Mitsubishi Mirage Car Insurance

Mitsubishi car insurance for mitsubishi is essential for protecting both you and your vehicle on the UAE roads. In a bustling environment with varied driving conditions, having comprehensive insurance ensures financial security in case of accidents, theft, or unexpected damages. 

The Mirage, known for its efficiency and practicality, is a valuable investment — the right insurance plan safeguards it from hefty repair costs and liability expenses. With options for coverage on personal injury, roadside assistance, and third-party liabilities, a tailored insurance policy provides peace of mind and uninterrupted mobility. 

Explore Mitsubishi Mirage insurance options in the UAE to keep your car protected and stay confidently prepared for the road ahead.

Why Should You Buy a Mitsubishi Mirage Car Insurance Policy in the UAE?

Here are the key benefits of buying a Mirage car insurance plan in the UAE -

• Legal Compliance - Vehicle insurance is legally required in the UAE. All registered vehicles must be insured to cover potential accidents and liabilities, with fines, impoundment, or driving bans as penalties for non-compliance. Insurance ensures you meet legal requirements and protects you financially in case of accidents.
• Financial Security - Accidents are unpredictable — insurance at least saves you from high out-of-pocket expenses for repairs or third-party liabilities. It covers accident-related costs, offering financial relief if your vehicle is damaged or if you are responsible for another’s property damage.
• Personal Injury Protection - Vehicle insurance often includes personal injury coverage, taking care of medical expenses for you and your passengers in case of an accident. This ensures access to necessary healthcare without financial strain.
• Peace of Mind - Insurance provides peace of mind, allowing you and your loved ones to feel secure on the road, knowing there’s protection in place.
• Legal Assistance - Many policies offer legal assistance, providing valuable support if you face legal issues following an accident.
• Roadside Assistance - Many UAE insurance providers offer roadside assistance, including help with flat tyres, jump-starts, and towing, enhancing your driving convenience.

Inclusions and Exclusions for Mitsubishi Mirage Car Insurance in the UAE

Add-ons for Mitsubishi Mirage Car Insurance in Dubai, UAE

Detailed below are the add-ons for Mitsubishi Mirage motor insurance in the UAE — 

• Natural Calamities — Your insured Mirage can get protected in case any natural disaster occurs —- earthquakes, cyclones, floods, and so on. 
• Roadside Assistance and Breakdown Recovery Services - If your car breaks down in the middle of the road, this benefit is useful. When you opt for this add-on, you can connect with the towing company or the nearby garage listed on your insurance policy and get your car towed and repaired. 
• Personal Accident Cover - Some Mirage car insurance plans cover the medical expenses and compensation in case the drivers and passengers sustain injuries. 
• Oman Extension - This rider in your Mirage car insurance in the UAE extends your coverage to the Sultanate of Oman. It ensures that your vehicle is insured legally while driving in Oman. 
• Vehicle Replacement Cover - This is also an important rider that offers you a temporary vehicle if the insured car is being repaired or cannot be driven because of an accident. The car replacement is usually covered for a certain number of days — usually for the number of days while the vehicle insured is getting repaired. 
• Windscreen Cover - This add-on covers the cost of repairing and replacing the windscreen in case it is damaged or broken. 

Which Factors Influence Your Mitsubishi Mirage Motor Insurance Premium?

The following factors can influence your Mitsubishi Mirage car insurance premiums —

• Age and Driving Experience - Age significantly affects motor insurance premiums. Drivers under 25 with limited experience often face higher premiums due to the increased likelihood of accidents in this age group. 
• Driving Record and Fines - Drivers with traffic fines or past accidents are typically charged higher premiums. However, those with a clean driving record can enjoy discounts through a no-claims bonus, which reduces premium costs.
• Car’s Age and Coverage - Newer cars generally require comprehensive insurance due to higher repair costs, while older cars can often be covered with a third-party policy for more affordable premiums.
• Car Type and Features - Luxury or high-performance vehicles often come with higher premiums due to costly repairs, though advanced safety features can sometimes reduce insurance costs.
• Agency vs. Non-Agency Repairs - Insurance policies may include agency repairs (from authorised dealers) or non-agency repairs. Check if this option is covered when comparing insurance policies in Dubai.
• Geographic Coverage - The area where your car is driven affects premiums as traffic laws and coverage requirements may differ across the Emirates. Cross-border driving may require additional coverage.
• Deductibles - Higher deductibles mean lower premiums. However, this also leads to you paying more in case of a claim.
• Bulk Purchase - Buying policies in bulk can yield discounts, which can be ideal for individuals or businesses with multiple vehicles.
• Mileage - Cars with higher mileage are seen as higher risk, leading to increased premiums. Limiting vehicle use when possible can help maintain lower insurance costs.

How to Buy for Mitsubishi Mirage Motor Insurance in the UAE

You can easily apply for a Mitsubishi Mirage car insurance plan from Policybazaar UAE. This online third-party aggregator offers the best comprehensive insurance plans in the UAE from the leading companies in the country. The user interface is straightforward and helps you get a plan in just a few minutes. 

Its unique feature is that you can easily compare plans and select the one that meets your requirements in a few clicks. 

Other benefits include —

• Access to free credit score
• Customisation of plans
• 24/7 customer care service
• Assistance from industry experts
• Car insurance renewal reminders

How to Renew Your Mitsubishi Mirage Car Insurance?

In addition to purchasing your Mitsubishi Mirage car insurance plan from Policybazaar.ae, you can also renew it through this digital third-party aggregator. To renew your Mitsubishi Mirage car policy, simply visit your user dashboard. During the one-month grace period before expiry, you’ll receive renewal notifications to help you avoid policy lapse.

Note: If your Mitsubishi Mirage car insurance plan lapses, benefits like the no-claim bonus discount will also be lost.

On your dashboard, you’ll see a list of insurance plans nearing expiration. You can either renew with the same provider or switch to a new one. To change providers, fill out the lead form on the dashboard to access car insurance quotes.

Have these documents ready for renewal -

• Copy of passport with UAE residence visa
• Emirates ID
• Valid UAE driver’s licence
• Mulkiya (car registration)
• No-claim bonus certificate
• Pollution test certificate

Documents Required for Buying Car Insurance in the UAE?

Keep the following documents ready to buy a motor insurance plan in the UAE —

• Valid driving licence
• Passport and residence visa (for expatriates)
• Vehicle registration certificate
• Emirates ID
• Confirmation letter for GCC-specified cars

The company may request additional documents if required. 

How to File a Claim for Mitsubishi Mirage Car Insurance?

Discussed below is the common process for filing a claim for Mirage car insurance —

• Claim Intimation - Promptly report the incident to the police and get a police report (as required by the specific Emirate). For towing services, contact the insurance company’s 24/7 roadside assistance hotline. Send the required documents to the insurer’s provided email address.
• Claim Processing
• Vehicle Drop-off - Take the vehicle to the designated repair location provided by the insurer. If covered in the plan, the insurer may arrange collection upon claim registration.
• Repair Estimate - The repair centre will prepare a detailed cost estimate, which will be submitted to the insurer for review.
• Inspection and Repair - A surveyor from the insurance company will inspect and approve the repairs. Upon completion, you’ll be notified to collect your vehicle.

• Claim Settlement - If the vehicle is declared a total loss or irreparable, the insurance provider will guide you through further steps. For fault-related cases, settle any deductible amount with the repairer per the policy terms before collecting the vehicle.

Here are the documents to file a Mitsubishi Mirage car insurance plan claim —

• A copy of the police report
• Copy of the driving licence of the person who was driving the car at the time of the accident (both sides)
• Copy of the Emirates ID cards of the drivers driving at the time of the accident (both sides)
• Copy of vehicle registration(both sides)