DNIR Car Insurance

What is DNI Car Insurance?

Dubai National Insurance (DNI) is one of the leading providers of car insurance in Dubai and across the UAE. With DNI motor insurance plans, you can be covered for financial losses caused by accidents to your vehicle, third-party property damage, or injuries. The insurance company collaborates with a large network of garages and agencies, making the claim experience stress-free. The insurance plans are curated and customised to meet your needs.

Types of Dubai National Car Insurance in Dubai

Dubai National Insurance provides both third-party coverage and comprehensive insurance.

1- Third-party motor insurance is a basic, mandatory coverage. It financially and legally protects you in the event of third-party liabilities, property damage, and other related incidents — if your vehicle was at fault accidentally. Your own insured vehicle is not covered under this policy.

2- Comprehensive vehicle insurance, on the other hand, goes beyond the mandatory requirements. It covers your insured vehicle in the event of collisions and non-collision-related incidents such as fire, theft, vandalism, and other similar events.

Features and Benefits of DNI Car Insurance

Here are the major features and benefits of Dubai National Insurance car insurance in Dubai, UAE, under the DNI Auto Care Scheme —

• Coverage — 13 months
• Cover for loss, theft, and fire 
• Third-party property damage — Up to AED 2 million
• Third-party bodily injury — Unlimited cover
• Agency repair — For brand new
• Geographical area — UAE and Oman (Own Damage Only)
• Free Benefits —
  • Loss of personal effects — Up to AED 2,000
  • Emergency medical expenses — Up to AED 3,000
  • Ambulance cover — Up to AED 6,770
  • Off-road cover — Covered with an excess of AED 5,000
  • Windscreen cover — Up to AED 2,000
  • Cover in case of storm, riot, flood, and strike extension
  • Roadside assistance (accident and breakdown)
• Optional Covers —
  • Hire car benefit: Limited to 10 days — AED 100 per day (maximum)
  • Personal Accident Benefit to Driver and Passengers

How to Apply for DNI Car Insurance?

You can easily buy DNI motor insurance on Policybazaar.ae. This is an online insurance souq that brings a range of insurance solutions tailored to your needs — this also includes DNI car insurance. Here is what you get when you buy car insurance from us —

• Compare up to 5 plans at once
• Customise plans as per your requirements
• Access to the unique PB Advantage Program
• Seek assistance from industry experts

Buy Dubai National Insurance car insurance in Dubai here!

How to File a DNI Car Insurance Claim in UAE?

If you meet with an accident, make sure to inform the insurance provider. An early imitation helps with early settlement. You can seek immediate assistance by calling 600 5 80000. Provide the following documents at the time of DNI car insurance claim submission —

• Original police report
• Driving licence copy 
• Completely filled-in claims form
• Car registration card (front and back)
• General incident details 

Find below some important contact numbers —

• Roadside Assistance — 600575751 (WhatsApp only)
• Roadside Assistance WhatsApp Number (for Chat) — +971 43876666
• Roadside Assistance Provider — International Motoring Club (IMC)
• Email — motorclaims@dni.ae 

Via Policybazaar.ae 

If you have bought your DNI motor insurance from Policybazaar UAE, you can access our exclusive Claim Assurance service. Here is how it goes —

• Move your vehicle to a safer location and check for injuries. 
• Contact the police – 999 for emergencies and 901 for minor accidents. 
• File a police report via the Police app/website. Make sure to keep the chassis number and policy number handy. 
• Communicate the claim to us. The channels to report are —
  • Helpline Number – 800800001
  • WhatsApp Support – +971 561454543
  • Email – motorclaims@policybazaar.ae
  • Via MyAccount – My Account> Raise a query
• Keep the following documents ready —
  • Valid police report
  • Driving licence
  • Vehicle registration card
  • Emirates ID
• We will take care of the claim process for you. We will assist you in connecting with our on-ground team. They will get your vehicle towed to the nearest garage. 
• Meanwhile, we will collect the police report and initiate the claim process. 
• The garage will assess the car and share the estimate with the insurer for approval. 
• Post-approval, the garage will share the timeline of the repairs. You can track the updates digitally. 
• Once the repairs are done, you will be notified. After you get your car back, you will get a feedback form. 

Dubai National Insurance and Reinsurance Car Insurance FAQs