Liva (RSA) Third Party Car Insurance

Liva Third-Party Car Insurance offers essential protection for drivers in the UAE by covering damages caused to others in the event of an accident. As a legal requirement, third-party insurance ensures you meet the minimum insurance standards while staying protected from unexpected financial liabilities.read more

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Written ByNupur JainSenior Content Writer (Expertise - Motor Insurance)

Reviewed ByToshita Chauhan BalochiChief Business Officer – General Insurance @ Policybazaar.ae

Last updated on 27 April 2026Editorial Standards

Cheap Third Party Car Insurance UAE

Choose Cheap & Best Third Party Car Insurance in UAE

*Above mentioned prices are for Honda City EX 1.5L, 2022 model.

Liva, previously known as RSA, is known for its dependable coverage and fast claims service. With Liva’s third-party car insurance, you’re protected against costs related to damage to another person’s vehicle or property, as well as injury to others. Though it doesn’t include vehicle coverage, this affordable option provides basic yet reliable protection. Liva’s trusted support and smooth claim handling make it a smart choice for budget-conscious drivers.

What is a Third-Party Motor Insurance Plan?

A third-party motor insurance policy is the most basic car insurance in UAE. It provides coverage to the insured against any third-party liabilities that occur in case of an accident where they are at fault. This type of motor insurance is mandatory in the UAE and is considered an affordable option. However, the damages to the insured’s vehicle are not covered since they are at fault for the mishap.

Why Should You Buy Liva (RSA) Third-Party Car Insurance in UAE?

When you buy Liva’s third-party car insurance, you get a plethora of benefits, including a quick claim settlement process. Additionally, from this provider, you also get to enjoy the following benefits —

✔️Customisable insurance plans
✔️24/7 customer care service
✔️Smooth online application process
✔️Easy access to roadside assistance

Features and Benefits of Liva Third-Party Motor Insurance in UAE

Liva third-party car insurance offers extended third-party coverage not only in the UAE but also in Oman, making it possible for you to travel safely and with peace of mind. Liva's third-party motor insurance goes by the name Motor Value plan.

The features and benefits of this plan are discussed below:

Ambulance costs
Third-party liability for property damage
Using the car in Oman
No claim discount
Basic cover
Off-road cover
Personal accident benefit for passengers

Options benefits include –

Damage to own vehicle (partial loss extension)
Breakdown recovery
Personal accident benefit for driver

Documents Required to Buy Liva Third-Party Motor Insurance

The documents required to buy Liva third-party car insurance in the UAE are —

Passport with residence visa page
Driving licence copy
Engine number or chassis number
Address proof
Emirates ID

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FAQ's on Liva (RSA) Third Party Car Insurance

Yes, you can cancel your third-party car insurance at any time, given you have not filed for any claim, are ready to pay an admin fee, and provide the following documents, including

De-registration of vehicle
Number plate certificate
Transfer of ownership of the vehicle

A third-party liability policy covers the death or bodily injury of a third person and damages to third-party property caused by the insured vehicle.

No, you cannot transfer your car insurance policy to the new owner as the premium for the car insurance is determined based on the driver’s driving experience and profile.

The tenure of third-party car insurance is 13 months.

Reviews & Ratings

★★★★★4.7 / 5

(based on 44,090 reviews)

Ribu JeromeDubai, 14 August 2026

★★★★★

Simple to compareI don't understand car insurance terms much. On Policybazaar.ae, everything was side by side, so I could see what's covered and what's not. Chose in one sitting.

Hady GadDubai, 28 July 2026

★★★★★

The team actually picked up the phoneI had a lot of questions about excess and off-road cover. I called on Policybazaar.ae helpline and the guy explained everything patiently, no pressure to buy. That made the decision easier.

Hassan YasinAbu Dhabi, 5 July 2026

★★★★★

Agency repair at a good priceMy car is still under 3 years so I wanted agency repair. Found a car insurance plan on Policybazaar.ae that included it without the price jumping too much. Happy with the choice.

Riju muraleedharanDubai, 23 June 2026

★★★★★

Saved me almost AED 900I was just going to renew my motor insurance with my old company without checking. Glad I didn't. Same cover, much lower price on Policybazaar.ae. Should have compared earlier.

Shabnum amayDubai, 10 June 2026

★★★★★

Renewed in 10 minutesMy car insurance policy was expiring in two days and I was panicking. Compared a few options on Policybazaar.ae, paid online and got the policy on email straight away. Very easy.

Veli kaplanAbu Dhabi, 27 May 2026

★★★★★

Quite Affordable Car Insurance in the UAEPolicybazaar.ae was the place where I found the cheapest car insurance in UAE, but without any compromise on what I wanted in coverage. Got a solid comprehensive plan and the difference this time was I thoroughly informed by the team, so chose only the necessary add-ons and saved on costs.