Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
HAYAH Insurance
Plan NameCare Blue
Medical Cover (AED)250,000
Starting FromAED 5,185/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Takaful Emarat
Plan NameECARE BLUE
Medical Cover (AED)150,000
Starting FromAED 5,566/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Insurance
Plan NameHealth Plus - Plan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,780/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Cigna
Plan NameHealthguard Regional
Medical Cover (AED)2,750,000
Starting FromAED 35,756/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
General
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
GIG Gulf (Previously AXA)
Plan NameGlobal
Medical Cover (AED)7,500,000
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house A1
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Fidelity United
Plan NameHealth First Plan G
Medical Cover (AED)500,000
Starting FromAED 5,083/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
PCP- C Network
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Dubai Insurance
Plan NameDubaiCare Next N5
Medical Cover (AED)1,000,000
Starting FromAED 6,097/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
DubaiCare Next
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Takaful Insurance
Plan NamePlan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,772/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
RAK Insurance
Plan NameNextcare RN3
Medical Cover (AED)1,000,000
Starting FromAED 6,787/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Dubai National Insurance
Plan NameEssential
Medical Cover (AED)150,000
Starting FromAED 7,350/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Network - PCP/RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Adamjee
Plan NameSilk Road
Medical Cover (AED)1,000,000
Starting FromAED 10,500/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MEDNET Silk Road
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Watania Takaful (Previously Noor Takaful)
Plan NameNAS NRICare Plan 6
Medical Cover (AED)1,000,000
Starting FromAED 11,058/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NAS-VN
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Abu Dhabi National Insurance Company
Plan NameBronze
Medical Cover (AED)250,000
Starting FromAED 17,993/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MSHI Bronze
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Allianz
Plan NameSelect Pearl (Comprehensive excl CCAD network)
Medical Cover (AED)6,426,800
Starting FromAED 69,520/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Sukoon Bupa
Plan NameSelect
Medical Cover (AED)6,239,000
Starting FromAED 69,883/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Premium Network
Plans shown as per selected filters. T&Cs apply
Plans shown as per selected filters. T&Cs apply
Al Sagr National Insurance Company, or ASNIC, is known to offer high-quality general and medical insurance services for individuals, businesses and multinational corporations throughout the United Arab Emirates. Founded in 1979 and headquartered in Dubai, this company offers complete coverage with its range of insurance and expert advice from a team of dedicated employees. They have branches across the length and breadth of the country, extending into neighbouring Saudi Arabia. Al Sagr's Health Insurance provides an assortment of quality insurance products, from basic to comprehensive health coverage to suit individual and group needs. The health policies offer a wide range of options and benefits, being very affordable at the same time. Al Sagr promises policy issuance, activation and delivery of health cards within 3 days.
Renew Al Sagr Health Insurance Online
The process of Al Sagr Health Insurance renewal is straightforward. You can do it in two ways:
Via Policybazaar UAE’s Website
Step 1: Log into your Policybazaar.ae account using your customer ID and Password.
Step 2: Tap on the Policies tab. The list of purchased policies will be displayed there.
Step 3: Check the due date of each policy.
Step 4: Select the policy you wish to renew.
Step 5: Scroll down to see ‘Renew’ at the bottom of the screen. Click on it.
Step 6: Enter your payment details and click ‘Submit’.
Your policy will be renewed.
Why Do You Need to Renew Your Health Insurance Before It Expires?
There are certain benefits of renewing your health insurance policy on time. Let us take a look at those below:
Your health insurance coverage will expire unless you renew your healthcare policy before the due date. All claims made after the end of your current plan are not valid and you’ll have to incur all expenses out of pocket in case of an emergency.
If there is a gap in policy renewal, you will have to apply for a new health policy and undergo a medical examination. This might also mean serving the waiting period once again. To avoid this, you must renew your policy on time.
What Does an Insurance Continuity Certificate Do?
If you are considering switching jobs while living or working in the UAE, you must hand over your current cards to your old company. Your old company's insurer offers this document for free. Once you prove you are insured, they will give you coverage without worry. This Certificate of Continuity is valid only until 30 days after its issuance, so make sure to request one promptly if needed.
What is the Importance of an Insurance Continuity Certificate?
It is a certificate that ensures coverage stays consistent during one's working period without interruption or gap, even when you switch companies. Employers can monitor coverage levels and sometimes save employees money by locking them in for extended periods (or at discounted rates). Sometimes, it saves customers money on future premiums because they won't have to pay for price changes from switching plans.
Conclusion
Renewing Al Sagr Health Insurance online is an easy and quick process you can do at your convenience. Logging on to their website takes just a few minutes, and renewal is possible immediately.
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Last Updated : 12 Jan 2026Healthy Meal Planning For Working ProfessionalsDiscover healthy meal planning ideas for working professionals. Save time, eat clean, and stay energized with simple, balanced meal plans.
Last Updated : 09 Jan 2026Top Wellness Trends in 2026 You Can Actually TryDiscover the top wellness trends of 2026 that are practical, affordable, and easy to follow. Simple habits to improve health, fitness, and mental well-being.
Last Updated : 06 Jan 2026How to change Mobile number in Emirates IDLearn how to update or change your mobile number linked to Emirates ID online or offline. Simple steps, required documents, and FAQs explained.
Last Updated : 12 Jan 2026How to Lose Weight Without Exercise | Simple & Proven TipsWant to lose weight without exercising? Discover easy diet, lifestyle, and daily habit changes that help you burn fat naturally.
Last Updated : 12 Jan 2026Top Preventive Health Checkups You Should Do Every YearDiscover the top preventive health checkups you should do every year to detect health issues early and stay fit. A complete annual screening guide.
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Last Updated : 09 Dec 2025How to Check Medical Insurance Status with Emirates ID?Emiratis will now be able to use their Emirates ID cards not only to go through immigration gates at the airport but to avail of medical services in the UAE.
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Last Updated : 18 Nov 2025Health insurance for Children - Medical Policy for Kids OnlineGet comprehensive health insurance for your child in the UAE. Ensure your child's health and well-being with affordable and reliable coverage tailored to their needs.
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