Health insurance for a residence visa in Abu Dhabi, Know the benefits of having health insurance for Abu Dhabi residence , and the various health insurance options available for residents.
Don’t gamble with your health, get the right cover at the right price.
One of the pioneers in UAE’s insurance sector, Watania Takaful was established in 2008. The insurance provider follows the lines of Shariah law and offers an extensive range of medical, car, personal accident, travel, marine, and home insurance in the UAE. What makes it worth securing an insurance plan from the insurance provider is the scope of customisation it offers and the quick and easy claiming process and efficient services.
Watania Takaful offers an extensive range of health insurance solutions tailored to different individuals' various needs and budgets. With a specific focus on family protection, these policies provide coverage for hospitalisation (including surgery), emergency treatment, outpatient care, physician consultations (including specialist consultations), and dental care, like orthodontics and maternity.
If you already possess a Watania Takaful health insurance policy, you should timely renew it to continue enjoying the medical coverage. To know how to renew your Watania Takaful health insurance online, read the following section.
To avail of uninterrupted health insurance coverage and accrued benefits, it is essential to renew your Watania Takaful health insurance on time. If you purchased your Watania Takaful health insurance through Policybazaar.ae, you can renew it from its official website. Policybazar offers regular reminders for policy renewal once you enter the grace period, helping you to prevent a policy lapse. To renew your Watania Takaful health insurance plan online via Policybazaar, follow the below-stated steps -
There can be several consequences of not renewing your Watania Takaful health insurance on time including loss of all the accrued benefits like no-claim bonus benefit or waiting period benefit. Furthermore, you would need to purchase a new policy from scratch in case your existing policy lapses. Some of the effects of not renewing your Watania Takaful health insurance on time are discussed below -
If you are considering changing jobs in the UAE, you must hand over your current insurance cards to the old company. The old company's insurance provider offers this certificate for free. Before the the new company provides you with insurance coverage, it needs proof that you have adequate coverage from the previous insurance. The Certificate of Continuity is that proof. It is valid for 30 days from the date when it is issued.
An insurance continuity certificate ensures that coverage remains continuous throughout one's working life, even when one changes jobs or organisations. It enables employers to ensure no gaps in one's insurance coverage. Also, one can negotiate better rates from the insurance provider if there are no gaps in the policy. It can save you money.
As a policyholder, it is your responsibility to renew your health insurance plan on time to enjoy uninterrupted policy coverage. However, make sure to take the following things into consideration while renewing your Watania Takakful health insurance -
As a policyholder, it is essential to renew your Watania Takaful health insurance plan on time to enjoy continuous medical coverage. The online process of renewing your health insurance plan is cost-effective and requires minimal paperwork. If you have bought your Watania Takaful health insurance from Policybazaar, you can renew it from the TPA itself. Here, you will have the option to continue with the same plan or to port the plan.
To know more about how to renew your Watania Takaful health insurance online, read the following FAQ section.
You should renew your health insurance plan within the 15 days grace period.
You should renew your health insurance plan every year to enjoy its continuity benefits.
You can renew a lapsed health insurance plan. However, you will not be able to avail the benefits of the no-claim bonus when paying the premium, thus increasing the premium rate.
If you file a claim once your policy expires, it will get rejected as the policy becomes inactive.