a health check-up done before you renew the policy and declare any new diagnosis.
  • Assess Your Insurance Needs - With the cost of healthcare increasing continuously, you should assess your healthcare needs. You should evaluate your current and future requirements and then choose the sum insured. You can even opt for riders if required. 

What is an Insurance Continuity Certificate?

You receive an insurance continuity crertificate from your employer at the time when you are switching your job. All health insurance companies must provide a Certificate of Continuity free of charge. It is required by the new employer to be sure that you are adequately covered before they provide you with insurance coverage. This certificate is valid for 30 days from the date of issuance.

Why is an Insurance Continuity Certificate important?

An insurance continuity certificate provides stability and continuity of coverage, even after changing employers or organisations. With this certificate, you don't have to worry about paying for preexisting conditions either. In addition to this, an insurance continuity certificate allows people to obtain more favourable terms with their new insurer. It saves them money.

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It is necessary to renew your health insurance before it expires. When you renew your Cigna health insurance plan on time, you are covered for medical necessities. This insurance provider has comprehensive health insurance plans that fit all budgets and provide great coverage with easy policy renewal. 

Read the following FAQ section about how to renew Cigna health insurance online.

Frequently Asked Questions

What happens in case you miss out on the health insurance renewal date?

In case you miss the health insurance renewal date, you will not get the same coverage, lose the no-claim bonus benefit, and lose the waiting period.

Does age impact your premium at the time of policy renewal?

The older you grow, the higher will be your premium. It is because there are chances of mortality, hospitalisation, and medical costs increase.

Can you opt for riders at the time of policy renewal?

Yes, you can opt for add-ons and customise your Cigna health insurance plan during the renewal period. 

What are the payment options available when you renew your Cigna health insurance online?

You can make transactions using a debit card, credit card, or via net banking to complete your Cigna health insurance renewal process. 

How can you ensure that you renew your Cigna health insurance plan before the expiration date?

If you secure your health insurance plan via, you end up receiving renewal reminders on your dashboard during the grace period. This helps in ensuring that you renew your policy within the grace period to avoid policy lapse.

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