Al Sagr Senior Citizen Health Insurance

Its extensive portfolio of insurance products caters to a diverse spectrum of clients, encompassing individuals, families, Small and Medium Enterprises (SMEs), and corporate groups.

With an extensive understanding of the healthcare requirements of UAE residents, Al Sagr Insurance offers various types of medical insurance plans. With Al Sagr senior citizen health insurance plans, i.e., plans available for senior citizens, one can get not only comprehensive coverage but also a range of other benefits such as prompt assistance, flexibility in plans, and more.

Key Benefits of Al Sagr Senior Citizen Health Insurance

Let’s first go through the key benefits of Al Sagr health insurance plans available to senior citizens -

• ASASI Plan for Dubai Visa Holders: Al Sagr Insurance offers the ASASI plan, in compliance with DHA regulations, which ensures essential medical coverage for employees having gross salaries of AED 4,000 or less. This includes domestic helpers with Dubai visas.
• Diverse Range of Enhanced Plans: Choose from over 20 uniquely designed enhanced medical insurance plans under the name ‘Flexi’, catering to the needs of individuals and families.
• Tailored Products for Northern Emirates: Al Sagr Insurance provides specially designed insurance products for Northern Emirates visa holders, offering extensive coverage at attractive premiums.
• Variety of Coverage Packages: With four packages (Executive, Economic, Standard, and Essential), Al Sagr accommodates various insurance needs to suit different preferences.
• Generous Annual Limits: Enjoy coverage up to the limit of AED 1,000,000 per annum, which ensures ample coverage for medical expenses.
• Dental and Optical Coverage Options: You can choose from various options for dental and optical coverage, allowing you to tailor your policy to your specific requirements.
• Top-Notch Network Services: You can benefit from network services provided by some of the most decorated Third-Party Administrators (TPAs) of the UAE and enjoy seamless access to quality healthcare.
• Comprehensive Medicines and Drugs Coverage: Al Sagr Insurance covers medicines and drugs up to the annual limit, ensuring that your healthcare needs are met.
• Efficient Policy Services: Al Sagr Insurance ensures prompt service with respect to policy issuance, activation, and the delivery of medical cards.
• Flexible Coverage Options: As a policyholder, you can customise your coverage with the choice of worldwide or limited area coverage.
• Value-Added Services: The medical insurance plan of Al Sagr comes with special value-added services, which include discounts from preferred medical providers for wellness and preventive programs.
• Global Emergency Services: Benefit from Global Emergency Services provided by Assist America that ensure assistance in times of emergencies, even when abroad.
• International Medical Consultation: You can access international medical consultation services facilitated by the UAE's awarded TPA — NEXtCARE — for expert medical advice.
• Convenient Policy Issuance: Enjoy the convenience of quick activation, policy issuance, and medical card delivery in less than 3 days, allowing you prompt access to healthcare coverage.

Eligibility Criteria for Al Sagr Senior Citizen Health Insurance

Seniors can buy Al Sagr senior citizen health insurance upon fulfiling the following eligibility criteria -

Inclusions of Al Sagr Senior Citizen Health Insurance

Here are the general inclusions of Al Sagr senior citizen health insurance -

• Hospitalisation and medical care for patients requiring an overnight stay in the hospital
• Routine dental and gum treatments, excluding orthodontic procedures and denture services.
• Necessary medications prescribed for the treatment of a medical condition
• Accommodation expenses for one accompanying person in critical medical situations

Exclusions of Al Sagr Senior Citizen Health Insurance

The general exclusions of Al Sagr senior citizen health insurance may include the following -

• Optical and dental benefits
• Self-harm or injuries intentionally inflicted by oneself
• Health conditions stemming from unlawful actions
• Engaging in risky or dangerous activities
• Participation in organised sports at a professional level
• Involvement in conflicts, acts of terrorism, or warfare
• Adverse events caused by natural catastrophes
• Participation in military operations and training exercises

Check out some frequently asked questions related to Al Sagr senior citizen health insurance below -

FAQ's