Yet another highly popular luxury car from BMW, the BMW X1 is designed to ensure that your all-terrain driving experience is gripping yet comfortable. BMW X1 is a great option when it comes to subcompact SUVs and crossover cars.
This piece will explore the key features and specifications that this luxury segment sub-compact car brings to the table. Along with that are given the top BMW X1 insurance plans, their features, costs, and the ideal way to purchase them in the UAE.
BMW X1 Car Insurance Quotes
Some of the best and the cheapest car insurance quotes in Dubai are:
Features of BMW X1
- Powerful Crossover: This SUV-cum-crossover is designed to tackle your all-terrain drives with maximum safety and perfection. Ideal agility is ensured with its adaptive suspension and multiple driving modes. Its 4-cylinder powerful engine, available in petrol and diesel variants, is designed to deliver a pleasurable drive.
- Stylish Exteriors: The LCD headlights of the car are designed with an anti-dazzle high-beam setting to maintain comfort for fellow drivers on the road. Similar comfort and safety are maintained for night-time driving by the adaptive light control of this car. Other than that, the light yellow 19-inch alloy wheels with y-spoke style orbit grey tyres add to the overall appeal of the car.
- Comfortable Interiors: The atmospheric light package of the car gives mood-lighting a whole new meaning. Moreover, its adjustable rear seats allow you to use the boot space as per the situation. The seats are covered with leather Dakota and oyster and grey highlights.
- Ideally Safe: The adaptive suspension system of the car allows you to comfortably drive on all kinds of terrains, with the M Sport brake featuring large brake discs to ensure maximum safety when driving. The driving assistance and parking assistance are added to make parallel parking easy and swift.
Key Specifications of BMW X1
Specifications |
Details |
|---|---|
|
ARAI Mileage |
19.62 kmpl |
|
Engine Displacement (cc) |
1995 |
|
Max Power (bhp@rpm) |
187.74bhp@5000-6000rpm |
|
Seating Capacity |
5 |
|
Boot Space (Litres) |
505 L |
|
Body Type |
Crossover - SUV |
|
Fuel Type |
Diesel/Petrol Variants |
|
No. of cylinders |
4 |
|
Max Torque (nm@rpm) |
400nm@1750-2500rpm |
|
Transmission Type |
Automatic |
|
Fuel Tank Capacity |
51 L |
|
Top Speed |
222 |
|
Steering Type |
Power |
|
Front and Rear Brake |
Ventilated Disk |
|
Acceleration (0 to 100 kmph) |
7.9 Seconds |
Top BMW X1 Car Insurance Plans
BMW X1 Insurance Plans |
Details of the Plans |
|---|---|
|
Al Sagr Comprehensive (Garage) |
|
|
Alliance Insurance Comprehensive (Agency) |
|
|
Oriental Insurance Comprehensive (Agency) |
|
|
New India Assurance Comprehensive (Garage) |
|
Inclusion of BMW X1 Insurance Plans
With the top BMW X1 insurance plans in the UAE, you can expect cover for the following
- Third-party damages
- Emergency medical expenses
- Own damages
- Windscreen damages
- Damages caused by riots and strikes
- Loss of personal belongings
- Fire and theft damages
- Valet parking theft
- Agency repairs
- Lock replacement
- Roadside assistance
Exclusion of BMW X1 Insurance Plans
- Driving without a valid licence and causing third-party damages or own damages
- Driving under the influence of intoxicating substances and causing damages
- Voluntary negligence of the owner-drive leading to own damages
- Normal wear and tear of the car
- Unrepaired consequential damages leading to consequential damages
- Damages caused when using personal vehicles for commercial use
Add-Ons of BMW X1 Insurance
- Personal accident covers (for both passengers and drivers)
- Oman extension
- Mechanical breakdown cover
- Off-road driving and off-road recovery
- Natural calamity cover
- Replacement of vehicle cover
BMW X1 Insurance Cost
As per the BMW X1 quotes available in the UAE, BMW X1 insurance costs can range anywhere between AED 2,000 and AED 5,000. However, it should be kept in mind that the price of the plans will differ as per the variant of your car, its manufacturing year, vehicle condition, and so on.
You can get BMW X1 quotes on policybazaar.ae to compare and choose the right plan easily.

How to Renew BMW X1 Insurance Plans?
Renewing your BMW X1 insurance plans is quite easy. Both online and offline platforms can be used to renew insurance for BMW X1. To renew your BMW X1 insurance online, log into the customer portal or platform where you bought the plan (whether policybazaar.ae or the provider website). After you open your customer profile, you can find the renewal option and proceed to select the plan details for renewal.
You can choose a new plan or continue with the same at the time of renewal. This is also the point where you can remove or take more add-ons if you see fit. You can then complete the remaining steps by uploading the documents and verifying all the details.
If you wish to go offline for your car insurance renewal in the UAE, you can also connect with your insurance agent or visit a branch of your provider if you purchased your plan offline.
How to Claim Insurance for BMW X?
- Connect with your car insurance provider immediately and intimate the claim
- If the claim is for accidental damages, call the police, get a report filed, and obtain a copy
- Collect important claim documents like your driving licence, car registration documents, police report, and so on
- Information related to the third party involved in the accident should also be gathered, if possible
- After obtaining a claim form from the provider, fill it up, attach all the documents, and submit them all
- A garage will be assigned to you where you can take your vehicle for repairs
- An inspector present at the garage will examine the damages and draw up an expense chart
- Once you complete the payment of the due deductible amount (if applicable), the garage will begin the repairs and the insurance provider will cover the rest of the amount
How to Buy BMW X1 Insurance?
You can easily buy BMW X1 insurance in the UAE online. With Policybazaar UAE, you can have an easy experience right from comparing the best available plans to buying one – all steps completed online in a few clicks from the comfort of your home.
Buying BMW X1 insurance from policybazaar.ae is a straightforward process. You can head to the ‘car insurance’ section of policybazaar.ae and fill out the lead form available here. This will redirect you to the quotes page of the car insurance plans for your BMW X1, where you can compare the plans and their features and benefits to choose one of them.

Why Should Your Choose Policybazaar.ae?
- You get access to personalised plans for your BMW X1, ideally catered to suit your needs
- An easy-to-navigate unified platform where you can browse, compare, and buy without the need to switch through several tabs
- Best BMW X1 quotes in the market to help you find the most cost-effective plans
- Top car insurance plans for your BMW X1 from all the best providers in the emirates
- A flexible platform to help you compare the top options and the benefits they offer
- Safely encrypted payment platforms to help you make secure online transactions when you purchase your plans
- 24x7 customer support cell to you with all insurance-related queries and a panel of experts to help you make sound financial decisions
Check out some quick facts related to BMW X1 car insurance in the UAE below in the form of frequently asked questions.
FAQs
Q1. What are the different kinds of car insurance plans available for BMW X1?
Ans:Third-party liability and comprehensive car insurance plans are the two major types of plans available for BMW X1.
Q2. How much does BMW X1 insurance cost in the UAE?
Ans: For a new car, the BMW X1 insurance cost may range somewhere between AED 2,000 and AED 5,000. However, one should note that the prices may fluctuate a bit as per the variant of your car.
Q3. What are some platforms to obtain BMW X1 quotes for proper comparison of car insurance plans?
Ans: You can easily obtain BMW X1 quotes using the platform of policybazaar.ae for a thorough comparison of the best available plans.
Q4. Is off-roading driving cover available for BMW X1 insurance plans in the UAE?
Ans: Several car insurance plans may cover off-road driving for BMW X1 cars as it is considered a crossover car with all-wheel drive. However, even if your plan doesn’t provide off-roading cover, you can get it as an add-on.
Q5. Is roadside assistance covered as a basic benefit in BMW X1 insurance plans?
Ans: Yes, most BMW X1 insurance plans cover roadside assistance as a basic benefit. However, you may occasionally find some plans that may require you to pay an additional premium for roadside assistance.
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