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While reading about health insurance in UAE, recently you must have come across the term “domiciliary hospitalization”. Is this term making you confused? Don’t worry if that is the case with you.
Just like you, there are various customers of health insurance, which get confused amongst the jargon and terms related to it.
However, in this article, we will help you in understanding what this concept is actually all about.
In the case of health insurance, it refers to a circumstance where the insured person is considered hospitalized, even when they are at home. This is a treatment, which is home-based, done for an illness, injury, or disease.
The good thing is that any expenses done for the treatment are covered by the insurance provider, however, if only-
The domiciliary hospitalization gives coverage for the treatment, which justifies the conditions that are mentioned above. However, you must note that there are 3 main conditions where the treatment isn’t covered. Here are these conditions-
This facility has considerable importance in the lives of various policyholders of health insurance uae. After all, this benefit gives them the option to enjoy the convenience of getting treated at home, in case they are unable to reach the hospital or find accommodation in the hospital for a certain treatment. The best thing about this facility is that it saves the family and friends of the insured patient from visiting the hospital frequently.
And, another thing to note is that a domiciliary hospitalization facility also helps the insured patients or their family members a huge amount of money, which can be exhausted because of the hospitalization charges and frequent visits to the hospital.
Here is a list of things you must know about this cover.
The following is the list of things that you must keep in mind while opting for this cover.
The Bottom Line!
We hope that this article has helped you in understanding the domiciliary hospitalization cover. It is of huge prominence whenever it is required. Nevertheless, during an emergency, you should visit the hospital instead of opting for this benefit unless absolutely impossible.
While looking forward to availing different benefits of health insurance with this cover, select a plan with this facility at first.
This feature, rest assured, even when it is available at an extra cost, will assist you in getting both financial and physical ease.
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