How to Secure Your Well-Being with HAYAH Health Insurance?

Even with our efforts for good health, medical emergencies can occur at any time. With healthcare costs being considerably high in the UAE, such events can cause financial distress, especially if you have not done adequate financial planning.

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The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

With HAYAH health insurance in UAE, however, you can easily have yourself and your family covered under a medical insurance plan. With the right health insurance plan, you can be assured of receiving timely medical attention and treatment without worrying about the costs.

Why Choose HAYAH Health Insurance?

Apart from being one of the leading health insurance companies in the UAE, HAYAH plans are also approved and regulated by the Central Bank of the United Arab Emirates, meaning that it has plans that you can trust.

Interestingly, HAYAH takes a digital-first approach towards insurance. This way, you can easily avail of the plans and the required assistance online while having all your medical insurance needs covered.

Can I be Covered Under HAYAH Insurance?

Before moving on to HAYAH health insurance in UAE, it’s necessary to understand whether you fulfil the eligibility requirements. As per the provider’s criteria, you can only avail of HAYAH health insurance if you reside in Dubai or the other Northern Emirates. Moreover, these plans are available only to individuals up to the age of 65 years.

Let’s now take a look at HAYAH insurance in UAE -

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HAYAH - Health Protect 

HAYAH health insurance provides all-encompassing coverage for medical insurance through the Health Protect scheme - six comprehensive plans divided into three categories.

The geographical coverage is provided across regions as follows -

  • Up to AED 1 million (regional)
  • AED 2.5 million & AED 7.5 million worldwide
  • International - up to USD 2 million and USD 3 million

The choices of coverage ensure that even if you are outside UAE, you can access the necessary medical assistance through your HAYAH health insurance. Moreover, these categories also allow you the choice to find a plan that’s well suited to your needs.

Yet another benefit of the mentioned plans for HAYAH insurance in UAE is the availability of a wide medical service network, which comprises leading hospitals, clinics, laboratories, pharmacies, and more.

Key Features of HAYAH Health Protect

With this HAYAH health insurance plan in the UAE, you can get comprehensive coverage for in-patient, out-patient, and maternity benefits. Let’s go through each one in detail below (the features are HAYAH Health Protect General):

In-Patient Benefits

Here are the major in-patient benefits related to this plan regarding HAYAH insurance in UAE -

  • Ambulance coverage is provided
  • Private room hospital accommodation
  • Physiotherapy - up to 6 sessions annually
  • Laboratory tests are covered
  • AED 150,000 coverage for pre-existing medical conditions (subject to a waiting period of 6 months unless in case of emergency) 
  • Accommodation in hospital, emergency ward services, and others are covered under the plan

Out-Patient Benefits

Have a look at the top out-patient benefits of this plan below:

  • Physiotherapy treatment - up to 15 sessions annually (20% co-insurance)
  • Lab tests - subject to 10% copayment
  • Consultation with 20% copay (up to AED 50)
  • Coverage for prescribed drugs - subject to 10% copayment
  • Mortal remains’ repatriation - up to AED 10,000

Maternity Benefits

Under this HAYAH insurance in UAE plan, the maternity benefits are up to AED 15,000, with outpatient maternity benefits provided as well. As per your chosen option, there can either be no waiting period or that of 280 days.

Note that the maternity benefits of this HAYAH health insurance plan include in-patient and antenatal services (applicable to female employees or spouses). Of this, the former services included coverage for regular deliveries, termination (medically necessary), C-section (if deemed medically necessary), and more.

To Conclude

Choosing a medical insurance plan with comprehensive coverage like HAYAH insurance in UAE is crucial for safeguarding both your health and financial well-being. HAYAH health insurance is a reliable option that offers a range of benefits to meet your medical coverage in times of need.

With its comprehensive coverage options, you can easily have access to the required medical care, whether you are in the UAE or outside. Whether you require in-patient, out-patient, or maternity benefits, HAYAH insurance has got you covered. With this plan, you can ensure financial coverage in case of any health issues and enjoy peace of mind with dependable medical insurance coverage.

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