ADNIC Car Insurance

What is ADNIC Motor Insurance?

Whether you drive a sports car or a family vehicle, you can find trustworthy car insurance in uae that fits your needs. The policies make it easy to find the right coverage at a reasonable price. You can choose ADNIC motor insurance as it offers multiple options to protect the value of your car. It includes repairs at the dealership as well as approved garages for outside repairs for added convenience.

Types of ADNIC Car Insurance

ADNIC offers two types of insurance policies for cars — third-party liability insurance and comprehensive car insurance. 

1- Third-party vehicle insurance is a mandatory requirement in Dubai and across the UAE. It financially protects you in case of third-party liabilities caused by your vehicle.

2- Comprehensive motor insurance, on the other hand, goes beyond basic liability and collision cover. It also covers your own vehicle for accidents as well as non-collision incidents like fire, theft, vandalism, and so on.

ADNIC Car Insurance Plan Cover Options

ADNIC offers comprehensive car insurance and third-party vehicle insurance with several options to choose from. Let’s take a quick view of all the cover options:

Features and Benefits of ADNIC Car Insurance

There are several features and benefits of ADNIC car insurance plans. Here are some amazing ones:

1. Best Price: All the car insurance policies offered by ADNIC are available at affordable prices.
2. Various Car Insurance Policies: ADNIC offers comprehensive car insurance and third-party liability car insurance with several options to choose from.
3. Agency Repair: ADNIC helps to protect the residual value of your vehicle with options for car repairs to be carried out at the company’s vehicle dealership. Also, ADNIC provides a choice of approved garages for repairs that take place at garages outside of the agency network.
4. Customisable Car Insurance Policies: You can customize ADNIC car insurance AI Ain & UAE policies as per your requirements to get better coverage.
5. Replacement Car: All ADNIC car insurance Sharjah & UAE policies guarantee a car replacement.
6. Easy & Fast Claims: ADNIC claim settlement team is available for round the clock assistance.

ADNIC Car Insurance Additional Benefits & Covers

You can customize your existing ADNIC car insurance Dubai policy by choosing from a wide range of additional covers:

1. Personal belongings loss cover
2. Ambulance cover
3. Off-road cover (Only for 4WD)
4. Valet parking theft cover
5. Key replacement
6. Windscreen damage
7. Replacement of car
8. Inside agency repairs for brand new vehicles
9. Emergency medical expenditures
10. Riot, strike, and civil commotion (SRCC)
11. Natural perils cover
12. Geographical expansion (sultanate of Oman)
13. Outside agency repair
14. Special graphics/paints/stickers
15. Accessories and enhancement cover

ADNIC Car Insurance Inclusions

Following are the ADNIC car insurance inclusions:

1. Agency repair
2. Third party bodily injury
3. Third Party liability property damage
4. Roadside assistance services such as vehicle towing, battery boosting, lock out facility, emergency fuel delivery, vehicle registration, etc.
5. Personal accident cover for driver
6. Personal accident cover for passengers
7. Oman TPL extension cover

ADNIC Car Insurance Exclusions

ADNIC will not pay any compensation in the following scenarios:

• Bodily injury or death directly or indirectly, in part or completely resulting from
  • Suicide, intentional self-injury, mental impairment, physical damage, or infirmity.
  • The driver is under the influence of alcohol or any other narcotic substances.
• If the insured vehicle was involved in any kind of speed test or race.
• Using the insured vehicle for purposes other than the ones mentioned during insurance application.
• If the driver doesn’t posses a valid driving license.

How to File an ADNIC Car Insurance Claim?

Filing an ADNIC vehicle insurance claim in Dubai is an easy task. Here is what to expect when you submit a motor claim —

• Report the incident to the provider with all the required documents. The list usually includes —
  • Policy number
  • Car registration card
  • General incident details
  • Police/Saeed report
  • Driving licence
  • Filled-in claim form
• After you submit the documents, the ADNIC will start the claim process. It will record the incident details, evaluate the case, and connect with you about the next steps. Note that you will be guided throughout the process. 
• Once the claim file is opened, you will get an SMS notifying you of the claim number within a couple of days. It will also mention the details of the nearest garages suitable for the policy type. 
• Use the claim reference number to track the claim status. 

You can submit your claim via —

1. Phone - 800 8040
2. Email - motorclaims@adnic.ae
3. Online via the official website

How to File Your Car Insurance Claim in the UAE

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